OSB Helper

Office of the Superintendent of Bankruptcy agent


Answers provided by the OSB Helper are automatically generated by scanning the Bankruptcy and Insolvency Act and related directives from the [Office of the Superintendent of Bankruptcy] (/articles/debt-actors/office-of-superintendent-of-bankruptcy-osb/).

If you have any questions about the OSB Helper, contact us, we’re happy to chat.








Can collection agencies garnish your wages? DEBT INSIDERS

Can collection agencies garnish your wages?

debt management plan
Discover how collection agencies can garnish your wages in Canada. Learn the requirements, limits & your rights. Read to stay informed about wage garnishment!
Does the government pay for bankruptcies? DEBT INSIDERS

Does the government pay for bankruptcies?

personal bankruptcy
Curious about bankruptcy costs and whether the government offers funding? Discover the truth about filing for bankruptcy in Canada. Learn more now!
How long before a debt is uncollectible in Canada?

How long before a debt is uncollectible in Canada?

debt settlement
Discover the debt uncollectible period in Canada! Learn about the statute of limitations on debts, including important timelines and rules. Read now!
How much does a debt settlement lawyer cost? DEBT INSIDERS

How much does a debt settlement lawyer cost?

debt settlement
Discover the costs associated with hiring a debt settlement lawyer in Canada. Learn about lawyer fees and options for affordable solutions. Read now!
How long do collections stay on your credit report?

How long do collections stay on your credit report?

credit rebuilding
Discover how long collections stay on your credit report and their impact on your credit score. Learn how to manage unpaid debts effectively—read now!
How to remove collections from credit report Canada?

How to remove collections from credit report Canada?

consumer proposal
Discover how to remove collections from your credit report in Canada! Learn effective strategies, including disputes and negotiation tips. Read now!
Does OSAP affect credit score? DEBT INSIDERS

Does OSAP affect credit score?

credit rebuilding
How do OSAP loans impact your credit score in Canada? Learn the benefits of timely repayments and the risks of defaulting. Read now to protect your future!
Is Debt Advice Canada legit? DEBT INSIDERS

Is Debt Advice Canada legit?

consumer proposal
Wondering if Debt Advice Canada is legit? Discover key tips on verifying their credibility and ties to a Licensed Insolvency Trustee. Learn more now!
How much to offer debt settlement? DEBT INSIDERS

How much to offer debt settlement?

debt settlement
Looking to negotiate a debt settlement? Discover how much to offer and tips for making a successful negotiation offer. Start your journey to financial freedom!
Is Kingston Data and Credit legit? DEBT INSIDERS

Is Kingston Data and Credit legit?

debt settlement
Discover the truth about Kingston Data and Credit, a debt collection agency in Canada. Are the consumer complaints justified? Learn more before you call back!