Portneuf
Expert Debt Relief & Consumer Proposal Services
Portneuf, debt relief, Quebec
Portneuf, Quebec, offers scenic landscapes and vibrant community events but poses financial challenges for residents. Limited job opportunities and rising costs of housing, groceries, and services strain budgets, making debt relief strategies essential. The impact of provincial budget cuts on local services further complicates money management, increasing stress for those facing financial difficulties.
City: Portneuf
Province/Territory: Quebec (QC), Canada
Est. Population: 3,187
Financial Challenges
Living in Portneuf can be tough if you’re struggling with money. One big challenge is that there might not be as many job opportunities as in bigger cities, making it hard to find work that pays enough. Also, things like housing, groceries, and transportation can take up a lot of your money, leaving little left for other needs.
Another problem is that with the provincial budget cuts, some local services might not be as available or could become more expensive. This means you might have to spend more on things like healthcare or education. Managing bills and unexpected expenses can be really stressful when money is tight, making everyday life harder for those who are having financial difficulties.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Portneuf, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
| Item | Description | Estimated |
|---|---|---|
| Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 1,498 |
| Living in poverty | Number of residents who are living in poverty | 354 |
| Debt defaulted | Number of residents who have defaulted on a debt payment | 35 |
| Insolvencies | Number of residents who filed for insolvency | 8 |
| Consumer proposal | Number of residents who filed for a consumer proposal | 6 |
| Personal bankruptcy | Number of residents who filed for personal bankruptcy | 2 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Donnacona
A small city known for its rich history and beautiful waterfront along the St. Lawrence River. Donnacona features a vibrant downtown area with local shops and restaurants, making it a hub for community activities and events.Saint-Marc-des-Carrières
This charming municipality is located along the banks of the Jacques-Cartier River. It is known for its picturesque landscapes and outdoor recreational opportunities, including hiking and fishing, appealing to nature lovers.Saint-Apollinaire
A quaint town that combines rural charm with a strong sense of community. Saint-Apollinaire is known for its beautiful parks, historical landmarks, and family-friendly environment, making it a desirable place for families.Cap-Santé
Positioned along the St. Lawrence River, Cap-Santé boasts stunning views and a rich heritage. The area offers outdoor activities and a variety of local cultural events, making it popular with both residents and visitors.Sainte-Christine-d’Auvergne
This small community features a rural atmosphere and beautiful natural surroundings. It’s ideal for those looking for a peaceful retreat, with plenty of outdoor spaces for leisurely activities.Saint-Basile
A vibrant neighborhood that offers a mix of urban and rural living. Saint-Basile is known for its community spirit, recreational facilities, and a variety of local events year-round.Sainte-Anne-de-la-Pérade
A picturesque village famous for its ice fishing and winter carnival. It offers a unique blend of outdoor activities and local culture, making it a popular destination in the colder months.Portneuf Village
Serving as the historical and administrative center of the region, this area has a rich cultural heritage. It features historic buildings, parks, and events that celebrate the local history, making it a central point for community gatherings.

Illustration of Portneuf, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Portneuf, Canada to help understand the financial requirements for different living situations.
| Item | Description | Average Cost |
|---|---|---|
| Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
| Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
| Average Home Price | Average price to purchase a home | $502,000 |
| Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
| Food (Single) | Monthly grocery cost for a single person | $300 |
| Food (Family) | Monthly grocery cost for a family of four | $850 |
| Healthcare (Rx) | Monthly cost for prescription medications | $35 |
| Healthcare (Dental) | Monthly cost for dental care | $200 |
| Healthcare (Vision) | Monthly cost for vision care | $225 |
| Transportation (Public) | Monthly cost for public transit | $1,270 |
| Transportation (Car) | Monthly cost for car ownership | $550 |
| Childcare (Daycare) | Monthly cost for daycare | $650 |
| Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of living in Portneuf, Quebec?
- How has the economic outlook in Portneuf changed over the past few years?
- What are the primary financial challenges faced by residents of Portneuf?
- Are there specific industries in Portneuf contributing to job growth and economic stability?
- How do housing prices in Portneuf compare to the broader Quebec region?
- What financial assistance programs are available for residents struggling in Portneuf?
- What is the unemployment rate in Portneuf, and how does it affect the local economy?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Located in the province of Quebec, this area is known for its beautiful natural landscapes, including rivers, forests, and mountains. It’s a charming place with a rich history, where residents enjoy outdoor activities like hiking, fishing, and skiing. The community hosts various festivals and events throughout the year, celebrating local culture and traditions. As part of the wider region, it has access to essential services and amenities, including schools and healthcare facilities, making it a comfortable place for families and individuals alike.
Eliminate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!