Roxton Pond
Expert Debt Relief & Consumer Proposal Help
Roxton Pond, debt relief, Quebec
Roxton Pond, a quaint community in Quebec’s Eastern Townships, has a population of around 4,225. While it offers natural beauty and local amenities, residents face significant challenges, particularly regarding employment and financial stability. Limited job opportunities and fixed incomes make it difficult for many to manage costs, leading to struggles with debt relief options such as consumer proposals and credit counseling.
City: Roxton Pond
Province/Territory: Quebec (QC), Canada
Est. Population: 4,224
Financial Challenges
Living in Roxton Pond can be tough for people who have money problems. One big challenge is finding enough jobs. Roxton Pond is a small town, so there are not many workplaces available. This makes it hard for people to earn enough money to pay for things like rent, food, and bills. Also, some jobs might not pay enough, making it difficult to save money or handle unexpected expenses.
Another problem is that some people in Roxton Pond are older and depend on fixed incomes, like pensions. When unexpected expenses come up, such as medical bills or home repairs, these people might struggle to afford them. Families with children also face costs for things like school supplies and childcare, which can add up. Without enough support and resources, living and working in Roxton Pond can be challenging for those having financial difficulties.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Roxton Pond, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
Item | Description | Estimated |
---|---|---|
Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 1,985 |
Living in poverty | Number of residents who are living in poverty | 469 |
Debt defaulted | Number of residents who have defaulted on a debt payment | 46 |
Insolvencies | Number of residents who filed for insolvency | 11 |
Consumer proposal | Number of residents who filed for a consumer proposal | 8 |
Personal bankruptcy | Number of residents who filed for personal bankruptcy | 3 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Centre de Roxton Pond
The heart of Roxton Pond, this area features a charming small-town atmosphere with local shops, cafes, and access to community services. It’s known for its vibrant community events and friendly environment.Rue principale
This main street is lined with quaint houses and is known for its unique architecture. It hosts several small businesses and provides a picturesque backdrop for a leisurely walk.Parc de la Rivière
A beautiful natural area situated along the river, this park offers walking trails, picnic spots, and recreational activities. It’s popular among families and nature enthusiasts for its scenic views and tranquility.Quartier Est
An expanding residential neighborhood that features newer homes and convenient access to local services. It’s ideal for families seeking a quiet suburban lifestyle while being close to amenities.Boulevard des Anciens Combattants
A developed area with a mix of residential and commercial properties. It’s known for its accessibility and proximity to schools, making it a favorite among young families.Les Sentiers
A tranquil area that emphasizes green space and outdoor activities. This neighborhood features walking paths and is close to various recreational facilities, appealing to those who enjoy an active lifestyle.

Illustration of Roxton Pond, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Roxton Pond, Canada to help understand the financial requirements for different living situations.
Item | Description | Average Cost |
---|---|---|
Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
Average Home Price | Average price to purchase a home | $502,000 |
Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
Food (Single) | Monthly grocery cost for a single person | $300 |
Food (Family) | Monthly grocery cost for a family of four | $850 |
Healthcare (Rx) | Monthly cost for prescription medications | $35 |
Healthcare (Dental) | Monthly cost for dental care | $200 |
Healthcare (Vision) | Monthly cost for vision care | $225 |
Transportation (Public) | Monthly cost for public transit | $1,270 |
Transportation (Car) | Monthly cost for car ownership | $550 |
Childcare (Daycare) | Monthly cost for daycare | $650 |
Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of living in Roxton Pond, Quebec?
- How has the economic outlook in Roxton Pond changed in recent years?
- What are the main financial challenges faced by residents of Roxton Pond?
- How do housing prices in Roxton Pond compare to nearby towns and cities?
- What employment opportunities are available in Roxton Pond and its surrounding areas?
- How does the average income in Roxton Pond compare to the provincial average in Quebec?
- Are there any government programs or resources available to help residents with financial difficulties in Roxton Pond?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Roxton Pond is a charming community located in the Eastern Townships of Quebec, Canada. With a population of around 4,225, this picturesque area is surrounded by beautiful landscapes, including forests and lakes, making it great for outdoor activities like hiking, fishing, and biking. The town features a mix of rural charm and modern amenities, with local shops, schools, and parks contributing to a friendly and welcoming atmosphere. The community is known for hosting various events throughout the year, which allows residents to come together and enjoy local culture and traditions.
Eliminate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!