Beausejour
Expert Debt Solutions & Management Plans
Beausejour, debt relief, Manitoba
Beausejour, Manitoba, is a small community of about 3,558 residents with a median age of 46.4, indicating a mature population. While it offers a close-knit environment and cultural events, many face financial challenges due to limited job opportunities, rising costs, and increasing taxes. These factors contribute to stress over managing budgets and seeking debt relief options for families in need.
City: Beausejour
Province/Territory: Manitoba (MB), Canada
Est. Population: 3,126
Financial Challenges
Living in Beausejour can be hard for people who are having money problems. Many residents are older, which means they might have higher costs for things like healthcare and mortgages. There aren’t many new jobs available, and more people are becoming unemployed, making it tough to find work to pay bills and support their families. On top of that, taxes are increasing, so there is even less money left after paying these expenses.
Working in Beausejour while dealing with financial issues is challenging because there are not many job opportunities and the economy is not growing fast. Many people have to pay higher property taxes and other fixed costs, which makes it difficult to save money or handle unexpected expenses. With fewer chances to earn more money and many people relying on fixed incomes, managing a budget becomes very stressful for those struggling financially.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Beausejour, Manitoba
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
| Item | Description | Estimated |
|---|---|---|
| Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 1,469 |
| Living in poverty | Number of residents who are living in poverty | 347 |
| Debt defaulted | Number of residents who have defaulted on a debt payment | 34 |
| Insolvencies | Number of residents who filed for insolvency | 8 |
| Consumer proposal | Number of residents who filed for a consumer proposal | 6 |
| Personal bankruptcy | Number of residents who filed for personal bankruptcy | 2 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Downtown Beausejour
The heart of Beausejour, this area features a mix of local shops, restaurants, and community services. It’s a vibrant hub where residents gather for events and activities, making it a focal point for local culture.Parkview Estates
A family-friendly neighborhood located near parks and recreational facilities. This area is known for its spacious homes and friendly community atmosphere, perfect for those looking to settle in quiet surroundings with access to outdoor activities.Riverside Drive
This scenic area runs along the banks of the Brokenhead River, offering picturesque views and walking trails. Homes here typically have larger yards, and residents enjoy the peaceful ambiance while being close to nature.East Beausejour
This emerging area is known for its newer developments and planned communities. It appeals to families and young professionals alike, offering modern amenities and proximity to schools and parks.West Beausejour
A charming, established neighborhood that features older homes with character. It is known for its strong sense of community and accessibility to local services, making it a desirable location for longtime residents.Kinsmen Park Area
Located near Kinsmen Park, this area offers a variety of recreational facilities. It attracts families looking for an active lifestyle, with access to sports fields, playgrounds, and seasonal community events.

Illustration of Beausejour, Manitoba, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Beausejour, Canada to help understand the financial requirements for different living situations.
| Item | Description | Average Cost |
|---|---|---|
| Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,282 |
| Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,692 |
| Average Home Price | Average price to purchase a home | $343,000 |
| Utilities | Monthly cost for electricity, heating, water, and garbage | $220 |
| Food (Single) | Monthly grocery cost for a single person | $300 |
| Food (Family) | Monthly grocery cost for a family of four | $850 |
| Healthcare (Rx) | Monthly cost for prescription medications | $35 |
| Healthcare (Dental) | Monthly cost for dental care | $200 |
| Healthcare (Vision) | Monthly cost for vision care | $225 |
| Transportation (Public) | Monthly cost for public transit | $1,282 |
| Transportation (Car) | Monthly cost for car ownership | $550 |
| Childcare (Daycare) | Monthly cost for daycare | $1,000 |
| Childcare (After-School) | Monthly cost for after-school programs | $350 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the cost of living in Beausejour, Manitoba compared to other towns in the region?
- What are the average home prices in Beausejour, and how have they changed over the past few years?
- How do property taxes in Beausejour compare to other municipalities in Manitoba?
- What local economic factors are influencing employment opportunities in Beausejour?
- What financial assistance programs are available for residents facing economic hardship in Beausejour?
- How does the cost of utilities in Beausejour impact the overall financial burden on residents?
- What are the unemployment rates in Beausejour, and how do they affect the local economy?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Situated in the province of Manitoba, this town is a small but thriving community with a population of approximately 3,558 residents as of 2024, showing steady growth from previous years. The median age is 46.4, which is notably higher than both the provincial and national averages, indicating a mature population. The majority of families consist of married couples and many residents have children living at home. This close-knit community is known for its historical connections and offers various outdoor activities, reflecting the region’s natural beauty. With a strong focus on community events and local culture, it remains an inviting place for both long-term residents and newcomers alike.
Eliminate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!