Chandler
Expert Debt Relief & Consumer Proposal Services
Chandler, debt relief, Quebec
Chandler, a small town in Quebec’s Gaspé Peninsula, faces financial challenges for its 8,000 residents. High costs of living and limited job opportunities complicate debt management and daily expenses. Access to financial assistance is scarce, making debt relief difficult. Residents often struggle with budgeting amidst rising prices, necessitating effective resource management for a more stable future.
City: Chandler
Province/Territory: Quebec (QC), Canada
Est. Population: 7,703
Financial Challenges
Living in Chandler, Quebec can be difficult for people who are having money problems. The cost of housing, food, and other essentials might be high, making it hard to make ends meet. Job opportunities in small towns like Chandler may be limited, so finding a well-paying job can be challenging. Additionally, access to services such as healthcare and public transportation might not be as easy as in larger cities, which can add to daily expenses.
For those struggling financially, managing bills and debts can become overwhelming. With fewer local resources for financial assistance, getting help can be tough. High taxes and increasing prices for goods and services make it harder to save money or pay off debts. This situation can lead to a lot of stress and make it difficult to plan for the future. Living and working in Chandler while dealing with money problems requires careful budgeting and finding ways to manage limited resources effectively.
Debt Relief Solutions Available
Financial Planning
You are creating a detailed plan to manage your finances, including budgeting, setting financial goals, and saving for future needs. It's about gaining control over your money, making informed decisions, and reducing the likelihood of new debt.
Find out more about Financial PlanningDebt Management Plan
Pay off your debt through consolidated payments and sometimes lower interest rates. In a Debt Management Plan (DMP), a credit counselor works with creditors to negotiate terms that make your debt more manageable, resulting in a single monthly payment.
Find out more about Debt ManagementDebt Consolidation
Combine multiple debts, such as credit card balances and personal loans, into a single loan with a lower interest rate. This can simplify your payment process and reduce the total interest charges over time, making it easier to pay down your debt.
Find out more about Debt ConsolidationDebt Settlement
Negotiate with your creditors to reduce the amount you owe in exchange for a reduced lump-sum payment. Creditors are willing to write off the debt because they receive immediate payment. Typically, these negotiations are handled by debt settlement companies.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legally binding agreement between you and your creditors to repay a portion of your debt over an extended period. Administered by an LIT, the proposal will outline a fixed monthly payment plan you can afford.
Find out more about Consumer ProposalsBankruptcy
Personal bankruptcy is a legal process that relieves individuals who cannot repay their debts. It involves erasing most of your unsecured debts and giving you a fresh financial start, but it also has a long-term impact on your credit rating.
Find out more about Bankruptcy
*Illustration of Chandler, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
Item | Description | Estimated |
---|---|---|
Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 3,620 |
Living in poverty | Number of residents who are living in poverty | 855 |
Debt defaulted | Number of residents who have defaulted on a debt payment | 84 |
Insolvencies | Number of residents who filed for insolvency | 19 |
Consumer proposal | Number of residents who filed for a consumer proposal | 15 |
Personal bankruptcy | Number of residents who filed for personal bankruptcy | 5 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
L’Anse-au-Griffon
A scenic neighborhood situated along the waterfront, L’Anse-au-Griffon is known for its charming views of the St. Lawrence River and access to outdoor recreational activities such as fishing and hiking.Chandler Center
The hub of Chandler, this area features local businesses, shops, and essential services. It’s a lively part of town where residents gather for community events and enjoy the vibrant local culture.Cap d’Espoir
Located on the eastern edge of Chandler, this neighborhood offers stunning coastal views and is popular among those who enjoy nature. It’s an excellent spot for birdwatching and exploring the nearby natural reserves.Grande Vallée
This picturesque area is characterized by rolling hills and beautiful landscapes. Grande Vallée is home to several outdoor enthusiasts and is well-regarded for its tranquility and natural beauty.Saint-Godefroid
A primarily residential area, Saint-Godefroid is known for its family-friendly atmosphere and strong sense of community. The neighborhood features parks and recreational facilities for residents to enjoy.Chandler Est
This neighborhood is located towards the eastern part of the municipality and is recognized for its quiet, suburban feel. It typically attracts families looking for a peaceful environment close to amenities.Chandler Ouest
As a growing area in the west part of Chandler, this neighborhood features a mix of residential properties and small businesses, making it a convenient and accessible part of the city.

Illustration of Chandler, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Chandler, Canada to help understand the financial requirements for different living situations.
Item | Description | Average Cost |
---|---|---|
Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
Average Home Price | Average price to purchase a home | $502,000 |
Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
Food (Single) | Monthly grocery cost for a single person | $300 |
Food (Family) | Monthly grocery cost for a family of four | $850 |
Healthcare (Rx) | Monthly cost for prescription medications | $35 |
Healthcare (Dental) | Monthly cost for dental care | $200 |
Healthcare (Vision) | Monthly cost for vision care | $225 |
Transportation (Public) | Monthly cost for public transit | $1,270 |
Transportation (Car) | Monthly cost for car ownership | $550 |
Childcare (Daycare) | Monthly cost for daycare | $650 |
Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of living in Chandler, Quebec, compared to other regions in Canada?
- How is the local job market and what are the primary industries driving the economy in Chandler?
- What are the average housing prices and rental rates in Chandler, Quebec?
- What financial assistance programs or resources are available for residents facing economic challenges in Chandler?
- How does the cost of goods and services in Chandler compare to nearby cities and towns?
- What is the unemployment rate in Chandler and how has it changed in recent years?
- What are the trends in the economic outlook for Chandler over the next few years?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Chandler is a small town located on the Gaspé Peninsula in Quebec, Canada, and is known for its beautiful coastal scenery and rich natural resources. With a population of about 8,000 people, it’s a close-knit community that offers a range of outdoor activities, such as fishing, hiking, and bird watching. The town is situated near the Baie de Chandler, which provides stunning views and opportunities for water sports. Historically, Chandler has been influenced by the fishing industry and has a vibrant cultural scene, including local festivals and events that celebrate the area’s heritage.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!