Carleton-sur-Mer

Expert Debt Relief & Consumer Proposals

_{Carleton-sur-Mer, debt relief, Quebec}

Carleton-sur-Mer, a picturesque community in Quebec’s Gaspésie region, faces financial challenges as many residents, particularly retirees, rely on fixed incomes. With a lower median household income and seasonal job availability, residents struggle to manage daily expenses. These economic conditions increase the demand for debt relief options, making effective financial management crucial in improving their situations.

City: Carleton-sur-Mer
Province/Territory: Quebec (QC), Canada
Est. Population: 3,991

Financial Challenges

Living in Carleton-sur-Mer can be tough for people who are struggling with money. Many residents are older and rely on fixed incomes, which means they have less money to handle daily expenses like groceries and healthcare. The median household income here is lower than the national average, so families might find it hard to afford things they need. Additionally, jobs in the area are often seasonal, especially in tourism and fishing, which can make it difficult to have a steady income throughout the year.

Working in Carleton-sur-Mer also has its challenges. With a smaller population and fewer businesses, there are limited job opportunities, which can lead to higher competition for available positions. This can make it harder for people to find good-paying jobs. Plus, the local economy can be affected by changes in industries like fishing and tourism, making income less predictable. These factors can add extra stress for those already facing financial problems, making it harder to improve their situation.

Debt Relief Solutions Available

_{*Illustration of Carleton-sur-Mer, Quebec}

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

_{The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.}

Areas / Neighbourhoods

• Downtown Carleton-sur-Mer
  This vibrant area is the commercial heart of the town, featuring a mix of local shops, restaurants, and cafes. It’s a great spot for visitors to experience the local culture and cuisine, especially during the summer tourism season.

• Pointe-au-Père
  Known for its stunning coastal views, this neighborhood offers a peaceful atmosphere and access to several parks and recreational areas. The picturesque scenery is ideal for outdoor activities such as hiking and bird-watching.

• Anse-au-Griffon
  A quaint residential area situated along the waterfront, Anse-au-Griffon features beautiful beaches and access to water sports. The neighborhood is popular among families and those looking for a quieter lifestyle by the sea.

• Chaleur Bay
  This expansive area is not only known for its scenic landscapes but also for various outdoor activities, including fishing, kayaking, and cycling. It attracts nature enthusiasts and those looking to enjoy a more active lifestyle.

• Carleton Beach
  Renowned for its sandy shores and recreational opportunities, Carleton Beach is a favorite summer destination. The beach area is lined with facilities and amenities, making it perfect for families and beachgoers looking for leisure.

• Parc National de Miguasha (nearby)
  Although slightly outside the town limits, this UNESCO World Heritage site is a highlight for visitors. It offers rich historical and geological significance, with stunning views of the cliffs and diverse trails for hiking enthusiasts.

_{Illustration of Carleton-sur-Mer, Quebec, Canada}

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in Carleton-sur-Mer, Canada to help understand the financial requirements for different living situations.

_{The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.}

Top Questions

1. What is the average cost of living in Carleton-sur-Mer, Quebec?
2. How does the job market in Carleton-sur-Mer compare to larger cities in Quebec?
3. What are the primary economic industries in Carleton-sur-Mer?
4. Are there any financial assistance programs available for residents facing economic challenges in Carleton-sur-Mer?
5. What is the average income level for residents in Carleton-sur-Mer?
6. How do housing prices in Carleton-sur-Mer compare to other areas in Quebec?
7. What are the typical financial challenges faced by residents in Carleton-sur-Mer?
   

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Located in Quebec, this coastal community is nestled in the scenic Gaspésie region, overlooking the Baie des Chaleurs. It enjoys a rich cultural heritage, influenced by both French and Indigenous histories. The area has a diverse natural landscape, with mountains, forests, and access to beautiful beaches, making it a popular destination for outdoor activities such as hiking, kayaking, and fishing. With a population of around 4,081 and a median age of 52.8, the town is home to many retirees, yet it retains a close-knit community feel, offering various local events and festivals that celebrate its unique culture and traditions.