OSB Helper

Office of the Superintendent of Bankruptcy agent


Answers provided by the OSB Helper are automatically generated by scanning the Bankruptcy and Insolvency Act and related directives from the [Office of the Superintendent of Bankruptcy] (/articles/debt-actors/office-of-superintendent-of-bankruptcy-osb/).

If you have any questions about the OSB Helper, contact us, we’re happy to chat.








What is the minimum payment of a credit card? DEBT INSIDERS

What is the minimum payment of a credit card?

Discover how to calculate the minimum payment of your credit card in Canada. Learn the breakdown by balance and importance of staying informed. Read now!
How much debt does Canada have? DEBT INSIDERS

How much debt does Canada have?

financial planning
Discover how much debt Canada has and the factors behind its national debt and gross debt. Learn more about the financial landscape and its implications!
Do debt consolidation loans hurt your credit? DEBT INSIDERS

Do debt consolidation loans hurt your credit?

debt consolidation
Considering a debt consolidation loan? Discover how it affects your credit score. Learn the initial impacts and long-term benefits. Read for expert insights!
How to pay credit card from different bank? DEBT INSIDERS

How to pay credit card from different bank?

debt consolidation
Need to make a credit card payment from a different bank? Discover hassle-free methods, including Interac e-Transfer and EFT options. Learn more now!
Does credit consolidation ruin your credit? DEBT INSIDERS

Does credit consolidation ruin your credit?

debt consolidation
Concerned about how credit consolidation might affect your credit score? Learn if it can damage your credit and discover tips to boost your score. Read now!
Does consolidating your debt hurt your credit? DEBT INSIDERS

Does consolidating your debt hurt your credit?

debt consolidation
Worried about how debt consolidation will affect your credit score? Discover the impact and tips to manage your credit effectively. Read now to learn more!
Does canceling a credit card hurt your score? DEBT INSIDERS

Does canceling a credit card hurt your score?

credit rebuilding
Canceling a credit card can hurt your score by affecting credit utilization, history length, and mix of credit types. Learn how to protect your credit score!
Does a consolidation loan affect credit? DEBT INSIDERS

Does a consolidation loan affect credit?

debt consolidation
Discover how a consolidation loan can affect your credit score. Learn about the impact on your credit and tips for managing debt effectively. Read now!
Do Klarna affect credit score? DEBT INSIDERS

Do Klarna affect credit score?

credit rebuilding
Worried about how Klarna might affect your credit score? Discover the truth behind Klarna's impact on your credit today! Read now to stay informed & shop smart!
Do consolidation loans affect your credit? DEBT INSIDERS

Do consolidation loans affect your credit?

debt consolidation
Wondering if consolidation loans affect your credit score? Discover how they can impact your finances and learn how to improve your credit. Read now!