OSB Helper

Office of the Superintendent of Bankruptcy agent


Answers provided by the OSB Helper are automatically generated by scanning the Bankruptcy and Insolvency Act and related directives from the [Office of the Superintendent of Bankruptcy] (/articles/debt-actors/office-of-superintendent-of-bankruptcy-osb/).

If you have any questions about the OSB Helper, contact us, we’re happy to chat.








Who pays for bankruptcies? DEBT INSIDERS

Who pays for bankruptcies?

personal bankruptcy
Discover who truly pays for bankruptcy costs in Canada. Learn about trustee fees, asset responsibilities, and how creditors are involved. Read now!
How long can collection agency try to collect in Canada?

How long can collection agency try to collect in Canada?

debt management plan
Discover how long collection agencies can make collection attempts in Canada. Understand statute limitations and safeguard your rights. Read now!
How to file bankruptcies Canada? DEBT INSIDERS

How to file bankruptcies Canada?

personal bankruptcy
Learn how to file bankruptcy in Canada with our step-by-step guide. Consult a Licensed Insolvency Trustee for advice but asked us what to avoid first. Read now!
How long does a consumer proposal last? DEBT INSIDERS

How long does a consumer proposal last?

consumer proposal
Discover how long a consumer proposal lasts and what influences its duration. Learn about the average length and factors that affect it. Read now!
How to download credit report from Borrowell? DEBT INSIDERS

How to download credit report from Borrowell?

credit rebuilding
Download your credit report from Borrowell effortlessly! Create an account, access your dashboard, and click ‘Download Your Credit Report.’ Learn more now!
Can collection agencies call your work? DEBT INSIDERS

Can collection agencies call your work?

debt management plan
Can collection agencies call your work? Know the rules that govern workplace contact and how to protect your privacy. Learn more about your rights and options!
Is TransUnion and Equifax the same? DEBT INSIDERS

Is TransUnion and Equifax the same?

credit rebuilding
Discover the differences between TransUnion and Equifax—two distinct credit bureaus that impact your credit scores. Learn more about their unique features now!
How does iCash work? DEBT INSIDERS

How does iCash work?

debt consolidation
How iCash works for digital lending in Canada. Learn about their application, flexible payment options like Flexpay loans, and secure transactions. Read now.
Can I get a mortgage while in a consumer proposal?

Can I get a mortgage while in a consumer proposal?

consumer proposal
Discover how you can still secure mortgage approval during a consumer proposal. Learn about your options and what lenders consider. Read now!
What is a Beacon score? DEBT INSIDERS

What is a Beacon score?

credit rebuilding
Discover what a Beacon Score is and how it differs from regular credit scores. Learn how it reflects your creditworthiness and can impact loan offers. Read now!