OSB Helper

Office of the Superintendent of Bankruptcy agent


Answers provided by the OSB Helper are automatically generated by scanning the Bankruptcy and Insolvency Act and related directives from the [Office of the Superintendent of Bankruptcy] (/articles/debt-actors/office-of-superintendent-of-bankruptcy-osb/).

If you have any questions about the OSB Helper, contact us, we’re happy to chat.








How can I file bankruptcy with no money? DEBT INSIDERS

How can I file bankruptcy with no money?

personal bankruptcy
Struggling to file bankruptcy with no money? Discover how a Licensed Insolvency Trustee can help you navigate the process with reduced fees. Learn more now!
How does collections work in Canada? DEBT INSIDERS

How does collections work in Canada?

debt settlement
Discover how collection agencies operate in Canada, their legal boundaries, and tips for effective debt negotiation. Learn more about your rights today!
How can I remove collections from my credit report?

How can I remove collections from my credit report?

credit rebuilding
Easy strategies to remove collections from your credit report! Learn how to dispute errors, negotiate with creditors, and improve your credit score. Read now!
Why would I owe the Ministry of Finance? DEBT INSIDERS

Why would I owe the Ministry of Finance?

debt settlement
Discover why you might owe the Ministry of Finance for unpaid taxes or overpayments. Gain clarity and tackle your concerns with confidence. Learn more now!
How long does bankruptcy stay on credit report Canada?

How long does bankruptcy stay on credit report Canada?

personal bankruptcy
Find how long bankruptcy stays on your credit report in Canada. Learn about bankruptcy duration, impact on your credit score & rebuilding strategies. Read now!
How to declare bankruptcies in Ontario? DEBT INSIDERS

How to declare bankruptcies in Ontario?

personal bankruptcy
Thinking about declaring bankruptcy in Ontario? Discover the essentials of the process with expert guidance from a Licensed Insolvency Trustee. Learn more now!
How do I get a free credit report from Equifax?

How do I get a free credit report from Equifax?

credit rebuilding
Get your free credit report from Equifax Canada easily! Discover four simple way to request your report today. Learn more about checking your credit history!
How much to offer to settle debt? DEBT INSIDERS

How much to offer to settle debt?

debt settlement
Struggling with a debt settlement? Discover how much to offer in negotiations—typically 20% to 70% of your total debt. Read now for expert tips!
What is a consumer proposal Ontario? DEBT INSIDERS

What is a consumer proposal Ontario?

consumer proposal
Struggling with debt in Ontario? Discover how a consumer proposal can help you settle your debts without bankruptcy. Find out how it works and learn more now!
Can bill collectors call your work? DEBT INSIDERS

Can bill collectors call your work?

debt management plan
Discover the rules surrounding debt collectors and workplace contact in Canada. Learn your rights and how to manage intrusive calls at work. Read now!