Hillsburg-Roblin-Shell River
Credit Card Consolidation
Hillsburg-Roblin-Shell River, debt relief, Manitoba
Hillsburg-Roblin-Shell River, Manitoba, is a rural community with around 3,146 residents, characterized by scenic landscapes and agricultural activities. Many families struggle with low incomes, earning under $40,000 annually, making it hard to cover living expenses. The aging population and limited job opportunities further complicate financial stability, highlighting the need for effective debt relief options in the area.
City: Hillsburg-Roblin-Shell River
Province/Territory: Manitoba (MB), Canada
Est. Population: 3,214
Financial Challenges
Many people in Hillsburg-Roblin-Shell River have a hard time making enough money. A large number of families earn less than $40,000 each year, which makes it difficult to pay for things like rent, groceries, and utilities. Jobs in the area often don’t pay much, so saving money or handling unexpected expenses becomes a big challenge for many residents.
Additionally, the community is getting older, and fewer young people are moving in to take new jobs. This means there are fewer opportunities to find better-paying work. With fewer businesses around, it can be hard to find the help you need when you’re struggling with money. Living and working in Hillsburg-Roblin-Shell River can be tough for those facing financial problems.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Hillsburg-Roblin-Shell River, Manitoba
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
| Item | Description | Estimated |
|---|---|---|
| Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 1,511 |
| Living in poverty | Number of residents who are living in poverty | 357 |
| Debt defaulted | Number of residents who have defaulted on a debt payment | 35 |
| Insolvencies | Number of residents who filed for insolvency | 8 |
| Consumer proposal | Number of residents who filed for a consumer proposal | 6 |
| Personal bankruptcy | Number of residents who filed for personal bankruptcy | 2 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Roblin: Roblin is a vibrant community known for its strong agricultural roots and friendly atmosphere. The town offers a variety of local shops, recreational facilities, and events throughout the year, making it a hub for both residents and visitors.
Hillsburg: This small rural community is characterized by its picturesque landscapes and close-knit atmosphere. Hillsburg offers a peaceful lifestyle with access to recreational activities such as hiking and fishing in nearby natural areas.
Shell River: Nestled along the Shell River, this area provides beautiful scenery and outdoor recreational opportunities. Shell River is popular for its serene environment and is a great spot for families and nature enthusiasts seeking tranquility.
Baldur: Although slightly larger than Hillsburg, Baldur is another area known for its welcoming vibe and community activities. It features local businesses, parks, and events that encourage social engagement among residents.
Minnedosa: While technically outside of the Hillsburg-Roblin-Shell River area, Minnedosa’s proximity makes it a popular destination for residents looking for additional amenities, including shopping, dining, and services.
The Rural Municipality of Shellmouth-Boulton: This larger rural area encompasses several smaller communities and is known for its agriculture and outdoor recreation. Residents enjoy spacious living, with ample opportunities for farming, fishing, and hiking.
Ethelbert: A nearby community with a strong sense of tradition, Ethelbert features local events and a supportive network of residents. Its close proximity to nature makes it ideal for those who enjoy an outdoor lifestyle.

Illustration of Hillsburg-Roblin-Shell River, Manitoba, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Hillsburg-Roblin-Shell River, Canada to help understand the financial requirements for different living situations.
| Item | Description | Average Cost |
|---|---|---|
| Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,282 |
| Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,692 |
| Average Home Price | Average price to purchase a home | $343,000 |
| Utilities | Monthly cost for electricity, heating, water, and garbage | $220 |
| Food (Single) | Monthly grocery cost for a single person | $300 |
| Food (Family) | Monthly grocery cost for a family of four | $850 |
| Healthcare (Rx) | Monthly cost for prescription medications | $35 |
| Healthcare (Dental) | Monthly cost for dental care | $200 |
| Healthcare (Vision) | Monthly cost for vision care | $225 |
| Transportation (Public) | Monthly cost for public transit | $1,282 |
| Transportation (Car) | Monthly cost for car ownership | $550 |
| Childcare (Daycare) | Monthly cost for daycare | $1,000 |
| Childcare (After-School) | Monthly cost for after-school programs | $350 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of living in Hillsburg-Roblin-Shell River, Manitoba?
- How does the housing market in Hillsburg-Roblin-Shell River compare to other regions in Manitoba?
- What are the primary economic industries in Hillsburg-Roblin-Shell River and their impact on local employment?
- Are there any financial assistance programs available for residents facing economic challenges in Hillsburg-Roblin-Shell River?
- What is the average household income in Hillsburg-Roblin-Shell River, and how does it compare to the provincial average?
- How do utility costs in Hillsburg-Roblin-Shell River impact the overall cost of living for residents?
- What are the local government initiatives aimed at improving the economic outlook for Hillsburg-Roblin-Shell River?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Hillsburg-Roblin-Shell River, located in Manitoba, is a small rural community with a population of around 3,146 people. The area is characterized by its scenic landscapes and agricultural roots, making it an appealing spot for those who appreciate the outdoors and rural living. Most residents are English speakers, and the community has a higher median age compared to the provincial average, reflecting an aging population. While the region has seen gradual population decline, it remains connected to the broader Parklands Region, which offers various outdoor recreational opportunities such as hiking, fishing, and nature exploration, contributing to its charm as a peaceful place to live.
Eliminate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!