Ste. Anne
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Ste. Anne, debt relief, Manitoba
Ste. Anne, a growing community in southeastern Manitoba, offers a quiet lifestyle with cultural and recreational activities, but faces challenges due to increased housing demand causing rising rents and home prices. Many local jobs are tied to unstable industries like farming, leading to financial struggles for residents. Limited access to banks and financial services hampers debt relief efforts.
City: Ste. Anne
Province/Territory: Manitoba (MB), Canada
Est. Population: 5,003
Financial Challenges
Ste. Anne has seen a big increase in people moving there recently. This means more demand for houses and apartments, which makes rent and home prices go up. For people who are having money problems, paying higher rents or mortgages can be very difficult. It can be hard to find affordable places to live quickly when many people are looking for homes at the same time.
Another challenge is the types of jobs available in Ste. Anne. Many jobs are in farming or natural resources, which can be unstable because they depend on things like the weather or market prices. If these industries have a bad year, people might lose their income and struggle to pay their bills. Additionally, there are fewer banks and financial services in smaller communities, so people who need help managing their money or getting advice might not have easy access to the support they need.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Ste. Anne, Manitoba
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
Item | Description | Estimated |
---|---|---|
Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 2,351 |
Living in poverty | Number of residents who are living in poverty | 555 |
Debt defaulted | Number of residents who have defaulted on a debt payment | 55 |
Insolvencies | Number of residents who filed for insolvency | 13 |
Consumer proposal | Number of residents who filed for a consumer proposal | 10 |
Personal bankruptcy | Number of residents who filed for personal bankruptcy | 3 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
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Areas / Neighbourhoods
Downtown Ste. Anne
This area features a mix of local shops, restaurants, and essential services. It’s vibrant and serves as the community hub for social activities and events, making it a popular spot for residents and visitors alike.Ste. Anne Agricultural Area
Known for its rural charm, this neighborhood includes farmland and smaller residential lots. It’s ideal for those who enjoy outdoor activities, farming, and a close-knit community vibe, contributing to the local economy through agriculture.Lakeview Estates
A residential area situated near a picturesque lake, Lakeview Estates provides amenities like walking trails and recreational spaces. Many families are drawn to this area for its natural beauty and family-friendly atmosphere.Maplewood Crescent
This quiet residential neighborhood offers a variety of single-family homes, making it attractive to families and retirees. The area is characterized by well-maintained properties and a strong sense of community.The Meadows
A newer development featuring modern homes, The Meadows attracts young families and professionals looking for a friendly community close to amenities. Its layout includes parks and playgrounds, enhancing the appeal for outdoor enthusiasts.Old Town Ste. Anne
Rich in history and charm, this area features older homes and buildings that tell the story of the town’s past. It contains several heritage sites, creating a unique atmosphere that draws history buffs and those who appreciate traditional architecture.

Illustration of Ste. Anne, Manitoba, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Ste. Anne, Canada to help understand the financial requirements for different living situations.
Item | Description | Average Cost |
---|---|---|
Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,282 |
Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,692 |
Average Home Price | Average price to purchase a home | $343,000 |
Utilities | Monthly cost for electricity, heating, water, and garbage | $220 |
Food (Single) | Monthly grocery cost for a single person | $300 |
Food (Family) | Monthly grocery cost for a family of four | $850 |
Healthcare (Rx) | Monthly cost for prescription medications | $35 |
Healthcare (Dental) | Monthly cost for dental care | $200 |
Healthcare (Vision) | Monthly cost for vision care | $225 |
Transportation (Public) | Monthly cost for public transit | $1,282 |
Transportation (Car) | Monthly cost for car ownership | $550 |
Childcare (Daycare) | Monthly cost for daycare | $1,000 |
Childcare (After-School) | Monthly cost for after-school programs | $350 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of living in Ste. Anne, Manitoba?
- What are the current housing market trends in Ste. Anne?
- How does Ste. Anne’s cost of living compare to other nearby cities in Manitoba?
- What are the primary economic drivers in Ste. Anne?
- What financial assistance programs are available for residents of Ste. Anne?
- How do employment opportunities in Ste. Anne impact residents’ financial challenges?
- What are the average income levels for residents in Ste. Anne?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Located in southeastern Manitoba, this community is situated about 30 kilometers east of Winnipeg, making it a convenient choice for those who work in the city but prefer a quieter, small-town lifestyle. With a population that grew significantly between 2016 and 2021, it offers a friendly atmosphere with a mix of cultural and recreational activities. The area is surrounded by beautiful landscapes, including farmland and nearby rivers, which provide opportunities for outdoor activities like hiking, fishing, and biking. Many residents enjoy a strong sense of community and participate in local events throughout the year, highlighting the area’s unique character and charm.
Eliminate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!