OSB Helper

Office of the Superintendent of Bankruptcy agent


Answers provided by the OSB Helper are automatically generated by scanning the Bankruptcy and Insolvency Act and related directives from the [Office of the Superintendent of Bankruptcy] (/articles/debt-actors/office-of-superintendent-of-bankruptcy-osb/).

If you have any questions about the OSB Helper, contact us, we’re happy to chat.








Is a consumer proposal worth it? DEBT INSIDERS

Is a consumer proposal worth it?

consumer proposal
For many it is worht it. Find how this debt relief option helps you keep assets and shield against creditors. Learn more about your financial choices now!
What do you lose when you declare bankruptcy? DEBT INSIDERS

What do you lose when you declare bankruptcy?

personal bankruptcy
List of things you lose when declaring bankruptcy in Canada. Learn about non-exempt assets and how they affect your belongings. Read to make informed decisions!
How long can a collection stay on your credit report?

How long can a collection stay on your credit report?

credit rebuilding
Find out about collection stay on your credit report in Canada. Learn about credit report duration, collection impact, and smart payment strategies. Read now!
How long does a consumer proposal affect your credit?

How long does a consumer proposal affect your credit?

consumer proposal
Discover how long a consumer proposal affects your credit in Canada. Learn about the R7 credit rating and steps to rebuild your score. Read now!
Why is Total Credit Recovery calling me? DEBT INSIDERS

Why is Total Credit Recovery calling me?

consumer proposal
Total Credit Recovery is a collections agency reaching out regarding a potential debt. Unsure if it’s legitimate? Learn about debt verification & your options!
How is credit score calculated Canada? DEBT INSIDERS

How is credit score calculated Canada?

credit rebuilding
Discover how your credit score in Canada is calculated! Understand the key credit factors affecting your score and learn to manage it effectively. Read now!
How to check credit score in Scotia app? DEBT INSIDERS

How to check credit score in Scotia app?

credit rebuilding
Eager to check your credit score in the Scotia app? Discover simple steps to access your TransUnion score without impacting your credit. Read now!
How long can a bankruptcy stay on your credit report?

How long can a bankruptcy stay on your credit report?

personal bankruptcy
Learn about the impact on your financial recovery and timelines for Equifax and TransUnion - which both provide different results. Read now!
How to see credit score RBC app? DEBT INSIDERS

How to see credit score RBC app?

credit rebuilding
Discover how to view your credit score using the RBC app effortlessly! Follow our simple steps to access your TransUnion score. Read now for easy instructions!
How long can a debt be collected in Ontario? DEBT INSIDERS

How long can a debt be collected in Ontario?

debt management plan
Discover the Ontario limitations on debt collection. Learn how long creditors can pursue unsecured debts and what actions can reset the timeline. Read now!