Rigaud
Expert Debt Relief & Consumer Proposal Services
Rigaud, debt relief, Quebec
Rigaud, Quebec, offers a charming, nature-filled community but poses financial challenges for residents. Increasing property taxes, along with rising utility fees, strain budgets, especially for those facing debt. Economic difficulties and limited job opportunities further complicate living expenses. For those in need, exploring debt relief options like consumer proposals and credit counseling may provide necessary support.
City: Rigaud
Province/Territory: Quebec (QC), Canada
Est. Population: 7,566
Financial Challenges
Living in Rigaud, Quebec can be tough if you’re having money problems. One big challenge is the increase in property taxes by about $50 each year for a typical home. This means you have to spend more money just to keep your house. On top of that, there are extra fees for things like garbage collection and recycling, which can make your monthly bills higher. If your income isn’t growing, it can be hard to afford these extra costs.
Another issue is that the local government is spending more money on things like public safety and road maintenance, which can lead to even higher taxes in the future. With the province also facing economic difficulties, there might be fewer job opportunities and more financial pressure on families. This can make it harder to pay for everyday needs and manage any existing debt. All these factors together can make living and working in Rigaud challenging for those struggling with money.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Rigaud, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
Item | Description | Estimated |
---|---|---|
Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 3,556 |
Living in poverty | Number of residents who are living in poverty | 840 |
Debt defaulted | Number of residents who have defaulted on a debt payment | 82 |
Insolvencies | Number of residents who filed for insolvency | 19 |
Consumer proposal | Number of residents who filed for a consumer proposal | 14 |
Personal bankruptcy | Number of residents who filed for personal bankruptcy | 5 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Rigaud Village
The heart of Rigaud, this area features charming historic architecture, local shops, cafés, and community events. It’s known for its vibrant atmosphere and is a hub for residents and visitors alike.Mont Rigaud
A popular destination for outdoor enthusiasts, Mont Rigaud boasts skiing and snowboarding facilities in winter, while offering hiking and mountain biking trails in warmer months. The area is known for its stunning natural beauty.Rigaud River
This area along the river is perfect for nature lovers, featuring scenic walking paths and spots to enjoy kayaking and fishing. The tranquility of the riverbanks attracts families and individuals seeking leisure activities.Île de la Tortue
This scenic island offers a peaceful retreat with natural landscapes and walking trails. It is an appealing spot for picnicking and enjoying the outdoors, making it popular among locals.Rue de la Fontaine
Known for its residential charm, this street offers picturesque homes and green spaces. It’s a family-friendly neighborhood that emphasizes community and accessibility to local amenities.Parc des Chutes
A local park beloved for its natural waterfalls and rich greenery. The park features picnic areas, walking paths, and is a perfect spot for relaxation, hiking, and enjoying the scenic views of nature.

Illustration of Rigaud, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Rigaud, Canada to help understand the financial requirements for different living situations.
Item | Description | Average Cost |
---|---|---|
Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
Average Home Price | Average price to purchase a home | $502,000 |
Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
Food (Single) | Monthly grocery cost for a single person | $300 |
Food (Family) | Monthly grocery cost for a family of four | $850 |
Healthcare (Rx) | Monthly cost for prescription medications | $35 |
Healthcare (Dental) | Monthly cost for dental care | $200 |
Healthcare (Vision) | Monthly cost for vision care | $225 |
Transportation (Public) | Monthly cost for public transit | $1,270 |
Transportation (Car) | Monthly cost for car ownership | $550 |
Childcare (Daycare) | Monthly cost for daycare | $650 |
Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the current cost of living in Rigaud, Quebec?
- How does the housing market in Rigaud compare to neighboring towns and cities?
- What are the primary sources of income for residents in Rigaud?
- What financial assistance programs are available for residents of Rigaud facing economic challenges?
- What are the average salaries or wages for common jobs in Rigaud?
- How have recent economic trends affected the cost of goods and services in Rigaud?
- What is the forecast for economic growth in Rigaud over the next few years?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Located in the province of Quebec, this small town is nestled along the picturesque banks of the Ottawa River, surrounded by beautiful natural landscapes that attract outdoor enthusiasts year-round. The town is known for its charming historic buildings and recreational activities such as skiing, hiking, and cycling, making it a popular destination for both residents and visitors. With a population that values community spirit, the town hosts various events and festivals that celebrate its rich cultural heritage, fostering a strong sense of belonging among its citizens. Overall, this location offers a unique blend of nature and community, making it an appealing place to live and explore.
Eliminate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!