OSB Helper

Office of the Superintendent of Bankruptcy agent


Answers provided by the OSB Helper are automatically generated by scanning the Bankruptcy and Insolvency Act and related directives from the [Office of the Superintendent of Bankruptcy] (/articles/debt-actors/office-of-superintendent-of-bankruptcy-osb/).

If you have any questions about the OSB Helper, contact us, we’re happy to chat.








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Is TransUnion and Equifax the same?

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Discover the differences between TransUnion and Equifax—two distinct credit bureaus that impact your credit scores. Learn more about their unique features now!
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How does iCash work?

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How iCash works for digital lending in Canada. Learn about their application, flexible payment options like Flexpay loans, and secure transactions. Read now.
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Can I get a mortgage while in a consumer proposal?

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Discover how you can still secure mortgage approval during a consumer proposal. Learn about your options and what lenders consider. Read now!
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What is a Beacon score?

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Discover what a Beacon Score is and how it differs from regular credit scores. Learn how it reflects your creditworthiness and can impact loan offers. Read now!
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How to view credit score TD?

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Discover how to easily view your credit score with TD Bank! Whether using the TD Bank mobile app or online banking, find out the best methods. Learn more now!
How long consumer proposal stay on credit report?

How long consumer proposal stay on credit report?

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Wondering how long a consumer proposal affects your credit report? Discover the credit report duration and learn how long it lasts after completion. Read now!
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Does leasing a car affect credit score?

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Curious about how leasing a car affects your credit score? Discover the positive and negative impacts of leasing on your credit. Read now to learn more!
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How to debt settlement?

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Learn how to manage debt settlement in Canada. Discover essential steps to settle unsecured debts and negotiate with creditors. Start your journey today!
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How to file bankruptcy with no money?

personal bankruptcy
Facing bankruptcy with no money? Discover your options in Canada, including the Bankruptcy Referral Program & Consumer Proposals. Learn more about filing today!
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How does credit counseling work?

debt management plan
Discover how credit counseling works in Canada, from expert consultations to custom debt management plans. Ready to take control of your finances? Learn more!