Douglas
Credit Counselling & Debt Solutions
Douglas, debt relief, New Brunswick
Douglas, New Brunswick, boasts a blend of natural beauty and cultural heritage, making it attractive for outdoor enthusiasts and families. However, residents face financial challenges due to seasonal employment, limited job diversity, and a reliance on small businesses. Economic downturns can significantly impact this community, while real estate affordability issues arise from urban demand for rural properties, leading to higher property taxes.

Computer illustration of Douglas, Canada
City: Douglas
Province/Territory: New Brunswick (NB), Canada
Est. Population: 5,935
Overview
Nestled in the picturesque landscapes of New Brunswick, this community is characterized by its blend of natural beauty and rich cultural heritage. The area features stunning rivers and forests, making it a haven for outdoor enthusiasts who enjoy hiking, fishing, and winter sports. With a strong sense of community, residents engage in various local festivities throughout the year, celebrating traditions that reflect both the indigenous history and the influences of European settlers. The region is also known for its commitment to education and family-friendly amenities, making it an appealing destination for those looking to enjoy a balanced lifestyle in a serene environment.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about BankruptcyFinancial Challenges
Residents face several intriguing financial challenges that are quite unique. One significant issue is the dependency on seasonal employment, particularly in sectors like agriculture and forestry. During off-peak times, many residents find themselves facing reduced income, necessitating careful budgeting and supplemental income strategies. Additionally, the rural setting often means limited access to diverse employment opportunities and services, which can result in higher costs for essentials like transportation and internet access.
Another unique challenge is the reliance on small businesses, which can be both a boon and a hurdle. While promoting a strong sense of community and local entrepreneurship, this reliance also means that economic downturns can hit hard, as small businesses often lack the financial buffers larger companies might have. Furthermore, real estate affordability remains a mixed bag due to fluctuating demand from urban escapees seeking rural properties, occasionally resulting in rising property taxes for long-time residents.
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Areas / Neighbourhoods
Douglas Village
A charming and serene area, Douglas Village is known for its close-knit community and picturesque surroundings. It features local shops, schools, and parks, making it a great place for families.Mactaquac
Situated along the Saint John River, Mactaquac is famous for its recreational opportunities, including water sports and hiking trails. The nearby Mactaquac Provincial Park offers beautiful scenery and outdoor activities.Nashwaak Bridge
This area is predominantly residential and provides easy access to both natural landscapes and urban amenities. The Nashwaak River runs nearby, allowing for scenic views and outdoor activities.Lake George
Known for its serene lakefront properties, Lake George is a popular destination for summer activities like swimming and boating. The area offers a tranquil setting for those seeking a peaceful lifestyle.Hepburn
A quieter rural community, Hepburn is characterized by its agricultural landscapes and spacious properties. It’s an ideal place for those who prefer country living while still being within driving distance of urban amenities.Petersville
This small but vibrant community is known for its active local spirit and involvement in community events. Its close proximity to nature trails makes it a desirable area for outdoor enthusiasts.
Top Questions
- What are the main attractions and activities in Douglas, New Brunswick?
- What are the historical sites and landmarks in Douglas?
- How does the cost of living in Douglas compare to nearby cities?
- What schools and educational facilities are available in Douglas?
- What outdoor recreational opportunities are available in Douglas, such as parks or trails?
- What is the community culture like in Douglas, and are there local events?
- How accessible is public transportation in Douglas?

Computer illustration of Douglas, Canada
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
Item | Description | Estimated |
---|---|---|
Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 2,789 |
Living in poverty | Number of residents who are living in poverty | 659 |
Debt defaulted | Number of residents who have defaulted on a debt payment | 65 |
Insolvencies | Number of residents who filed for insolvency | 15 |
Consumer proposal | Number of residents who filed for a consumer proposal | 11 |
Personal bankruptcy | Number of residents who filed for personal bankruptcy | 4 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Douglas, Canada to help understand the financial requirements for different living situations.
Item | Description | Average Cost |
---|---|---|
Housing (1BR) | Monthly rent for a 1-bedroom apartment | $850 |
Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,200 |
Average Home Price | Average price to purchase a home | $288,000 |
Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
Food (Single) | Monthly grocery cost for a single person | $300 |
Food (Family) | Monthly grocery cost for a family of four | $850 |
Healthcare (Rx) | Monthly cost for prescription medications | $35 |
Healthcare (Dental) | Monthly cost for dental care | $200 |
Healthcare (Vision) | Monthly cost for vision care | $225 |
Transportation (Public) | Monthly cost for public transit | $850 |
Transportation (Car) | Monthly cost for car ownership | $550 |
Childcare (Daycare) | Monthly cost for daycare | $900 |
Childcare (After-School) | Monthly cost for after-school programs | $350 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Eliminate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!