OSB Helper

Office of the Superintendent of Bankruptcy agent


Answers provided by the OSB Helper are automatically generated by scanning the Bankruptcy and Insolvency Act and related directives from the [Office of the Superintendent of Bankruptcy] (/articles/debt-actors/office-of-superintendent-of-bankruptcy-osb/).

If you have any questions about the OSB Helper, contact us, we’re happy to chat.








Which banks use TransUnion? DEBT INSIDERS

Which banks use TransUnion?

credit rebuilding
Discover which banks in Canada, including RBC and Vancity, prefer TransUnion for credit checks. Learn more about the TransUnion banks and their policies now!
Can you file a consumer proposal more than once?

Can you file a consumer proposal more than once?

consumer proposal
Discover if you can file a consumer proposal more than once in Canada. Learn about the rules for multiple filings and what you need to consider. Read now!
Does Flexiti affect credit score? DEBT INSIDERS

Does Flexiti affect credit score?

credit rebuilding
Discover how using Flexiti can impact your credit score. Understand the pros and cons before you apply. Learn more about managing your credit wisely!
How do credit counseling services work? DEBT INSIDERS

How do credit counseling services work?

debt management plan
Discover how credit counseling services can help you regain control over your finances. Learn about debt management plans and tailored solutions. Read now!
Is 489 a good credit score? DEBT INSIDERS

Is 489 a good credit score?

credit rebuilding
Is a credit score of 489 good or bad? Discover how it affects loans and options in the poor range. Learn how to improve your credit score today!
How much does Cash Money charge to cash a cheque?

How much does Cash Money charge to cash a cheque?

financial planning
Discover what Cash Money charges to cash a cheque, including fees and alternatives. Learn more about cash cheque fees and make informed decisions today!
What is the minimum amount to file bankruptcies?

What is the minimum amount to file bankruptcies?

personal bankruptcy
Discover the bankruptcy threshold in Canada! Learn about insolvency guidelines and how debt affects your options. Find out more and get the help you need!
What happens when you file bankruptcy? DEBT INSIDERS

What happens when you file bankruptcy?

personal bankruptcy
Discover what happens after you file for bankruptcy in Canada. Learn about the bankruptcy process, the role of an Insolvency Trustee, and key prereqs. Read now!
Can a collection agency garnish my wages? DEBT INSIDERS

Can a collection agency garnish my wages?

debt management plan
Discover if a collection agency can garnish your wages in Canada. Learn about the process, exemptions, and how much they can take. Read now for essential info!
What percentage should I offer to settle debt? DEBT INSIDERS

What percentage should I offer to settle debt?

debt settlement
Discover what % you should offer for debt settlement in Canada. Learn about factors influencing settlement percentage & how to negotiate effectively. Read now!