Three Hills

Expert Debt Relief & Consumer Proposal Help

Three Hills, debt relief, Alberta

Three Hills, Alberta, a small town with around 3,000 residents, offers a strong sense of community, quality education, and outdoor activities. However, many face challenges with job availability and high living costs, leading to financial stress. Residents often struggle to manage rent, groceries, and bills, highlighting the need for effective debt relief solutions such as debt management and consumer proposals.

City: Three Hills
Province/Territory: Alberta (AB), Canada
Est. Population: 3,212

Financial Challenges

Many people living in Three Hills face challenges finding steady jobs. With fewer businesses in small towns, there are limited opportunities, making it hard for those who need work. When jobs are hard to find, families may struggle to pay for things like rent, groceries, and bills every month.

Additionally, the cost of living in Three Hills can be high. Housing prices might go up, making it difficult for people to afford their homes or find affordable places to rent. When expenses increase but income doesn’t, it can create a lot of financial stress. This makes it tough for residents who are already having money problems to manage their daily needs and save for the future.

Debt Relief Solutions Available

Financial Planning

Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.

Find out more about Financial Planning

Debt Management Plan

A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.

Find out more about Debt Management

Debt Consolidation

Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.

Find out more about Debt Consolidation

Debt Settlement

Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.

Find out more about Debt Settlement

Consumer Proposal

A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.

Find out more about Consumer Proposals

Bankruptcy

Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.

Find out more about Bankruptcy


Three Hills landscape with a focus on community resources for debt relief solutions.

*Illustration of Three Hills, Alberta

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

ItemDescriptionEstimated
Living paycheck to paycheckNumber of residents who are living paycheck to paycheck1,510
Living in povertyNumber of residents who are living in poverty357
Debt defaultedNumber of residents who have defaulted on a debt payment35
InsolvenciesNumber of residents who filed for insolvency8
Consumer proposalNumber of residents who filed for a consumer proposal6
Personal bankruptcyNumber of residents who filed for personal bankruptcy2

The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.

Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts Reduce debts into one affordable monthly payment Stop all collections calls No interest and charges (completely frozen) Government-legislated debt relief programs

Areas / Neighbourhoods

  • Downtown Three Hills
    The central hub of the town, Downtown Three Hills features a mix of local shops, cafes, and restaurants. It serves as a gathering place for community events and hosts the popular Three Hills Arts Academy.

  • Three Hills Golf Club Area
    Known for its scenic beauty, this neighborhood surrounds the Three Hills Golf Club. It offers leisure activities, including golfing and walking paths, and attracts both residents and visitors during the warmer months.

  • Southwest Residential Area
    This area consists of a variety of family homes and is characterized by its peaceful environment and proximity to schools. It’s popular among families seeking a quiet neighborhood with access to amenities.

  • East Three Hills
    Located on the outskirts, this neighborhood features larger properties and agricultural land. It offers a rural lifestyle while still being close to the town’s facilities, making it attractive for those looking for a peaceful setting.

  • North Hill
    With its elevated views and spacious lots, North Hill is a desirable area for those seeking a bit more distance from the hustle and bustle of the town. The community is often noted for its larger homes and family-friendly atmosphere.

  • Kings Court
    A newer development in Three Hills, Kings Court consists of modern residences and offers a contemporary living experience. It is appealing to young families and professionals looking for updated homes with easy access to amenities.

Three Hills landscape with a focus on community resources for debt relief solutions. Debt solutions available.

Illustration of Three Hills, Alberta, Canada

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in Three Hills, Canada to help understand the financial requirements for different living situations.

ItemDescriptionAverage Cost
Housing (1BR)Monthly rent for a 1-bedroom apartment$1,550
Housing (2BR)Monthly rent for a 2-bedroom apartment$1,900
Average Home PriceAverage price to purchase a home$507,000
UtilitiesMonthly cost for electricity, heating, water, and garbage$230
Food (Single)Monthly grocery cost for a single person$350
Food (Family)Monthly grocery cost for a family of four$1,000
Healthcare (Rx)Monthly cost for prescription medications$35
Healthcare (Dental)Monthly cost for dental care$200
Healthcare (Vision)Monthly cost for vision care$225
Transportation (Public)Monthly cost for public transit$1,550
Transportation (Car)Monthly cost for car ownership$650
Childcare (Daycare)Monthly cost for daycare$1,200
Childcare (After-School)Monthly cost for after-school programs$400

The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.

Top Questions

  1. What is the cost of living in Three Hills, Alberta compared to larger cities in Canada?
  2. What are the average housing prices in Three Hills, and how have they changed over recent years?
  3. How does the job market in Three Hills affect residents’ financial stability and opportunities?
  4. What are the main economic drivers in Three Hills, and how do they impact local employment?
  5. Are there any financial assistance programs available for residents facing economic challenges in Three Hills?
  6. How do the wages in Three Hills compare to other similar-sized towns in Alberta?
  7. What community resources are available to help residents manage their financial challenges in Three Hills?

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Located in Alberta, this small town serves as a hub for agriculture and community life in the region. With a population of around 3,000 residents, it enjoys a close-knit atmosphere and is well-known for its historic sites and local events. The town prides itself on its commitment to education, with local schools providing quality learning opportunities. Outdoor activities are abundant, with parks and recreational facilities that encourage a healthy lifestyle. Additionally, its location along the major highways makes it easily accessible for visitors, contributing to its appeal as a destination for those exploring Central Alberta.



Eliminate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs