Maniwaki

Expert Debt Relief & Consumer Proposal Solutions

Maniwaki, debt relief, Quebec

Maniwaki, Quebec, is a community with a rich history and beautiful outdoor activities, but faces significant challenges with an 8.3% unemployment rate. Many residents struggle to find jobs, leading to financial difficulties and increased debt. The situation makes it hard for families to cover basic expenses, emphasizing the need for debt relief solutions like consumer proposals and credit counseling.

City: Maniwaki
Province/Territory: Quebec (QC), Canada
Est. Population: 4,094

Financial Challenges

In Maniwaki, Quebec, many people have a hard time finding jobs because the unemployment rate is 8.3%. This is higher than the average for the whole province and the country. When fewer people have jobs, it’s harder to earn money and take care of their families. Those who are looking for work might have to wait a long time to find a new job, which can make them feel stressed and worried about money.

Because so many people in Maniwaki are out of work for a long time, they find it difficult to pay for things like rent, food, and bills. Almost half of the unemployed people haven’t worked in the past year, making it even harder to get back to work. This situation can lead to more debts and financial problems, as people struggle to manage their money without a steady income. Living and working in Maniwaki can be very tough for those who are dealing with money issues.

Debt Relief Solutions Available

Financial Planning

Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.

Find out more about Financial Planning

Debt Management Plan

A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.

Find out more about Debt Management

Debt Consolidation

Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.

Find out more about Debt Consolidation

Debt Settlement

Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.

Find out more about Debt Settlement

Consumer Proposal

A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.

Find out more about Consumer Proposals

Bankruptcy

Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.

Find out more about Bankruptcy


Maniwaki community event focused on debt relief support and resources for residents seeking financial assistance.

*Illustration of Maniwaki, Quebec

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

ItemDescriptionEstimated
Living paycheck to paycheckNumber of residents who are living paycheck to paycheck1,924
Living in povertyNumber of residents who are living in poverty454
Debt defaultedNumber of residents who have defaulted on a debt payment45
InsolvenciesNumber of residents who filed for insolvency10
Consumer proposalNumber of residents who filed for a consumer proposal8
Personal bankruptcyNumber of residents who filed for personal bankruptcy2

The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.

Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts Reduce debts into one affordable monthly payment Stop all collections calls No interest and charges (completely frozen) Government-legislated debt relief programs

Areas / Neighbourhoods

  • Centre-ville de Maniwaki: This is the heart of Maniwaki, featuring a vibrant mix of shops, cafes, and local businesses. The area has a charming small-town atmosphere and is often bustling with community events and activities.

  • Gatineau River area: This picturesque neighborhood offers scenic views and recreational opportunities along the Gatineau River. Residents and visitors enjoy activities such as kayaking, fishing, and walking along the riverbanks.

  • Boulevard de la Vallée: A key thoroughfare in Maniwaki, this boulevard is lined with a variety of amenities, including restaurants, retail stores, and service providers. It serves as a main route for both locals and visitors.

  • Parc des chutes: This area is known for its beautiful park featuring waterfalls and natural landscapes. It’s a popular spot for families and outdoor enthusiasts who enjoy hiking, picnicking, and observing local wildlife.

  • Quartier résidentiel de la Rue des Écoles: Primarily a residential area, this neighborhood is close to schools and provides a family-friendly environment. It is known for its tree-lined streets and community-oriented atmosphere.

  • District de Sainte-Thérèse: This neighborhood is recognized for its quieter ambiance and charming homes. It is a favorite for families looking for a peaceful living environment while still being close to the amenities of downtown Maniwaki.

Maniwaki community event focused on debt relief support and resources for residents seeking financial assistance. Debt solutions available.

Illustration of Maniwaki, Quebec, Canada

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in Maniwaki, Canada to help understand the financial requirements for different living situations.

ItemDescriptionAverage Cost
Housing (1BR)Monthly rent for a 1-bedroom apartment$1,270
Housing (2BR)Monthly rent for a 2-bedroom apartment$1,750
Average Home PriceAverage price to purchase a home$502,000
UtilitiesMonthly cost for electricity, heating, water, and garbage$200
Food (Single)Monthly grocery cost for a single person$300
Food (Family)Monthly grocery cost for a family of four$850
Healthcare (Rx)Monthly cost for prescription medications$35
Healthcare (Dental)Monthly cost for dental care$200
Healthcare (Vision)Monthly cost for vision care$225
Transportation (Public)Monthly cost for public transit$1,270
Transportation (Car)Monthly cost for car ownership$550
Childcare (Daycare)Monthly cost for daycare$650
Childcare (After-School)Monthly cost for after-school programs$300

The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.

Top Questions

  1. What is the current cost of living in Maniwaki, Quebec?
  2. How is the economic outlook for Maniwaki in the coming years?
  3. What financial assistance programs are available for residents of Maniwaki?
  4. What are the average salaries and job opportunities in Maniwaki?
  5. How does the housing market in Maniwaki compare to other cities in Quebec?
  6. What are the common financial challenges faced by residents of Maniwaki?
  7. Are there any local resources for financial planning and budgeting in Maniwaki?

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Located in the heart of Quebec, this community is nestled along the banks of the Gatineau River and is surrounded by beautiful forests and hills, making it a great spot for outdoor activities like hiking and fishing. Known for its rich history and strong Indigenous roots, the area was originally a logging hub and still showcases its cultural heritage through events and festivals. The town has access to various community services, recreational facilities, and schools, which support a close-knit community atmosphere. Residents enjoy a range of activities, including arts and crafts, local markets, and seasonal festivals that highlight the beauty and spirit of the region.



Eliminate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs