Debt Settlement

Negotiate Your Money Freedom

Debt settlement is an important option for those facing significant debt. This resource page includes articles, common questions, and personal stories about debt settlement. Learn what it is, how it works, and alternatives to consider.

Life Experiences and Anonymous Questions on Debt Settlement

You will also find anonymous questions and real-life experiences from individuals who have settled their debts. These resources offer valuable insights and practical advice to help you manage your financial challenges.


How to avoid paying taxes on debt settlement? DEBT INSIDERS

How to avoid paying taxes on debt settlement?

debt settlement
Discover expert tips to avoid taxes on debt settlements in Canada. Learn how to leverage forgiven debt income wisely. Read now to navigate tax savings!
Is MJR Capital Services legit? DEBT INSIDERS

Is MJR Capital Services legit?

debt settlement
Discover the truth about MJR Capital Services, a debt collection agency facing harassment claims. Is it safe to engage with them? Read now for insights!
Is Debt Relief Canada legitimate? DEBT INSIDERS

Is Debt Relief Canada legitimate?

debt settlement
Is Debt Relief Canada legitimate? Discover the truth behind their claims and learn why licensing matters. Stay informed before making decisions—read now!
How long after debt settlement can I buy a house?

How long after debt settlement can I buy a house?

debt settlement
After debt settlement, the timeline for buying a house varies. Learn how long you should wait before applying for a mortgage & boost your chances for approval!
Do debt collectors take you to court? DEBT INSIDERS

Do debt collectors take you to court?

debt settlement
Worried about debt collectors suing you? Understand their court action rights and how to protect yourself. Learn more about your options and stay informed!
How does collections work in Canada? DEBT INSIDERS

How does collections work in Canada?

debt settlement
Discover how collection agencies operate in Canada, their legal boundaries, and tips for effective debt negotiation. Learn more about your rights today!
Why would I owe the Ministry of Finance? DEBT INSIDERS

Why would I owe the Ministry of Finance?

debt settlement
Discover why you might owe the Ministry of Finance for unpaid taxes or overpayments. Gain clarity and tackle your concerns with confidence. Learn more now!
How much to offer to settle debt? DEBT INSIDERS

How much to offer to settle debt?

debt settlement
Struggling with a debt settlement? Discover how much to offer in negotiations—typically 20% to 70% of your total debt. Read now for expert tips!
Is Canadian Credit Recovery Agency legit? DEBT INSIDERS

Is Canadian Credit Recovery Agency legit?

debt settlement
Discover if the Canadian Credit Recovery Agency is legitimate or predatory. Learn about Licensed Insolvency Trustees and debt collection practices. Read now!
Is CCDR legit? DEBT INSIDERS

Is CCDR legit?

debt settlement
Curious if CCDR is legit for debt relief? Discover the truth behind their high fees and lack of licensing. Tread carefully and learn more about your options!