Baie-d'Urfe

Effective Debt Solutions & Relief Services

Baie-d’Urfe, debt relief, Quebec

Baie-d’Urfe, a scenic community on Montreal’s western tip, offers a vibrant, nature-rich environment ideal for families. However, residents face financial challenges due to high housing costs and rising living expenses, leading to stress for those struggling with money. Increasing unemployment and local business issues further complicate job security, highlighting the need for effective debt relief solutions.

City: Baie-d’Urfe
Province/Territory: Quebec (QC), Canada
Est. Population: 3,764

Financial Challenges

Living in Baie-d’Urfe can be tough for people who are struggling with money. Housing costs are high, making it hard to afford rent or buy a home. Even though some households earn a lot, those with less money might find it difficult to keep up with rising prices for homes and everyday expenses like groceries and transportation. This can lead to stress and make it hard to save money or cover unexpected costs.

Finding a good job in Baie-d’Urfe is also a challenge. The unemployment rate has been increasing, which means there are fewer jobs available for people looking to work. Additionally, some local businesses have been affected by trade problems, especially with exports like aluminum. This can result in fewer job opportunities and less income for workers, making it harder for those already facing financial difficulties to find stable and reliable work.

Debt Relief Solutions Available

Financial Planning

Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.

Find out more about Financial Planning

Debt Management Plan

A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.

Find out more about Debt Management

Debt Consolidation

Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.

Find out more about Debt Consolidation

Debt Settlement

Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.

Find out more about Debt Settlement

Consumer Proposal

A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.

Find out more about Consumer Proposals

Bankruptcy

Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.

Find out more about Bankruptcy


Beautiful landscape of Baie-d’Urfe near the lake, symbolizing hope and serenity in debt relief journeys.

*Illustration of Baie-d’Urfe, Quebec

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

ItemDescriptionEstimated
Living paycheck to paycheckNumber of residents who are living paycheck to paycheck1,769
Living in povertyNumber of residents who are living in poverty418
Debt defaultedNumber of residents who have defaulted on a debt payment41
InsolvenciesNumber of residents who filed for insolvency9
Consumer proposalNumber of residents who filed for a consumer proposal7
Personal bankruptcyNumber of residents who filed for personal bankruptcy2

The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.

Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts Reduce debts into one affordable monthly payment Stop all collections calls No interest and charges (completely frozen) Government-legislated debt relief programs

Areas / Neighbourhoods

  • Baie-d’Urfé Village
    This area is known for its charming small-town atmosphere, featuring quaint shops, local cafés, and community events. The village center offers a picturesque view of the waterfront, making it a popular spot for residents and visitors alike.

  • L’Anse-à-l’Orme
    Located near the western edge of Baie-d’Urfé, this neighborhood is characterized by its natural beauty, with access to parks and trails. It is ideal for outdoor enthusiasts who enjoy biking and walking in a serene environment.

  • Lac des Deux Montagnes
    This area is popular for its stunning views of the lake, offering a variety of recreational activities including boating and fishing. The picturesque waterfront properties make it a desirable location for families and retirees.

  • Parc de la Plage
    This park area features a public beach and picnic spots, making it a favored destination during the summer months. Families gather here for relaxation, swimming, and community events, enhancing the sense of local camaraderie.

  • Baie d’Urfé Waterfront
    The waterfront area provides beautiful landscapes and access to recreational facilities. It serves as a prime spot for walking, jogging, and enjoying nature, attracting both residents and tourists seeking leisure activities by the water.

Beautiful landscape of Baie-d’Urfe near the lake, symbolizing hope and serenity in debt relief journeys. Debt solutions available.

Illustration of Baie-d’Urfe, Quebec, Canada

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in Baie-d’Urfe, Canada to help understand the financial requirements for different living situations.

ItemDescriptionAverage Cost
Housing (1BR)Monthly rent for a 1-bedroom apartment$1,270
Housing (2BR)Monthly rent for a 2-bedroom apartment$1,750
Average Home PriceAverage price to purchase a home$502,000
UtilitiesMonthly cost for electricity, heating, water, and garbage$200
Food (Single)Monthly grocery cost for a single person$300
Food (Family)Monthly grocery cost for a family of four$850
Healthcare (Rx)Monthly cost for prescription medications$35
Healthcare (Dental)Monthly cost for dental care$200
Healthcare (Vision)Monthly cost for vision care$225
Transportation (Public)Monthly cost for public transit$1,270
Transportation (Car)Monthly cost for car ownership$550
Childcare (Daycare)Monthly cost for daycare$650
Childcare (After-School)Monthly cost for after-school programs$300

The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.

Top Questions

  1. What is the average cost of living in Baie-d’Urfe compared to other areas in Quebec?
  2. What are the main economic sectors driving growth in Baie-d’Urfe?
  3. How does property tax in Baie-d’Urfe affect the overall cost of living for residents?
  4. What types of financial assistance programs are available for residents in Baie-d’Urfe?
  5. How have housing prices in Baie-d’Urfe changed over the past decade?
  6. What are the common financial challenges faced by residents in Baie-d’Urfe?
  7. How does the job market in Baie-d’Urfe compare to neighboring municipalities in terms of wages and employment opportunities?

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Located on the western tip of the Island of Montreal, this small town is a peaceful, residential community known for its beautiful waterfront along Lake of Two Mountains. Surrounded by nature, the area offers plenty of outdoor activities, including parks, walking trails, and boating opportunities, making it ideal for families and nature lovers alike. The town features a mix of English and French-speaking residents, reflecting the cultural diversity of Quebec. With a tight-knit community atmosphere, it also hosts various local events and services that bring residents together, fostering a sense of belonging and community spirit.



Eliminate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs