Crossfield

Expert Debt Relief & Consumer Proposal Help

Crossfield, debt relief, Alberta

Crossfield, a rapidly growing community near Calgary, has a population of 4,211, reflecting a 17% increase since 2021. While it offers a blend of residential and commercial spaces, rising housing costs and high unemployment present challenges for residents. Many face difficulties affording homes, and commuting to Calgary can add financial strain. Ongoing infrastructure improvements might lead to higher taxes, complicating debt relief efforts.

City: Crossfield
Province/Territory: Alberta (AB), Canada
Est. Population: 3,599

Financial Challenges

Living in Crossfield can be tough if you’re having money problems. The town is growing quickly, which makes houses and rent more expensive. Many people find it hard to afford a place to live, and with more people moving in, there are fewer homes available. Also, the unemployment rate is high, so finding a job can be difficult. Even if you have a job, you might not earn enough to cover all your bills.

Working in Crossfield has its challenges too. Most jobs are in construction and manufacturing, which can change a lot with the economy. If these jobs go away, it can be hard to find new work. Commuting to Calgary for jobs can cost a lot on gas and take up your time. Plus, the town is spending a lot on improving things like water systems and fire departments, which might mean higher taxes. All these factors can make it harder for people who are already struggling with money.

Debt Relief Solutions Available

Financial Planning

Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.

Find out more about Financial Planning

Debt Management Plan

A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.

Find out more about Debt Management

Debt Consolidation

Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.

Find out more about Debt Consolidation

Debt Settlement

Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.

Find out more about Debt Settlement

Consumer Proposal

A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.

Find out more about Consumer Proposals

Bankruptcy

Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.

Find out more about Bankruptcy


Crossfield team providing expert debt relief solutions for financial freedom and support in overcoming debts.

*Illustration of Crossfield, Alberta

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

ItemDescriptionEstimated
Living paycheck to paycheckNumber of residents who are living paycheck to paycheck1,692
Living in povertyNumber of residents who are living in poverty399
Debt defaultedNumber of residents who have defaulted on a debt payment39
InsolvenciesNumber of residents who filed for insolvency9
Consumer proposalNumber of residents who filed for a consumer proposal7
Personal bankruptcyNumber of residents who filed for personal bankruptcy2

The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.

Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts Reduce debts into one affordable monthly payment Stop all collections calls No interest and charges (completely frozen) Government-legislated debt relief programs

Areas / Neighbourhoods

  • Downtown Crossfield
    The heart of Crossfield, Downtown offers a blend of local shops, eateries, and community services. This area features charming streetscapes and is popular for community events and gatherings.

  • West Crossfield
    Known for its spacious residential properties, West Crossfield is favored by families seeking modern amenities and proximity to schools. It features parks and recreational facilities, making it an attractive area for outdoor activities.

  • East Crossfield
    This area is primarily residential and includes a mixture of new developments and established homes. East Crossfield is appreciated for its quieter atmosphere and convenient access to main roadways, facilitating easy commuting.

  • North Crossfield
    North Crossfield is characterized by larger lots and a rural feel, appealing to those who prefer a more spacious living environment. It’s well-liked for its scenic views and the proximity to nature, making it ideal for outdoor enthusiasts.

  • South Crossfield
    This neighborhood features a mix of residential developments and open spaces. South Crossfield is known for its family-friendly environment and accessibility to schools and parks, making it a sought-after area for both young families and retirees.

Crossfield team providing expert debt relief solutions for financial freedom and support in overcoming debts. Debt solutions available.

Illustration of Crossfield, Alberta, Canada

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in Crossfield, Canada to help understand the financial requirements for different living situations.

ItemDescriptionAverage Cost
Housing (1BR)Monthly rent for a 1-bedroom apartment$1,550
Housing (2BR)Monthly rent for a 2-bedroom apartment$1,900
Average Home PriceAverage price to purchase a home$507,000
UtilitiesMonthly cost for electricity, heating, water, and garbage$230
Food (Single)Monthly grocery cost for a single person$350
Food (Family)Monthly grocery cost for a family of four$1,000
Healthcare (Rx)Monthly cost for prescription medications$35
Healthcare (Dental)Monthly cost for dental care$200
Healthcare (Vision)Monthly cost for vision care$225
Transportation (Public)Monthly cost for public transit$1,550
Transportation (Car)Monthly cost for car ownership$650
Childcare (Daycare)Monthly cost for daycare$1,200
Childcare (After-School)Monthly cost for after-school programs$400

The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.

Top Questions

  1. What is the average cost of living in Crossfield, Alberta?
  2. How do housing prices in Crossfield compare to nearby cities?
  3. What are the main employment opportunities in Crossfield and their salary ranges?
  4. What financial challenges do residents of Crossfield typically face?
  5. How has the economic outlook for Crossfield changed in recent years?
  6. Are there local government programs to assist residents with financial difficulties?
  7. What are the tax rates in Crossfield, and how do they impact residents’ finances?

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Located about 30 minutes north of Calgary, this community has seen rapid growth, with a population of 4,211 as of the 2024 municipal census—an impressive 17% increase since 2021. The town balances a mix of residential and commercial areas, with around 70% of its space dedicated to homes and 30% to businesses. The construction sector thrives here, supporting a dynamic local economy. With ongoing upgrades planned for infrastructure to meet the demands of its growing population, this location offers its residents a tight-knit community feel while providing access to the larger urban amenities of Calgary.



Eliminate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs