Roberval

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Roberval, debt relief, Quebec

Roberval, located in Quebec’s Saguenay–Lac-Saint-Jean region, faces financial challenges due to reliance on the unstable forestry and hydroelectric sectors. Job loss from environmental issues affects income, making it tough to cover essential expenses. Additionally, rising costs from reduced public services and increased taxes add to the financial strain, complicating residents’ access to debt relief options.

City: Roberval
Province/Territory: Quebec (QC), Canada
Est. Population: 10,227

Financial Challenges

Living in Roberval can be tough if you’re having money problems. Many people work in jobs related to forestry and hydroelectric power, but these industries can be unstable. When there are issues like droughts or forest fires, jobs might be lost, making it hard to find steady work. Without reliable income, paying for things like rent, groceries, and bills becomes a big challenge.

Besides job troubles, there are other costs that add up. The city might cut back on public services like healthcare and education to save money, which means you might have to spend more on medical care or school supplies. Taxes could also go up, leaving you with even less money each month. With an aging population, there are more people needing help, which can make services stretched thin. All these factors make it difficult to live comfortably and manage everyday expenses in Roberval.

Debt Relief Solutions Available

Financial Planning

Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.

Find out more about Financial Planning

Debt Management Plan

A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.

Find out more about Debt Management

Debt Consolidation

Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.

Find out more about Debt Consolidation

Debt Settlement

Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.

Find out more about Debt Settlement

Consumer Proposal

A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.

Find out more about Consumer Proposals

Bankruptcy

Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.

Find out more about Bankruptcy


Roberval landscape illustrating debt relief options and community support.

*Illustration of Roberval, Quebec

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

ItemDescriptionEstimated
Living paycheck to paycheckNumber of residents who are living paycheck to paycheck4,807
Living in povertyNumber of residents who are living in poverty1,135
Debt defaultedNumber of residents who have defaulted on a debt payment111
InsolvenciesNumber of residents who filed for insolvency26
Consumer proposalNumber of residents who filed for a consumer proposal19
Personal bankruptcyNumber of residents who filed for personal bankruptcy6

The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.

Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts Reduce debts into one affordable monthly payment Stop all collections calls No interest and charges (completely frozen) Government-legislated debt relief programs

Areas / Neighbourhoods

  • Centre-Ville: The heart of Roberval, Centre-Ville is known for its vibrant atmosphere, featuring a mix of shops, restaurants, and cultural venues. This area is lively, especially during local festivals and events.

  • Lac Saint-Jean: Offering stunning waterfront views, this neighborhood is popular for recreational activities like fishing, boating, and picnicking. It’s a favorite spot for families and outdoor enthusiasts.

  • Énergie: Primarily a residential area, Énergie is known for its community spirit and access to local amenities. It’s a peaceful neighborhood with parks and leisure facilities that cater to families and young professionals.

  • Rivière-Du-Moulin: This district is characterized by its scenic river views and nature trails. It attracts those who enjoy hiking and biking, making it a popular destination for outdoor activities and nature lovers.

  • Manoir du Village: An upscale neighborhood, Manoir du Village features beautiful homes and well-maintained streets. It is regarded as a desirable area for families seeking a quiet and safe environment.

  • Les Jardins: A community-oriented neighborhood known for its greenery and parks, Les Jardins is ideal for families and individuals who appreciate a calm and inviting environment that promotes an active lifestyle.

  • Vieux-Roberval: Rich in history, Vieux-Roberval boasts charming architecture and cultural landmarks. The area often hosts local events that celebrate the town’s heritage, attracting visitors and residents alike.

Roberval landscape illustrating debt relief options and community support. Debt solutions available.

Illustration of Roberval, Quebec, Canada

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in Roberval, Canada to help understand the financial requirements for different living situations.

ItemDescriptionAverage Cost
Housing (1BR)Monthly rent for a 1-bedroom apartment$1,270
Housing (2BR)Monthly rent for a 2-bedroom apartment$1,750
Average Home PriceAverage price to purchase a home$502,000
UtilitiesMonthly cost for electricity, heating, water, and garbage$200
Food (Single)Monthly grocery cost for a single person$300
Food (Family)Monthly grocery cost for a family of four$850
Healthcare (Rx)Monthly cost for prescription medications$35
Healthcare (Dental)Monthly cost for dental care$200
Healthcare (Vision)Monthly cost for vision care$225
Transportation (Public)Monthly cost for public transit$1,270
Transportation (Car)Monthly cost for car ownership$550
Childcare (Daycare)Monthly cost for daycare$650
Childcare (After-School)Monthly cost for after-school programs$300

The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.

Top Questions

  1. What is the current cost of living in Roberval, Quebec?
  2. How does the housing market in Roberval compare to other cities in Quebec?
  3. What are the average salaries for jobs in Roberval?
  4. What financial aid programs are available for residents facing economic challenges in Roberval?
  5. How has inflation impacted the cost of goods and services in Roberval?
  6. What are the main economic drivers and industries in Roberval?
  7. Are there any financial resources or workshops for personal finance available to residents of Roberval?

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Located in the Saguenay–Lac-Saint-Jean region of Quebec, this city sits by the shores of Lac Saint-Jean, making it a picturesque location surrounded by natural beauty. Known for its rich culture and history, it offers various outdoor activities, including fishing, hiking, and snow sports, which attract both locals and visitors. The region is also recognized for its strong ties to the forestry and hydroelectric power industries, providing numerous job opportunities for residents. With a mix of community events and festivals, this city fosters a sense of belonging and pride among its inhabitants, contributing to its unique charm.



Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs