Berthierville

Expert Debt Solutions & Consumer Proposals

Berthierville, debt relief, Quebec

Berthierville, a small city in Lanaudière, faces challenges for residents struggling with debt relief. With high housing costs and limited job opportunities, especially for older individuals, managing expenses can be tough. Healthcare costs add to the financial strain, particularly for those on a fixed income. The community’s charm is overshadowed by these economic pressures, affecting overall financial security.

City: Berthierville
Province/Territory: Quebec (QC), Canada
Est. Population: 4,677

Financial Challenges

Living in Berthierville can be tough for people who are struggling with money. Because many people live close together, the cost of housing, like renting or buying a house, can be high. This makes it hard for those with limited income to find affordable places to live. Additionally, with a lot of older residents, there might be fewer job opportunities, especially in different types of work. This can make it difficult for people to earn enough money to cover their daily needs.

When you have money problems in Berthierville, paying for things like healthcare can add extra stress. Older people often need more medical care, which can be expensive, especially if they are on a fixed income from pensions or savings. Without enough money left over after paying for housing and healthcare, it can be hard to buy food, clothes, or other important things. Also, if many households are single-person, each person might have to manage all their expenses alone, making it even harder to stay financially secure.

Debt Relief Solutions Available

Financial Planning

Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.

Find out more about Financial Planning

Debt Management Plan

A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.

Find out more about Debt Management

Debt Consolidation

Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.

Find out more about Debt Consolidation

Debt Settlement

Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.

Find out more about Debt Settlement

Consumer Proposal

A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.

Find out more about Consumer Proposals

Bankruptcy

Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.

Find out more about Bankruptcy


Berthierville landscape featuring a community event focused on debt relief resources and support.

*Illustration of Berthierville, Quebec

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

ItemDescriptionEstimated
Living paycheck to paycheckNumber of residents who are living paycheck to paycheck2,198
Living in povertyNumber of residents who are living in poverty519
Debt defaultedNumber of residents who have defaulted on a debt payment51
InsolvenciesNumber of residents who filed for insolvency12
Consumer proposalNumber of residents who filed for a consumer proposal9
Personal bankruptcyNumber of residents who filed for personal bankruptcy3

The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.

Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts Reduce debts into one affordable monthly payment Stop all collections calls No interest and charges (completely frozen) Government-legislated debt relief programs

Areas / Neighbourhoods

  • Downtown Berthierville
    The heart of the city, Downtown Berthierville features a mix of historical architecture, local boutiques, cafes, and essential services. It’s a vibrant area where residents and visitors can enjoy community events and social gatherings.

  • Berthierville North
    This residential neighborhood is known for its family-friendly environment, tree-lined streets, and spacious parks. It offers a quiet suburban feel while being close to schools and amenities, making it a popular choice for families.

  • L’Isle-de-la-Paix
    Located near the river, this scenic area offers waterfront views and recreational activities. The presence of parks and pathways encourages outdoor leisure, making it a beloved spot for nature enthusiasts.

  • Rue du Vieux-Moulin
    A charming area characterized by its historic homes and proximity to the Mill area, which reflects the town’s industrial heritage. It’s a picturesque neighborhood perfect for leisurely strolls and photography.

  • Champs de Mars
    This neighborhood is known for its spacious green spaces and community parks. It is ideal for outdoor activities and family gatherings, providing a welcoming atmosphere for all ages.

Berthierville landscape featuring a community event focused on debt relief resources and support. Debt solutions available.

Illustration of Berthierville, Quebec, Canada

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in Berthierville, Canada to help understand the financial requirements for different living situations.

ItemDescriptionAverage Cost
Housing (1BR)Monthly rent for a 1-bedroom apartment$1,270
Housing (2BR)Monthly rent for a 2-bedroom apartment$1,750
Average Home PriceAverage price to purchase a home$502,000
UtilitiesMonthly cost for electricity, heating, water, and garbage$200
Food (Single)Monthly grocery cost for a single person$300
Food (Family)Monthly grocery cost for a family of four$850
Healthcare (Rx)Monthly cost for prescription medications$35
Healthcare (Dental)Monthly cost for dental care$200
Healthcare (Vision)Monthly cost for vision care$225
Transportation (Public)Monthly cost for public transit$1,270
Transportation (Car)Monthly cost for car ownership$550
Childcare (Daycare)Monthly cost for daycare$650
Childcare (After-School)Monthly cost for after-school programs$300

The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.

Top Questions

  1. What is the average cost of living in Berthierville compared to other cities in Quebec?
  2. How has the economic outlook for Berthierville changed in recent years?
  3. What are the main financial challenges faced by residents of Berthierville?
  4. Are there affordable housing options available in Berthierville?
  5. What is the employment rate in Berthierville and what industries are thriving?
  6. How do property taxes in Berthierville compare to neighboring municipalities?
  7. What resources are available for financial assistance for residents in Berthierville?

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Located in the Lanaudière region, this small city is known for its rich history and charming atmosphere. With a population of about 4,386, the community has a predominantly French-speaking demographic, reflecting the cultural heritage of Quebec. The area is home to several historic landmarks, including churches and heritage buildings that showcase its colonial past. The city also offers recreational activities such as parks and outdoor events, making it a pleasant place for residents and visitors. Situated along the banks of the St. Lawrence River, it features beautiful natural landscapes that enhance its appeal, providing nice opportunities for outdoor exploration and enjoyment.



Eliminate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs