Beaubassin East
Debt Relief and Counselling
Beaubassin East, debt relief, New Brunswick
Beaubassin East, New Brunswick, is a charming community rich in Acadian culture and outdoor recreation, appealing to families and retirees. However, residents face financial challenges due to reliance on seasonal industries like fishing and tourism, leading to fluctuating incomes and debt reliance. Limited local employment and infrastructure investment further complicate economic stability, necessitating innovative community solutions for sustainable growth and debt relief.

Computer illustration of Beaubassin East / Beaubassin-est, Canada
City: Beaubassin East / Beaubassin-est
Province/Territory: New Brunswick (NB), Canada
Est. Population: 6,376
Overview
Beaubassin East, located in southeastern New Brunswick, is a picturesque community that beautifully blends rural charm with modern amenities, making it an appealing destination for families and retirees alike. The area is renowned for its rich Acadian culture, an abundance of outdoor recreational opportunities, and vibrant local events that foster a strong sense of community. With access to stunning coastal landscapes and a variety of parks and trails, residents can enjoy activities such as hiking, biking, and exploring the scenic routes that characterize the region. Additionally, the community’s commitment to preserving its heritage while embracing growth ensures a balanced lifestyle for all who call it home.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about BankruptcyFinancial Challenges
Residents in this region face significant financial challenges largely due to its reliance on seasonal industries like fishing and tourism. This seasonal nature means there’s an ebb and flow of income, with some months being financially secure and others presenting uncertainty. For example, fishermen can earn substantial sums during the fishing season, but must budget carefully for the off-season when earnings are not as plentiful. The fluctuating income can make it difficult for families to plan for long-term expenses such as education or retirement, and often leads to increased reliance on credit during leaner months.
Adding to these challenges is the limited local employment landscape beyond seasonal work, which pushes many residents to seek jobs in larger nearby cities or even out of province, adding commute costs or relocation expenses to their financial burdens. Plus, with a relatively small and dispersed population, there is a lack of substantial investment in infrastructure that could foster local economic growth and job creation year-round. This results in increased pressure on the community to find innovative ways to sustain local businesses and create opportunities that are not seasonally dependent.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Abozone: A quaint community known for its scenic views, Abozone offers a mix of rural charm and access to recreational activities such as hiking and fishing. The area is appreciated for its friendly atmosphere and family-oriented environment.
Cap-Pelé: This vibrant seaside community is famous for its beautiful beaches and seafood cuisine. Cap-Pelé attracts visitors year-round, particularly during the summer months, and features numerous local festivals celebrating Acadian culture.
Beau-Bassin: This small yet appealing neighborhood emphasizes outdoor living, with many residents enjoying the nearby parks and trails. The area is complemented by friendly neighbors and a strong sense of community.
Dieppe: While part of the greater Moncton area, Dieppe includes sectors that extend into Beaubassin East. Known for its urban conveniences, Dieppe offers shopping, dining, and various amenities, making it a popular choice for families and young professionals.
Shediac Cape: Situated along the scenic coast, Shediac Cape is renowned for its stunning landscapes and outdoor recreation. With access to exceptional beaches and nature trails, it’s a popular spot for nature enthusiasts and families alike.
Grande-Digue: A picturesque village located near the coast, Grande-Digue is known for its tranquil environment and cultural events. The community emphasizes local arts and crafts, attracting visitors interested in authentic Acadian experiences.
Barachois: This charming area combines rural beauty with coastal features. Residents enjoy a laid-back lifestyle with plenty of opportunities for outdoor activities, such as boating and bird watching along the picturesque shoreline.
Top Questions
- What are the main attractions and activities in Beaubassin East?
- What is the history of Beaubassin East and its significance in New Brunswick?
- What are the demographic characteristics of Beaubassin East?
- How does Beaubassin East compare to other municipalities in New Brunswick regarding cost of living?
- What recreational facilities and parks are available in Beaubassin East?
- What are the local schools and educational opportunities in Beaubassin East?
- How can I get involved in the community of Beaubassin East?

Computer illustration of Beaubassin East / Beaubassin-est, Canada
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
Item | Description | Estimated |
---|---|---|
Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 2,997 |
Living in poverty | Number of residents who are living in poverty | 708 |
Debt defaulted | Number of residents who have defaulted on a debt payment | 69 |
Insolvencies | Number of residents who filed for insolvency | 16 |
Consumer proposal | Number of residents who filed for a consumer proposal | 12 |
Personal bankruptcy | Number of residents who filed for personal bankruptcy | 4 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Beaubassin East / Beaubassin-est, Canada to help understand the financial requirements for different living situations.
Item | Description | Average Cost |
---|---|---|
Housing (1BR) | Monthly rent for a 1-bedroom apartment | $850 |
Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,200 |
Average Home Price | Average price to purchase a home | $288,000 |
Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
Food (Single) | Monthly grocery cost for a single person | $300 |
Food (Family) | Monthly grocery cost for a family of four | $850 |
Healthcare (Rx) | Monthly cost for prescription medications | $35 |
Healthcare (Dental) | Monthly cost for dental care | $200 |
Healthcare (Vision) | Monthly cost for vision care | $225 |
Transportation (Public) | Monthly cost for public transit | $850 |
Transportation (Car) | Monthly cost for car ownership | $550 |
Childcare (Daycare) | Monthly cost for daycare | $900 |
Childcare (After-School) | Monthly cost for after-school programs | $350 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!