OSB Helper

Office of the Superintendent of Bankruptcy agent


Answers provided by the OSB Helper are automatically generated by scanning the Bankruptcy and Insolvency Act and related directives from the [Office of the Superintendent of Bankruptcy] (/articles/debt-actors/office-of-superintendent-of-bankruptcy-osb/).

If you have any questions about the OSB Helper, contact us, we’re happy to chat.








Can I keep my car in a consumer proposal? DEBT INSIDERS

Can I keep my car in a consumer proposal?

consumer proposal
Discover if you can keep your car in a consumer proposal! Learn how maintaining car payments allows you to retain your vehicle. Read now for essential insights!
How many times a day can the bank call you? DEBT INSIDERS

How many times a day can the bank call you?

debt settlement
How often banks can call you in Canada and what are your consumer protection rights? Learn about debt collection and how many calls is excessive. Read now!
How to declare bankruptcy in British Columbia? DEBT INSIDERS

How to declare bankruptcy in British Columbia?

personal bankruptcy
Navigate the bankruptcy process in British Columbia with ease. Gather your financial details, meet a trustee, and start your journey to recovery. Learn more!
How does a consumer proposal affect my credit? DEBT INSIDERS

How does a consumer proposal affect my credit?

consumer proposal
Filing a consumer proposal can affect your credit score with an R7 mark. Learn about the recovery timeline & how to rebuild your credit post-proposal. Read now!
Does phone bill affect credit score Canada? DEBT INSIDERS

Does phone bill affect credit score Canada?

credit rebuilding
Does your phone bill affect your credit score in Canada? Discover how timely payments impact your credit health. Learn more to stay financially savvy!
Is TPH Legal Services legit? DEBT INSIDERS

Is TPH Legal Services legit?

financial planning
Uncover the legitimacy concerns surrounding TPH Legal Services. With a poor BBB rating and 128 complaints, find out what you need to know before answering!
How to declare bankruptcies in Alberta? DEBT INSIDERS

How to declare bankruptcies in Alberta?

personal bankruptcy
Learn how to declare bankruptcy in Alberta with expert guidance! Discover the steps to take and the true role of a Insolvency Trustee. Start your journey now!
Does TD use Equifax or TransUnion? DEBT INSIDERS

Does TD use Equifax or TransUnion?

financial planning
Discover whether TD Bank relies on Experian for credit checks or occasionally taps into Equifax and TransUnion. Learn more about TD Bank credit practices!
Is a consumer proposal the same as bankruptcy? DEBT INSIDERS

Is a consumer proposal the same as bankruptcy?

consumer proposal
Discover the key differences between a consumer proposal and personal bankruptcy. Learn how each option affects your debt and credit score. Find out more now!
Do collection agencies take you to court? DEBT INSIDERS

Do collection agencies take you to court?

debt settlement
If you're wondering if collection agencies take you to court, the answer may surprise you. Discover their tactics and legal rights in debt recovery. Read now!