Consumer Proposal

Top Bankruptcy Alternative

Consumer proposals provide an effective solution for individuals seeking to regain control of their financial situation while avoiding bankruptcy. This resource page offers a comprehensive range of articles, answers to common questions, and inspiring stories related to consumer proposals. Here, you can learn what a consumer proposal is, how it works, alternatives to consider, and strategies to avoid the need for such a proposal.

Insights from Real Experiences and Anonymous Q&A

Inside, you’ll find anonymous questions and stories from those who have experienced consumer proposals firsthand. These resources help demystify the process, allowing you to gain insights from others’ journeys. By exploring these valuable materials, you can make informed financial decisions and feel empowered to take steps toward a more secure future.


What occurs after 45 days in a consumer proposal?

What occurs after 45 days in a consumer proposal?

consumer proposal
Discover what happens after day 45 of your proposal. Learn about key changes, creditor meetings, and how a Licensed Insolvency Trustee can help. Read now!
What is the success rate of consumer proposals in Canada?

What is the success rate of consumer proposals in Canada?

consumer proposal
Although the success rate of a proposal in Canada can vary, with about 70% approval from creditors, it can be a solid choice for managing debt. Learn more!
Eligibility Requirements | Consumer Proposal Details Explained

Eligibility Requirements

Consumer Proposal Details Explained

consumer proposal
Discover if you're eligible for a consumer proposal! Learn about requirements, the role of trustees, and real-world examples. Get started now!
Who is responsible for paying consumer proposal fees?

Who is responsible for paying consumer proposal fees?

consumer proposal
Discover who pays for a consumer proposal, how fees are managed and the role of a Licensed Insolvency Trustee. Read now to understand your financial commitment!
Cost of a Consumer Proposal | Fees, Calculations and More

Cost of a Consumer Proposal

Fees, Calculations and More

consumer proposal
Discover the cost of a consumer proposal and how it can benefit your financial health. Learn tips to manage costs effectively. Get started today!
Do creditors have to approve a consumer proposal?

Do creditors have to approve a consumer proposal?

consumer proposal
Discover whether creditors must accept a consumer proposal in Canada. Learn about the process and tips to strengthen your proposal. Read now!
Length of a Consumer Proposal | Key Factors Explained

Length of a Consumer Proposal

Key Factors Explained

consumer proposal
Discover the length of a consumer proposal in Canada and factors influencing it. Learn tips to manage your proposal effectively. Get started today!
Finding Relief from $49,000 Payday Loan Debt | Oliver

Finding Relief from $49,000 Payday Loan Debt

Oliver

consumer proposal
Struggling with payday loans? Discover Oliver's journey from debt to hope through a consumer proposal. Learn how he took control of his financial future!
Finding Hope Through a Consumer Proposal Amidst Debt | Eva

Finding Hope Through a Consumer Proposal Amidst Debt

Eva

consumer proposal
Struggling with mortgage payments? Discover Eva's inspiring journey from overwhelming debt to hope through a consumer proposal. Read now and find your way!
Finding Hope Through a Consumer Proposal After Breakup | Xavier

Finding Hope Through a Consumer Proposal After Breakup

Xavier

consumer proposal
Discover Xavier's inspiring journey through separation from his partner and overwhelming debt. Learn how a consumer proposal transformed his life. Read now!