OSB Helper

Office of the Superintendent of Bankruptcy agent


Answers provided by the OSB Helper are automatically generated by scanning the Bankruptcy and Insolvency Act and related directives from the [Office of the Superintendent of Bankruptcy] (/articles/debt-actors/office-of-superintendent-of-bankruptcy-osb/).

If you have any questions about the OSB Helper, contact us, we’re happy to chat.








What happens if you don't pay your debt to creditors?

What happens if you don't pay your debt to creditors?

debt management plan
Ignoring debt can lead to serious consequences, including credit score damage and potential court actions. Learn about debt consequences and your options today!
How to pay a credit card from a different bank?

How to pay a credit card from a different bank?

debt management plan
Discover how to pay your credit card from a different bank easily using online banking. Learn steps to manage your payments and avoid late fees. Read now!
How to get credit report Canada? DEBT INSIDERS

How to get credit report Canada?

credit rebuilding
Looking to get your credit report in Canada? Discover easy steps to request online, by phone, or in person. Learn more and take control of your life today!
How to raise credit score Canada? DEBT INSIDERS

How to raise credit score Canada?

credit rebuilding
Struggling to raise your credit score in Canada? Discover essential tips like checking reports, managing debt, and using secured cards. Find out more now!
What is the minimum payment in credit card? DEBT INSIDERS

What is the minimum payment in credit card?

debt management plan
Discover how your minimum payment is calculated for credit cards in Canada. Learn about the rates and rules, especially in Quebec. Find out more now!
How to establish a credit score? DEBT INSIDERS

How to establish a credit score?

credit rebuilding
Start building your credit score from scratch with simple steps! Discover how a secured credit card and timely payments can boost your score. Learn more now!
What is the average Canadian credit score? DEBT INSIDERS

What is the average Canadian credit score?

credit rebuilding
Curious about the average Canadian credit score? Discover the typical range, influencing factors, and how it compares to national benchmarks. Learn more!
How to improve credit rating Canada? DEBT INSIDERS

How to improve credit rating Canada?

credit rebuilding
Boost your credit rating in Canada before applying for a mortgage! Discover expert tips on credit improvement and mortgage readiness. Learn more now!
What is a creditor? DEBT INSIDERS

What is a creditor?

debt management plan
Discover what a creditor is and their essential role in debt management. Learn about secured and unsecured creditors and their claims. Read now!
How to improve credit score Canada? DEBT INSIDERS

How to improve credit score Canada?

credit rebuilding
Struggling with a low credit score in Canada? Discover effective strategies to enhance your credit report and improve your payment history. Learn more now!