OSB Helper

Office of the Superintendent of Bankruptcy agent


Answers provided by the OSB Helper are automatically generated by scanning the Bankruptcy and Insolvency Act and related directives from the [Office of the Superintendent of Bankruptcy] (/articles/debt-actors/office-of-superintendent-of-bankruptcy-osb/).

If you have any questions about the OSB Helper, contact us, we’re happy to chat.








What is a public record on credit report? DEBT INSIDERS

What is a public record on credit report?

credit rebuilding
Discover what public records on your credit report mean and how they affect your credit score. Learn more about their impact and navigate your financial future!
Why is my Equifax score lower than TransUnion? DEBT INSIDERS

Why is my Equifax score lower than TransUnion?

credit rebuilding
Confused about why your credit score is lower with Equifax than TransUnion? Discover the factors behind these differences in credit reporting. Learn more!
How long does a consumer proposal stay on your record?

How long does a consumer proposal stay on your record?

consumer proposal
Discover how long a consumer proposal stays on your credit report in Canada. Learn about its duration, impact, and how best to avoid bankruptcy. Read now!
What is credit counselling? DEBT INSIDERS

What is credit counselling?

debt management plan
Discover how credit counselling can transform your situation! Learn about debt management strategies, personalized repayment plans & expert guidance. Read now!
How long do debt management plans last? DEBT INSIDERS

How long do debt management plans last?

debt management plan
Discover the duration of a Debt Management Plan in Canada. Learn how commitment levels affect your timeline and find out how to get debt-free faster. Read now!
How to check credit score on Scotiabank app? DEBT INSIDERS

How to check credit score on Scotiabank app?

credit rebuilding
Discover how to easily check your credit score using the Scotiabank app. Follow our simple guide to access your credit details today. Learn more now!
Can collections call your work? DEBT INSIDERS

Can collections call your work?

debt management plan
Discover if debt collectors can call you at work! Learn about your rights, provincial rules & how to protect your job from unwanted workplace calls. Read now!
What is the difference between bankruptcy & consumer proposal?

What is the difference between bankruptcy & consumer proposal?

debt management plan
Learn key differences between bankruptcy and consumer proposal in Canada. Unpack your debt relief options & find the best solution for your situation. Read now!
Do you have to pay collection agencies? DEBT INSIDERS

Do you have to pay collection agencies?

debt settlement
Are you wondering about your legal obligation to pay collection agencies for old debts? Learn how the Statute of Limitations affects your situation. Read now!
How to get a free credit report from Equifax? DEBT INSIDERS

How to get a free credit report from Equifax?

credit rebuilding
Eager to monitor your credit? Discover how to get your free credit report from Equifax effortlessly with online, phone, or mail options. Read now!