High Level

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High Level, debt relief, Alberta

High Level, Alberta, is a small town near the Hay River, surrounded by natural beauty and linked to the oil and gas industry. While its economy offers job opportunities, high unemployment and low wages create financial challenges for residents, especially youth. The high cost of living complicates debt management, making debt relief essential for those struggling to make ends meet.

City: High Level
Province/Territory: Alberta (AB), Canada
Est. Population: 3,461

Financial Challenges

Living in High Level, Alberta can be tough if you’re having money problems. Jobs might be hard to find because unemployment in the area is high, making it difficult to pay for things like rent, food, and bills. Young people especially may struggle to find work, which can make it hard to start their careers or go to school.

Additionally, even if you do have a job, wages might be lower than in bigger cities. The cost of living, like groceries and housing, can still be high, so your money might not go as far. This can make it hard to save money or pay off debts. If you’re facing money problems, these challenges can make everyday life more stressful and difficult.

Debt Relief Solutions Available

Financial Planning

Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.

Find out more about Financial Planning

Debt Management Plan

A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.

Find out more about Debt Management

Debt Consolidation

Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.

Find out more about Debt Consolidation

Debt Settlement

Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.

Find out more about Debt Settlement

Consumer Proposal

A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.

Find out more about Consumer Proposals

Bankruptcy

Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.

Find out more about Bankruptcy


high level overview of debt relief options for financial recovery

*Illustration of High Level, Alberta

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

ItemDescriptionEstimated
Living paycheck to paycheckNumber of residents who are living paycheck to paycheck1,627
Living in povertyNumber of residents who are living in poverty384
Debt defaultedNumber of residents who have defaulted on a debt payment38
InsolvenciesNumber of residents who filed for insolvency9
Consumer proposalNumber of residents who filed for a consumer proposal7
Personal bankruptcyNumber of residents who filed for personal bankruptcy2

The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.

Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts Reduce debts into one affordable monthly payment Stop all collections calls No interest and charges (completely frozen) Government-legislated debt relief programs

Areas / Neighbourhoods

  • Downtown High Level
    The central hub of the community, Downtown High Level features a mix of retail shops, restaurants, and local businesses. It’s a vibrant area that hosts various events and community activities throughout the year.

  • Lawton Park
    A quieter residential neighborhood, Lawton Park is known for its family-friendly atmosphere and well-maintained parks. It offers easy access to playgrounds and walking trails, making it ideal for families and outdoor enthusiasts.

  • Glenridding
    This area is known for its picturesque landscapes and spacious lots, providing a suburban feel. Glenridding is preferred for its close-knit community and beautiful homes, along with its proximity to local amenities.

  • Riverview Estates
    A growing residential area, Riverview Estates is popular for its larger properties and scenic views. Many homes overlook the Peace River, which adds to the appeal of this serene neighborhood.

  • Heritage Heights
    A well-established neighborhood that combines residential living with convenient access to essential services. Heritage Heights is appreciated for its green spaces and community spirit, making it an attractive place for families.

  • Industrial Park
    While primarily focused on business and industry, the Industrial Park area contributes to High Level’s economy and job market. It’s an essential area for those seeking employment in local industries and services.

  • Northern Lights College Area
    Home to the local campus of Northern Lights College, this area attracts students and educators. It is often bustling with activities related to education and workforce training, making it a vibrant part of High Level.

  • Cedar Park
    A newer development known for its modern homes and community amenities. Cedar Park is designed to appeal to young professionals and families, offering a range of services and recreational opportunities.

high level overview of debt relief options for financial recovery Debt solutions available.

Illustration of High Level, Alberta, Canada

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in High Level, Canada to help understand the financial requirements for different living situations.

ItemDescriptionAverage Cost
Housing (1BR)Monthly rent for a 1-bedroom apartment$1,550
Housing (2BR)Monthly rent for a 2-bedroom apartment$1,900
Average Home PriceAverage price to purchase a home$507,000
UtilitiesMonthly cost for electricity, heating, water, and garbage$230
Food (Single)Monthly grocery cost for a single person$350
Food (Family)Monthly grocery cost for a family of four$1,000
Healthcare (Rx)Monthly cost for prescription medications$35
Healthcare (Dental)Monthly cost for dental care$200
Healthcare (Vision)Monthly cost for vision care$225
Transportation (Public)Monthly cost for public transit$1,550
Transportation (Car)Monthly cost for car ownership$650
Childcare (Daycare)Monthly cost for daycare$1,200
Childcare (After-School)Monthly cost for after-school programs$400

The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.

Top Questions

  1. What is the current cost of living in High Level, Alberta?
  2. How has the job market in High Level changed in recent years?
  3. What are the main industries driving the economy in High Level?
  4. How do housing prices in High Level compare to other cities in Alberta?
  5. What financial assistance programs are available for residents of High Level?
  6. What are the average salaries for common jobs in High Level?
  7. How does the economic outlook for High Level impact local businesses and residents?

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Located in northern Alberta, this small town lies near the Hay River and the Alberta-Northwest Territories border, making it a gateway to the north. The community is surrounded by beautiful natural landscapes, including forests and rivers, which offer many outdoor activities such as fishing, hiking, and camping. The area is known for its connection to the oil and gas industry, contributing to its economy and providing job opportunities for residents. Additionally, local Indigenous cultures play a significant role in the town’s rich heritage, with various events celebrating these traditions throughout the year.



Eliminate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs