North Huron
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North Huron, debt relief, Ontario
North Huron, a rural Ontario township with a population of 5,052, faces economic challenges due to limited job diversity, primarily in agriculture and small businesses. Many residents struggle to cover essentials, particularly seniors, who comprise 20% of the population. Rural living increases expenses, and access to debt relief resources, such as banks and financial assistance, is scarce, complicating financial management for residents.
City: North Huron
Province/Territory: Ontario (ON), Canada
Est. Population: 4,932
Financial Challenges
People living in North Huron often find it hard to earn enough money because there aren’t many different types of jobs available. Many jobs are in farming or small businesses, which might not pay a lot. This makes it tough for families to pay for things they need like food, rent, and bills. Additionally, since a lot of people are older and retired, there are fewer people working to support the community, which can slow down the local economy.
Another big challenge is that living in a rural area like North Huron can make some things more expensive. Getting to work or going to the store might require driving long distances, which costs money on gas. Healthcare services can also be harder to access and may cost more. On top of that, there are not many banks or financial help available, so if someone is having money problems, it can be difficult to find the support they need to manage their debts or save money.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of North Huron, Ontario
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
Item | Description | Estimated |
---|---|---|
Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 2,318 |
Living in poverty | Number of residents who are living in poverty | 547 |
Debt defaulted | Number of residents who have defaulted on a debt payment | 54 |
Insolvencies | Number of residents who filed for insolvency | 12 |
Consumer proposal | Number of residents who filed for a consumer proposal | 9 |
Personal bankruptcy | Number of residents who filed for personal bankruptcy | 3 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Wingham
Wingham is the largest community in North Huron and is known for its rich history and charming downtown area. It features lovely parks, community events, and the famous Wingham Airport, which hosts various recreational activities. The area boasts several amenities, including shops, restaurants, and the Wingham and District Hospital.Holmesville
A small hamlet within North Huron, Holmesville is characterized by its close-knit community atmosphere. It offers a quiet rural lifestyle and is known for its historic buildings and local farms. It’s a great spot for those looking to experience the tranquility of country living while still being close to larger towns.Belgrave
Belgrave is a quaint village known for its friendly residents and community involvement. It serves as a central point for many agricultural pursuits and offers a variety of local services. Annual events, such as the Belgrave Fair, highlight the area’s agricultural heritage, drawing visitors from the surrounding regions.Tiverton
Although officially part of the municipality, Tiverton is often recognized for its parks and recreational opportunities. The area features a mix of residential and agricultural properties, making it a peaceful area for families and retirees alike. Access to nearby trails enhances its appeal for outdoor enthusiasts.Blyth
Blyth is a thriving village known for its vibrant arts scene and community spirit. Home to the Blyth Festival, it attracts visitors from all over, showcasing local talent and productions. The village’s main street is lined with shops and eateries, making it a popular destination for both locals and tourists.Clyde
Clyde is a small, rural community that offers serene surroundings and a close-knit environment for its residents. Known for its agricultural landscape, Clyde is a peaceful place with stunning views of the countryside, suitable for outdoor activities like hiking and cycling.Kirkton
Kirkton is another small community in North Huron known for its agricultural roots and scenic beauty. It provides a quiet lifestyle with a strong sense of community. The area also hosts several small local events throughout the year that bring residents together, enhancing its appeal.
These neighborhoods each offer unique characteristics that contribute to the charm of North Huron, making it an inviting region for various lifestyles.

Illustration of North Huron, Ontario, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in North Huron, Canada to help understand the financial requirements for different living situations.
Item | Description | Average Cost |
---|---|---|
Housing (1BR) | Monthly rent for a 1-bedroom apartment | $2,400 |
Housing (2BR) | Monthly rent for a 2-bedroom apartment | $3,000 |
Average Home Price | Average price to purchase a home | $885,000 |
Utilities | Monthly cost for electricity, heating, water, and garbage | $145 |
Food (Single) | Monthly grocery cost for a single person | $350 |
Food (Family) | Monthly grocery cost for a family of four | $1,000 |
Healthcare (Rx) | Monthly cost for prescription medications | $35 |
Healthcare (Dental) | Monthly cost for dental care | $200 |
Healthcare (Vision) | Monthly cost for vision care | $225 |
Transportation (Public) | Monthly cost for public transit | $2,400 |
Transportation (Car) | Monthly cost for car ownership | $650 |
Childcare (Daycare) | Monthly cost for daycare | $1,250 |
Childcare (After-School) | Monthly cost for after-school programs | $400 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the cost of living in North Huron compared to other towns in Ontario?
- What are the average housing prices in North Huron?
- How does the local job market in North Huron affect residents’ financial stability?
- What financial assistance programs are available for residents of North Huron?
- What are the major economic sectors contributing to North Huron’s economy?
- How do property taxes in North Huron compare to provincial averages?
- What are common financial challenges faced by residents in North Huron?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
This township in Ontario is a rural community with a population of around 5,052 as of 2021, experiencing a slight growth rate of 2.4% since 2016. The area covers 179.01 square kilometers and features a low population density of 28.2 people per square kilometer. The demographics indicate that approximately 20% of the population is under 14, around 62% are aged 15-64, and nearly 20% are over 65. With a significant number of older residents, this community may be more focused on services for seniors. The area has a predominantly agricultural background, and with limited immigration, it may have a less diverse community compared to urban centers, indicating a unique lifestyle tied closely to nature and local traditions.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!