OSB Helper

Office of the Superintendent of Bankruptcy agent


Answers provided by the OSB Helper are automatically generated by scanning the Bankruptcy and Insolvency Act and related directives from the [Office of the Superintendent of Bankruptcy] (/articles/debt-actors/office-of-superintendent-of-bankruptcy-osb/).

If you have any questions about the OSB Helper, contact us, we’re happy to chat.








How to close my Equifax account? DEBT INSIDERS

How to close my Equifax account?

financial planning
Ready to close your Equifax account? Discover the simple steps to cancel your subscription online or via phone. Learn more to secure your finances today!
Are bankruptcies public record in Canada? DEBT INSIDERS

Are bankruptcies public record in Canada?

personal bankruptcy
Discover if bankruptcies are public record in Canada and who can access them. Learn about the OSB database access and find out more today!
How to qualify for consumer proposal? DEBT INSIDERS

How to qualify for consumer proposal?

consumer proposal
Discover how to qualify for a consumer proposal in Canada! Learn about debt limits, income requirements & the role of a licensed insolvency trustee. Read now!
Is consumer proposal same as bankruptcy? DEBT INSIDERS

Is consumer proposal same as bankruptcy?

consumer proposal
Know the key differences between a consumer proposal and personal bankruptcy in Canada. Learn more about your debt relief options and which path suits you best!
How to get inquiries removed from credit report?

How to get inquiries removed from credit report?

credit rebuilding
Struggling to remove hard inquiries from your credit report in Canada? Discover steps to dispute unauthorized inquiries and protect your credit. Learn more!
Does consumer proposal affect sponsorship? DEBT INSIDERS

Does consumer proposal affect sponsorship?

consumer proposal
Wondering if a consumer proposal affects your sponsorship eligibility in Canada? Discover the truth about immigration and debt management. Read now!
How much does a consumer proposal affect your credit?

How much does a consumer proposal affect your credit?

consumer proposal
Discover how a consumer proposal impacts your credit score. Learn about the R7 rating, recovery tips, and timelines. Read now for essential insights!
How long after debt settlement can I buy a house?

How long after debt settlement can I buy a house?

debt settlement
After debt settlement, the timeline for buying a house varies. Learn how long you should wait before applying for a mortgage & boost your chances for approval!
How long does a credit check take? DEBT INSIDERS

How long does a credit check take?

credit rebuilding
Discover the credit check duration in Canada for loans and mortgages. Get insights on how long it really takes and what to expect. Read now!
What happens to credit card debt when you die? DEBT INSIDERS

What happens to credit card debt when you die?

financial planning
Uncover what happens to credit card debt when you die in Canada. Learn about debt responsibility for estates and how it affects family members. Read now!