Grande-Riviere
Help for Consumer Proposals & Bankruptcy
Grande-Riviere, debt relief, Quebec
Grande-Riviére, a picturesque town in Quebec’s Gaspé Peninsula, faces significant economic challenges. With a 12% unemployment rate and many families earning less than $60,000 annually, residents struggle with rising living costs and housing prices. This financial strain makes it difficult for individuals and families to manage expenses and seek debt relief, exacerbating their financial pressures.
City: Grande-Riviere
Province/Territory: Quebec (QC), Canada
Est. Population: 3,456
Financial Challenges
Many people in Grande-Rivière have trouble finding jobs because the unemployment rate is high. With 12% of people not working, it can be hard to earn enough money to pay for things like rent, food, and bills. Also, half of the families there make less than $60,000 a year, which makes it difficult to cover all their expenses, especially since living in a small town can mean higher costs for things like transportation and groceries.
On top of that, housing prices are going up, making it harder for people to buy or even keep a home. For those living alone, the cost of living can be even higher because they don’t have someone to share expenses with. With fewer job opportunities and rising costs, many families in Grande-Rivière feel the financial pressure, making it tough to save money or handle unexpected expenses.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Grande-Riviere, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
| Item | Description | Estimated |
|---|---|---|
| Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 1,624 |
| Living in poverty | Number of residents who are living in poverty | 384 |
| Debt defaulted | Number of residents who have defaulted on a debt payment | 38 |
| Insolvencies | Number of residents who filed for insolvency | 9 |
| Consumer proposal | Number of residents who filed for a consumer proposal | 7 |
| Personal bankruptcy | Number of residents who filed for personal bankruptcy | 2 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Centre-ville (Downtown) This area is the heart of Grande-Rivière, featuring a blend of local shops, cafes, and restaurants. It serves as a hub for community events and activities, making it a vibrant place for both residents and visitors.
Le secteur de la plage Known for its scenic beaches along the Gaspé coast, this neighborhood attracts families and outdoor enthusiasts. The area offers recreational activities such as swimming, picnicking, and beach sports.
Le quartier résidentiel This residential area is characterized by a mix of single-family homes and small apartment buildings. It is known for its quiet streets and family-friendly atmosphere, making it a desirable place to live.
Parc des Anciens Combattants A peaceful park dedicated to veterans, offering walking paths and green spaces. It’s a common spot for relaxation, family outings, and community gatherings, contributing to the neighborhood’s sense of community.
Le secteur industriel Primarily an industrial area, it plays a key role in the local economy. While not a traditional residential neighborhood, it is significant for those involved in manufacturing and trade, providing employment opportunities for many residents.
Rue de la Gare This area has historical significance with its railway heritage. It’s a charming neighborhood filled with quaint homes and is often visited for its unique architecture and proximity to historical sites.
Les Quatre Saisons This neighborhood is named for its year-round recreational opportunities. It features parks and trails that cater to outdoor activities in every season, from hiking in the summer to cross-country skiing in the winter.

Illustration of Grande-Riviere, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Grande-Riviere, Canada to help understand the financial requirements for different living situations.
| Item | Description | Average Cost |
|---|---|---|
| Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
| Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
| Average Home Price | Average price to purchase a home | $502,000 |
| Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
| Food (Single) | Monthly grocery cost for a single person | $300 |
| Food (Family) | Monthly grocery cost for a family of four | $850 |
| Healthcare (Rx) | Monthly cost for prescription medications | $35 |
| Healthcare (Dental) | Monthly cost for dental care | $200 |
| Healthcare (Vision) | Monthly cost for vision care | $225 |
| Transportation (Public) | Monthly cost for public transit | $1,270 |
| Transportation (Car) | Monthly cost for car ownership | $550 |
| Childcare (Daycare) | Monthly cost for daycare | $650 |
| Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of living in Grande-Riviere, Quebec?
- How does the housing market in Grande-Riviere compare to other regions in Quebec?
- What are the primary sources of employment in Grande-Riviere?
- What financial assistance programs are available for residents of Grande-Riviere?
- How has the economy of Grande-Riviere changed in recent years?
- What are the typical salaries for common professions in Grande-Riviere?
- What challenges do residents of Grande-Riviere face in terms of financial stability?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Located in the Gaspé Peninsula of Quebec, this small town has a population of around 3,384 people as of 2021. Known for its natural beauty and proximity to the St. Lawrence River, the area offers scenic views and outdoor activities like fishing and hiking. The community has experienced a slight population decline in recent years, and the local economy primarily relies on fishing and tourism. With a mix of single-family homes and some businesses, the town provides a quaint and peaceful environment for its residents, making it an appealing destination for those who enjoy a slower pace of life in a picturesque setting.
Eliminate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!