Mont-Orford

Credit Card Consolidation Help & Debt Advice

Mont-Orford, debt relief, Quebec

Mont-Orford, Quebec, offers stunning landscapes and outdoor activities but poses financial challenges due to its reliance on seasonal tourism. Many jobs are temporary, leading to unstable incomes, making it hard to afford essentials due to high housing costs. Locals may struggle with debt management and seek debt relief resources as consistent employment is scarce, impacting their ability to thrive financially.

City: Mont-Orford
Province/Territory: Quebec (QC), Canada
Est. Population: 5,007

Financial Challenges

Living in Mont-Orford can be tough for people who are struggling with money. The town relies a lot on tourism, especially during the winter for skiing and in the summer for the national park. This means many jobs are only available part of the year, making it hard to have a steady income. Without consistent work, paying for things like rent, groceries, and bills can become a big challenge. Additionally, if the tourist season is short or if fewer people visit, there might be fewer job opportunities, which can make it even harder to earn enough money.

Another issue is the cost of housing. Since Mont-Orford is a popular place for tourists and people looking to buy vacation homes, the prices for renting or buying a house can be high. This makes it difficult for locals to afford decent places to live. When housing costs take up most of a person’s income, there’s less money left for other essentials like food, healthcare, and transportation. Limited access to affordable services and financial help can make it harder for those already struggling to stay afloat and manage their debts.

Debt Relief Solutions Available

Financial Planning

Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.

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Debt Management Plan

A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.

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Debt Consolidation

Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.

Find out more about Debt Consolidation

Debt Settlement

Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.

Find out more about Debt Settlement

Consumer Proposal

A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.

Find out more about Consumer Proposals

Bankruptcy

Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.

Find out more about Bankruptcy


Mont-Orford scenic view with hiking trails, depicting nature and tranquility for debt relief and stress reduction.

*Illustration of Mont-Orford, Quebec

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

ItemDescriptionEstimated
Living paycheck to paycheckNumber of residents who are living paycheck to paycheck2,353
Living in povertyNumber of residents who are living in poverty556
Debt defaultedNumber of residents who have defaulted on a debt payment55
InsolvenciesNumber of residents who filed for insolvency13
Consumer proposalNumber of residents who filed for a consumer proposal10
Personal bankruptcyNumber of residents who filed for personal bankruptcy3

The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.

Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts Reduce debts into one affordable monthly payment Stop all collections calls No interest and charges (completely frozen) Government-legislated debt relief programs

Areas / Neighbourhoods

  • Mont-Orford National Park
    A stunning natural reserve featuring numerous hiking trails, lakes, and scenic viewpoints. It offers outdoor activities year-round, including skiing in winter and biking or hiking in summer.

  • Orford Village
    A charming, small village that serves as a gateway to Mont-Orford National Park. It boasts quaint shops, cozy cafes, and a friendly atmosphere, making it great for leisurely strolls and local cuisine.

  • Lake Orford
    This beautiful lake area is perfect for swimming, fishing, and picnicking in the summer. Its sandy beaches and picturesque surroundings attract both residents and tourists, offering stunning sunset views.

  • Station de ski Mont-Orford
    A popular ski resort known for its diverse slopes catering to all skill levels. In addition to skiing and snowboarding, it offers activities like snowshoeing and fat biking during the colder months.

  • Mont-Orford Golf Club
    An 18-hole golf course set amidst breathtaking landscapes, providing a challenging game for golf enthusiasts. The club is known for its pristine greens and scenic views of the surrounding mountains.

  • Auberge du Mont-Orford
    This inviting inn combines rustic charm with modern amenities, offering visitors a comfortable stay close to natural attractions. It’s an excellent base for exploring the area while enjoying the tranquility of the surrounding forest.

Mont-Orford scenic view with hiking trails, depicting nature and tranquility for debt relief and stress reduction. Debt solutions available.

Illustration of Mont-Orford, Quebec, Canada

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in Mont-Orford, Canada to help understand the financial requirements for different living situations.

ItemDescriptionAverage Cost
Housing (1BR)Monthly rent for a 1-bedroom apartment$1,270
Housing (2BR)Monthly rent for a 2-bedroom apartment$1,750
Average Home PriceAverage price to purchase a home$502,000
UtilitiesMonthly cost for electricity, heating, water, and garbage$200
Food (Single)Monthly grocery cost for a single person$300
Food (Family)Monthly grocery cost for a family of four$850
Healthcare (Rx)Monthly cost for prescription medications$35
Healthcare (Dental)Monthly cost for dental care$200
Healthcare (Vision)Monthly cost for vision care$225
Transportation (Public)Monthly cost for public transit$1,270
Transportation (Car)Monthly cost for car ownership$550
Childcare (Daycare)Monthly cost for daycare$650
Childcare (After-School)Monthly cost for after-school programs$300

The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.

Top Questions

  1. What is the average cost of living in Mont-Orford compared to other cities in Quebec?
  2. How do housing prices in Mont-Orford affect the local economy?
  3. What are the average salaries for residents in Mont-Orford and how do they compare to the cost of living?
  4. What financial assistance programs are available for low-income residents in Mont-Orford?
  5. How has the economic outlook for Mont-Orford changed in recent years?
  6. What are the primary financial challenges faced by families living in Mont-Orford?
  7. How does the presence of tourist attractions influence the economy of Mont-Orford?

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Mont-Orford, located in Quebec, Canada, is a beautiful area known for its stunning natural landscapes and outdoor activities. It is home to Mont-Orford National Park, which offers hiking, biking, and skiing opportunities throughout the year. The local ski resort provides various terrains for skiing and snowboarding, making it a popular destination for winter sports enthusiasts. The community has seen significant population growth, attracting both tourists and new residents seeking a quieter lifestyle. With beautiful views and plentiful recreational activities, this area is a great spot for nature lovers and adventure seekers alike.



Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs