Saint-Adolphe-d'Howard

Consumer Proposals & Debt Solutions

_{Saint-Adolphe-d’Howard, debt relief, Quebec}

Saint-Adolphe-d’Howard, a scenic municipality in Quebec, faces significant challenges due to its aging population and limited economic growth. With a median age of 57.3, many residents are retired, leading to fewer job opportunities and financial services. Approximately 15% of residents live with low incomes, contributing to debt struggles. The community’s rural nature complicates access to debt relief options, especially for older individuals.

City: Saint-Adolphe-d’Howard
Province/Territory: Quebec (QC), Canada
Est. Population: 3,702

Financial Challenges

Saint-Adolphe-d’Howard has about 3,600 people, and many are older, with the average age being 57.3 years, which is much higher than the rest of Quebec. This means there are fewer young workers and more people who might be retired. Only a quarter of families have children at home, making it harder for families to get support. In this rural area, there might not be many job opportunities, and accessing banks or financial services can be tough.

Additionally, around 15% of people have low incomes, and nearly one in five children live in poverty. The economy in Quebec isn’t growing much, and unemployment is expected to rise. With the province dealing with trade problems and a big budget deficit, things might get tighter for everyone. This makes it hard for people to manage money, pay debts, and can lead to more financial struggles, especially for older people on fixed incomes.

Debt Relief Solutions Available

_{*Illustration of Saint-Adolphe-d’Howard, Quebec}

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

_{The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.}

Areas / Neighbourhoods

• Lac Saint-Adolphe
  A picturesque area surrounding the lake that shares its name, Lac Saint-Adolphe is popular for its recreational activities such as swimming, fishing, and boating during the summer. In winter, it transforms into a hub for ice fishing and snowshoeing.

• Village Center
  The village center is characterized by its charming local shops, restaurants, and community events. It serves as the social hub of Saint-Adolphe-d’Howard, where residents and visitors can enjoy seasonal festivals and cultural activities.

• Montagne du Diable
  This area is known for its beautiful mountainous landscape, offering stunning views and outdoor activities such as hiking and mountain biking. It attracts adventure enthusiasts looking for scenic trails and nature exploration.

• Les Maisons de la Rivière
  A serene neighborhood located along the river, this area is ideal for those looking to enjoy waterfront properties and a quiet, nature-filled environment. It’s a popular spot for birdwatching and enjoying peaceful riverside walks.

• Chalet des Réserves
  This area features a selection of seasonal and year-round chalets that cater to tourists and nature lovers. The proximity to nearby nature reserves makes it a favorite for hiking trails and wildlife observation.

• Église Sainte-Adolphe
  The region around the historic church captures the essence of the town’s heritage. It is a quaint area where you can appreciate local architecture and take part in community gatherings and religious events.

_{Illustration of Saint-Adolphe-d’Howard, Quebec, Canada}

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in Saint-Adolphe-d’Howard, Canada to help understand the financial requirements for different living situations.

_{The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.}

Top Questions

1. What is the cost of living in Saint-Adolphe-d’Howard compared to other towns in Quebec?
2. What are the average housing prices in Saint-Adolphe-d’Howard?
3. How does the job market in Saint-Adolphe-d’Howard impact residents’ financial stability?
4. What are the primary sources of income for residents in Saint-Adolphe-d’Howard?
5. Are there local financial assistance programs available for low-income residents in Saint-Adolphe-d’Howard?
6. How is the overall economic outlook for Saint-Adolphe-d’Howard in the coming years?
7. What challenges do residents of Saint-Adolphe-d’Howard face related to transportation costs and commuting?
   

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Located in the picturesque Laurentians region of Quebec, this small municipality boasts a diverse landscape of forests, lakes, and mountains, making it a popular destination for outdoor activities. Home to around 3,600 residents, the community is characterized by its aging population, with a median age of 57.3 years, which reflects a trend of slower growth as many seek a peaceful lifestyle in nature. The local economy primarily revolves around tourism and recreation, with various seasonal activities such as skiing in winter and hiking, biking, and water sports during the warmer months. The area also emphasizes community engagement and offers various cultural events that celebrate its heritage, making it an attractive place for those who enjoy a close-knit, rural atmosphere.