Dysart et al
Credit Card and Debt Consolidation Solutions
Dysart et al, debt relief, Ontario
Dysart et al, Ontario, is a picturesque rural community known for its lakes and outdoor activities. With a small population, the area offers a tight-knit atmosphere, but many residents face financial challenges due to limited job opportunities, higher property taxes, and healthcare costs. This makes it difficult for them to manage bills and debt, highlighting an ongoing need for effective debt relief solutions.
City: Dysart et al
Province/Territory: Ontario (ON), Canada
Est. Population: 6,280
Financial Challenges
Living in Dysart et al can be tough for people who are having money problems. Many residents are older, which means they might not earn as much from jobs and have higher costs for things like healthcare. Since it’s a small and rural area, there aren’t many job opportunities, making it hard to find work that pays well. This can make it difficult to cover everyday expenses and manage bills.
Additionally, property taxes in Dysart et al might be higher because there are fewer people to share the costs, which can take a big part of someone’s budget. With limited job options and higher living costs, people may struggle to save money or pay off debts. These financial challenges can make life stressful for those trying to make ends meet in the community.
Debt Relief Solutions Available
Financial Planning
You are creating a detailed plan to manage your finances, including budgeting, setting financial goals, and saving for future needs. It's about gaining control over your money, making informed decisions, and reducing the likelihood of new debt.
Find out more about Financial PlanningDebt Management Plan
Pay off your debt through consolidated payments and sometimes lower interest rates. In a Debt Management Plan (DMP), a credit counselor works with creditors to negotiate terms that make your debt more manageable, resulting in a single monthly payment.
Find out more about Debt ManagementDebt Consolidation
Combine multiple debts, such as credit card balances and personal loans, into a single loan with a lower interest rate. This can simplify your payment process and reduce the total interest charges over time, making it easier to pay down your debt.
Find out more about Debt ConsolidationDebt Settlement
Negotiate with your creditors to reduce the amount you owe in exchange for a reduced lump-sum payment. Creditors are willing to write off the debt because they receive immediate payment. Typically, these negotiations are handled by debt settlement companies.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legally binding agreement between you and your creditors to repay a portion of your debt over an extended period. Administered by an LIT, the proposal will outline a fixed monthly payment plan you can afford.
Find out more about Consumer ProposalsBankruptcy
Personal bankruptcy is a legal process that relieves individuals who cannot repay their debts. It involves erasing most of your unsecured debts and giving you a fresh financial start, but it also has a long-term impact on your credit rating.
Find out more about Bankruptcy
*Illustration of Dysart et al, Ontario
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
| Item | Description | Estimated |
|---|---|---|
| Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 2,952 |
| Living in poverty | Number of residents who are living in poverty | 697 |
| Debt defaulted | Number of residents who have defaulted on a debt payment | 68 |
| Insolvencies | Number of residents who filed for insolvency | 16 |
| Consumer proposal | Number of residents who filed for a consumer proposal | 12 |
| Personal bankruptcy | Number of residents who filed for personal bankruptcy | 4 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
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Areas / Neighbourhoods
Haliburton Village
A charming community known for its picturesque landscapes and vibrant arts scene. It features various shops, restaurants, galleries, and access to the scenic Haliburton Highlands.West Guilford
A quaint village centrally located within Dysart et al, West Guilford offers a close-knit community atmosphere. It serves as a gateway to outdoor activities, with nearby lakes and trails for hiking and cycling.Glebe Park
A popular recreational area that boasts walking trails, picnic spots, and a playground. It is ideal for families and those looking to enjoy nature in a serene setting.Minden
Located just south of Haliburton, Minden is a bustling town with local shops, dining options, and attractions. It’s known for the Minden Hills Cultural Centre and proximity to outdoor activities like fishing and hiking.Highland Grove
A small community that offers a peaceful retreat into nature. It’s known for its beautiful landscapes and easy access to the surrounding lakes, making it a great spot for fishing and boating.Eagle Lake
A popular area among outdoor enthusiasts, Eagle Lake is known for its stunning views and recreational opportunities, including swimming, fishing, and ice fishing in winter.Burnt River
A scenic area ideal for those looking to disconnect and enjoy nature. Burnt River provides excellent opportunities for canoeing and kayaking, along with beautiful landscapes that attract photographers and nature lovers alike.Kashagawigamog Lake
Renowned for its crystal-clear waters, this area is a favorite among those who enjoy water activities, including swimming, paddleboarding, and boating. The picturesque surroundings also make it a great spot for camping and relaxation.
Illustration of Dysart et al, Ontario, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Dysart et al, Canada to help understand the financial requirements for different living situations.
| Item | Description | Average Cost |
|---|---|---|
| Housing (1BR) | Monthly rent for a 1-bedroom apartment | $2,400 |
| Housing (2BR) | Monthly rent for a 2-bedroom apartment | $3,000 |
| Average Home Price | Average price to purchase a home | $885,000 |
| Utilities | Monthly cost for electricity, heating, water, and garbage | $145 |
| Food (Single) | Monthly grocery cost for a single person | $350 |
| Food (Family) | Monthly grocery cost for a family of four | $1,000 |
| Healthcare (Rx) | Monthly cost for prescription medications | $35 |
| Healthcare (Dental) | Monthly cost for dental care | $200 |
| Healthcare (Vision) | Monthly cost for vision care | $225 |
| Transportation (Public) | Monthly cost for public transit | $2,400 |
| Transportation (Car) | Monthly cost for car ownership | $650 |
| Childcare (Daycare) | Monthly cost for daycare | $1,250 |
| Childcare (After-School) | Monthly cost for after-school programs | $400 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of living in Dysart et al, Ontario?
- How do housing prices in Dysart et al compare to other regions in Ontario?
- What are the primary economic drivers in Dysart et al?
- Are there financial assistance programs available for residents facing economic challenges in Dysart et al?
- What is the unemployment rate in Dysart et al, and how does it impact the local economy?
- How have property taxes changed in Dysart et al over the past few years?
- What industries are most prominent in Dysart et al, and how do they affect job availability and wages?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Dysart et al is located in Ontario, Canada, and is known for its natural beauty, featuring lakes, forests, and outdoor recreational activities. With a small population of about 6,779 people, the community is primarily rural, which gives it a peaceful and scenic atmosphere. The region is popular for activities like fishing, hiking, and camping, making it an attractive destination for nature lovers. The area is part of the Haliburton County and showcases a mix of charming small towns and various outdoor attractions, fostering a tight-knit community feel where residents often enjoy a slower pace of life.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!