Dutton/Dunwich

Debt Relief Solutions & Expert Guidance

Dutton/Dunwich, debt relief, Ontario

Dutton/Dunwich, a southwestern Ontario community, faces significant financial challenges as almost 20% of residents’ income goes toward housing, impacting affordability of essentials. Its economy relies on unstable manufacturing jobs, and an aging population increases healthcare demands. Limited opportunities for higher education and good-paying jobs further complicate debt relief efforts for residents.

City: Dutton/Dunwich
Province/Territory: Ontario (ON), Canada
Est. Population: 3,866

Financial Challenges

Many people in Dutton/Dunwich find it hard to pay for their homes because almost a fifth of their income goes to housing costs. This makes it tough for those already struggling with money to afford other necessities like food and transportation. Additionally, most jobs in the area are in manufacturing, which can be unstable. If factories slow down or close because of trade problems, people might lose their jobs or have to accept lower wages, making it even harder to make ends meet.

Another issue is that the population is getting older, with many residents needing more healthcare and support. This increases expenses for families, especially those with limited income. There are also fewer opportunities for higher education and good-paying jobs, which means it can be difficult for people to improve their financial situation. All these factors together create significant financial challenges for those living and working in Dutton/Dunwich.

Debt Relief Solutions Available

Financial Planning

Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.

Find out more about Financial Planning

Debt Management Plan

A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.

Find out more about Debt Management

Debt Consolidation

Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.

Find out more about Debt Consolidation

Debt Settlement

Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.

Find out more about Debt Settlement

Consumer Proposal

A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.

Find out more about Consumer Proposals

Bankruptcy

Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.

Find out more about Bankruptcy


Dutton/Dunwich scenic view representing community support for debt relief solutions.

*Illustration of Dutton/Dunwich, Ontario

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

ItemDescriptionEstimated
Living paycheck to paycheckNumber of residents who are living paycheck to paycheck1,817
Living in povertyNumber of residents who are living in poverty429
Debt defaultedNumber of residents who have defaulted on a debt payment42
InsolvenciesNumber of residents who filed for insolvency10
Consumer proposalNumber of residents who filed for a consumer proposal7
Personal bankruptcyNumber of residents who filed for personal bankruptcy2

The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.

Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts Reduce debts into one affordable monthly payment Stop all collections calls No interest and charges (completely frozen) Government-legislated debt relief programs

Areas / Neighbourhoods

  • Dutton: The main village of the municipality, Dutton features a close-knit community atmosphere. It has local shops, parks, and is known for its charming rural landscapes. The area also hosts community events that bring residents together.

  • Dunwich: This area encompasses a mix of residential spaces and natural beauty. It includes small rural communities and farms, with a strong emphasis on agriculture. Dunwich offers serenity and picturesque views, making it ideal for outdoor activities.

  • West Lorne: Though technically part of the neighboring municipality, West Lorne is close to Dutton/Dunwich and is popular for its community spirit and local amenities. Residents enjoy access to parks and recreational facilities, enhancing quality of life in the area.

  • Crampton: A small, primarily rural community within Dutton/Dunwich, Crampton features farmland and scenic landscapes. The area is known for its quiet living and strong agricultural presence, appealing to those seeking a peaceful lifestyle.

  • Newcastle: A quaint village that is part of Dutton/Dunwich, Newcastle is characterized by its friendly atmosphere and local gatherings. It’s a place where residents enjoy a slow-paced life, with easy access to nature trails and outdoor activities.

Dutton/Dunwich scenic view representing community support for debt relief solutions. Debt solutions available.

Illustration of Dutton/Dunwich, Ontario, Canada

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in Dutton/Dunwich, Canada to help understand the financial requirements for different living situations.

ItemDescriptionAverage Cost
Housing (1BR)Monthly rent for a 1-bedroom apartment$2,400
Housing (2BR)Monthly rent for a 2-bedroom apartment$3,000
Average Home PriceAverage price to purchase a home$885,000
UtilitiesMonthly cost for electricity, heating, water, and garbage$145
Food (Single)Monthly grocery cost for a single person$350
Food (Family)Monthly grocery cost for a family of four$1,000
Healthcare (Rx)Monthly cost for prescription medications$35
Healthcare (Dental)Monthly cost for dental care$200
Healthcare (Vision)Monthly cost for vision care$225
Transportation (Public)Monthly cost for public transit$2,400
Transportation (Car)Monthly cost for car ownership$650
Childcare (Daycare)Monthly cost for daycare$1,250
Childcare (After-School)Monthly cost for after-school programs$400

The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.

Top Questions

  1. What is the average cost of living in Dutton/Dunwich compared to other areas in Ontario?
  2. How does the job market in Dutton/Dunwich impact the local economy and residents’ finances?
  3. What financial assistance programs are available for residents facing economic challenges in Dutton/Dunwich?
  4. How have property values in Dutton/Dunwich changed over the past few years?
  5. What are the primary sources of income for residents in Dutton/Dunwich?
  6. How does the cost of housing in Dutton/Dunwich compare to other nearby towns and cities?
  7. What are the main financial concerns for residents of Dutton/Dunwich in the current economic climate?

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Dutton/Dunwich is a small community located in southwestern Ontario, bordered by Lake Erie to the south. With a population of about 4,619 in 2024, the area has seen growth over recent years. The community is known for its agricultural landscape and commitment to preserving natural spaces. Many residents enjoy outdoor activities such as hiking, fishing, and exploring local parks. The area has a strong sense of community, with various local events and services that encourage neighborly connections and participation. The region’s economy relies on sectors such as manufacturing, healthcare, and agriculture, providing diverse employment opportunities. Additionally, the community is home to several cultural and recreational facilities that contribute to its charm and livability.



Eliminate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs