Metabetchouan-Lac-a-la-Croix
Debt Relief & Solutions
Metabetchouan-Lac-a-la-Croix, debt relief, Quebec
Metabetchouan-Lac-a-la-Croix, Quebec, with a population of around 4,121, faces challenges related to debt relief due to a limited job market and high living costs. The community’s aging population and fewer businesses can make it difficult for residents to manage financial issues like rent and bills, exacerbating the stress of finding budgeting and debt management services.
City: Metabetchouan-Lac-a-la-Croix
Province/Territory: Quebec (QC), Canada
Est. Population: 4,097
Financial Challenges
Living and working in Métabetchouan-Lac-à-la-Croix can be tough for people who are having money problems. The town has a fair number of older residents, which might mean there are fewer jobs available, especially for younger people trying to find work. With limited businesses in the area, earning enough money to pay for things like rent, food, and bills can be difficult. Additionally, things like healthcare might cost more or be harder to get, adding extra stress for those already struggling with money.
For someone dealing with financial issues, the cost of living in Métabetchouan-Lac-à-la-Croix can make it hard to manage debts or save money. Housing might be expensive compared to what people earn, making it hard to afford a home or even rent. Also, smaller communities often have fewer banks or financial services, so finding help with budgeting or paying off debts can be challenging. These factors can make everyday life more stressful for residents trying to keep their finances in order.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Metabetchouan-Lac-a-la-Croix, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
Item | Description | Estimated |
---|---|---|
Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 1,926 |
Living in poverty | Number of residents who are living in poverty | 455 |
Debt defaulted | Number of residents who have defaulted on a debt payment | 45 |
Insolvencies | Number of residents who filed for insolvency | 10 |
Consumer proposal | Number of residents who filed for a consumer proposal | 8 |
Personal bankruptcy | Number of residents who filed for personal bankruptcy | 2 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
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Areas / Neighbourhoods
Metabetchouan: This area serves as the heart of the municipality, featuring a mix of residential and commercial spaces. The local community is vibrant, with shops, cafes, and essential services that cater to both residents and visitors.
Lac à la Croix: Renowned for its picturesque lake, this neighborhood offers recreational opportunities such as fishing, kayaking, and canoeing. The serene environment appeals to those in search of outdoor activities and natural beauty.
Chemin des Coudriers: A scenic road lined with charming homes and cottages, this area is characterized by its access to nearby nature trails and the waterfront, making it popular among nature enthusiasts.
Le Parc des Pionniers: This community park is a central hub for recreational activities, featuring playgrounds, picnic areas, and sports facilities. It is often filled with families and children enjoying the outdoors.
Route 169: A main thoroughfare that links various parts of Metabetchouan-Lac-a-la-Croix, this area includes essential businesses and services. It’s a convenient spot for local shopping and provides easy access to regional attractions.
Les Ruisseaux: This neighborhood is known for its tranquil residential atmosphere, surrounded by green spaces and a network of walking trails, ideal for families and those looking for a peaceful living environment.

Illustration of Metabetchouan-Lac-a-la-Croix, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Metabetchouan-Lac-a-la-Croix, Canada to help understand the financial requirements for different living situations.
Item | Description | Average Cost |
---|---|---|
Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
Average Home Price | Average price to purchase a home | $502,000 |
Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
Food (Single) | Monthly grocery cost for a single person | $300 |
Food (Family) | Monthly grocery cost for a family of four | $850 |
Healthcare (Rx) | Monthly cost for prescription medications | $35 |
Healthcare (Dental) | Monthly cost for dental care | $200 |
Healthcare (Vision) | Monthly cost for vision care | $225 |
Transportation (Public) | Monthly cost for public transit | $1,270 |
Transportation (Car) | Monthly cost for car ownership | $550 |
Childcare (Daycare) | Monthly cost for daycare | $650 |
Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of living in Metabetchouan-Lac-a-la-Croix?
- How do housing prices in Metabetchouan-Lac-a-la-Croix compare to nearby cities?
- What are the major industries contributing to the economy of Metabetchouan-Lac-a-la-Croix?
- What financial assistance programs are available for residents facing economic challenges in Metabetchouan-Lac-a-la-Croix?
- How has the economic outlook for Metabetchouan-Lac-a-la-Croix changed in recent years?
- What are the average salaries and job opportunities in Metabetchouan-Lac-a-la-Croix?
- How do local taxes in Metabetchouan-Lac-a-la-Croix affect residents’ financial situations?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Metabetchouan-Lac-a-la-Croix is a small community in Quebec, Canada, with a population of about 4,121 residents as of the 2021 census. The area has seen a population growth of 3.4% over the past five years. The average age of residents is approximately 46.2 years, indicating a largely adult population, and nearly equal gender distribution with 49.4% male and 50.6% female. The community is situated near natural attractions such as lakes and forests, making it an appealing destination for outdoor activities, including hiking, fishing, and winter sports. The local economy may rely on both tourism and traditional industries, contributing to the town’s charm and character.
Eliminate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!