OSB Helper

Office of the Superintendent of Bankruptcy agent


Answers provided by the OSB Helper are automatically generated by scanning the Bankruptcy and Insolvency Act and related directives from the [Office of the Superintendent of Bankruptcy] (/articles/debt-actors/office-of-superintendent-of-bankruptcy-osb/).

If you have any questions about the OSB Helper, contact us, we’re happy to chat.








Can a collection agency garnish your wages? DEBT INSIDERS

Can a collection agency garnish your wages?

consumer proposal
Learn about wage garnishment and how collection agencies can legally access your earnings in Canada. Know your rights & options against debt collectors now!
Does Equifax affect credit score? DEBT INSIDERS

Does Equifax affect credit score?

credit rebuilding
Discover how Equifax affects your credit score! Learn about soft inquiries and their impact. Read now to safeguard your credit health & make informed decisions!
Can you add debt to a consumer proposal? DEBT INSIDERS

Can you add debt to a consumer proposal?

consumer proposal
Wondering if you can add new debts to your consumer proposal? Discover the rules and potential solutions for managing unexpected financial challenges. Read now!
How long does bankruptcy last Canada? DEBT INSIDERS

How long does bankruptcy last Canada?

personal bankruptcy
Discover the bankruptcy duration in Canada and what factors affect it. Learn about timelines for first-time and repeat filers. Read now for essential insights!
Where to cash a cheque near me? DEBT INSIDERS

Where to cash a cheque near me?

financial planning
Need to cash a cheque near you? Discover easy options with banks, credit unions, and cheque cashing stores. Find out the best choice for you—cash your cheque now!
Is credit counseling worth it? DEBT INSIDERS

Is credit counseling worth it?

debt management plan
Discover if credit counseling is worth the cost for debt management. Learn about reputable agencies, structured plans, and financial education. Read now!
Is Koho credit score accurate? DEBT INSIDERS

Is Koho credit score accurate?

credit rebuilding
Discover the reliability of the KOHO credit score! Learn how Equifax data shapes your credit health and why it may differ from TransUnion. Read now!
How to claim bankruptcies in Ontario? DEBT INSIDERS

How to claim bankruptcies in Ontario?

personal bankruptcy
Discover how to file for bankruptcy in Ontario. Learn about the steps with a Licensed Insolvency Trustee and protect yourself from creditors. Read now!
Is CCDR legit? DEBT INSIDERS

Is CCDR legit?

debt settlement
Curious if CCDR is legit for debt relief? Discover the truth behind their high fees and lack of licensing. Tread carefully and learn more about your options!
What time does Credit Karma update? DEBT INSIDERS

What time does Credit Karma update?

credit rebuilding
Discover when Credit Karma updates your credit score! Get insights on daily changes and learn how to track your score effectively. Read now!