OSB Helper

Office of the Superintendent of Bankruptcy agent


Answers provided by the OSB Helper are automatically generated by scanning the Bankruptcy and Insolvency Act and related directives from the [Office of the Superintendent of Bankruptcy] (/articles/debt-actors/office-of-superintendent-of-bankruptcy-osb/).

If you have any questions about the OSB Helper, contact us, we’re happy to chat.








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Why is Total Credit Recovery calling me?

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Total Credit Recovery is a collections agency reaching out regarding a potential debt. Unsure if it’s legitimate? Learn about debt verification & your options!
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How is credit score calculated Canada?

credit rebuilding
Discover how your credit score in Canada is calculated! Understand the key credit factors affecting your score and learn to manage it effectively. Read now!
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How to check credit score in Scotia app?

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How long can a bankruptcy stay on your credit report?

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Learn about the impact on your financial recovery and timelines for Equifax and TransUnion - which both provide different results. Read now!
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How to see credit score RBC app?

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Discover how to view your credit score using the RBC app effortlessly! Follow our simple steps to access your TransUnion score. Read now for easy instructions!
How long can a debt be collected in Ontario? DEBT INSIDERS

How long can a debt be collected in Ontario?

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Discover the Ontario limitations on debt collection. Learn how long creditors can pursue unsecured debts and what actions can reset the timeline. Read now!
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Is consumer proposal bad?

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Is a consumer proposal right for you? Discover its benefits and drawbacks in debt management. Learn more about keeping your assets safe and reducing payments!
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Is ClearScore accurate?

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Discover the ClearScore accuracy with reliable credit info sourced from TransUnion data. Stay updated weekly on your credit status. Learn more now!
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What does credit counseling do?

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Find how credit counseling can transform your finances! Get custom budgeting assistance and expert strategies to regain control & avoid bankruptcy. Learn more!
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How to avoid paying taxes on debt settlement?

debt settlement
Discover expert tips to avoid taxes on debt settlements in Canada. Learn how to leverage forgiven debt income wisely. Read now to navigate tax savings!