Saint-Andre-d'Argenteuil
Debt Relief & Consumer Proposals
Saint-Andre-d’Argenteuil, debt relief, Quebec
Saint-André-d’Argenteuil, a rural municipality in Quebec, faces significant financial challenges due to a high unemployment rate and low median household income. Many residents, particularly older individuals on fixed incomes, struggle with everyday expenses. Despite government efforts to stimulate growth, local job scarcity and increased transportation costs hinder financial relief, making debt management crucial for residents seeking stability.
City: Saint-Andre-d’Argenteuil
Province/Territory: Quebec (QC), Canada
Est. Population: 3,275
Financial Challenges
Many people living in Saint-André-d’Argenteuil face financial difficulties because jobs are hard to find. The unemployment rate is higher than in other areas, which means fewer people have steady income. Additionally, the median household income is relatively low, making it tough for families to cover everyday expenses like food, rent, and bills. With a large number of older residents, there may also be more people relying on fixed incomes, which can limit financial flexibility.
Living in a rural area can add to the financial challenges. There are fewer job opportunities nearby, so people might have to travel far for work, increasing transportation costs. Trade problems with other countries have also affected local businesses, reducing available jobs and wages. Even though the government is investing money to help the area grow, it might not be enough to solve all the financial problems residents are facing. This makes it harder for people who are already struggling to improve their financial situation.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Saint-Andre-d’Argenteuil, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
| Item | Description | Estimated |
|---|---|---|
| Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 1,539 |
| Living in poverty | Number of residents who are living in poverty | 364 |
| Debt defaulted | Number of residents who have defaulted on a debt payment | 36 |
| Insolvencies | Number of residents who filed for insolvency | 8 |
| Consumer proposal | Number of residents who filed for a consumer proposal | 6 |
| Personal bankruptcy | Number of residents who filed for personal bankruptcy | 2 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Saint-André-d’Argenteuil Village: The heart of the municipality, this area features a charming rural atmosphere with proximity to essential amenities. It hosts local shops, community events, and is surrounded by nature, making it a favored spot for families.
Lac des Deux Montagnes: A picturesque area known for its stunning waterfront, offering recreational activities such as boating and fishing. This neighborhood is popular among nature enthusiasts looking for outdoor activities and scenic views.
Route 148 Corridor: This area is characterized by its commercial establishments and easy access to neighboring towns. It’s a key route for commuters and features various businesses, making it a bustling part of Saint-André-d’Argenteuil.
Pine Hill: A residential area known for its tranquil environment and larger properties. It appeals to families and those seeking a quieter lifestyle while still being close to recreational amenities.
Chemin du Loup: A scenic road that provides access to beautiful landscapes and occasional waterfront views. This area is popular for its natural beauty and outdoor recreational opportunities, attracting those who enjoy hiking and nature walks.

Illustration of Saint-Andre-d’Argenteuil, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Saint-Andre-d’Argenteuil, Canada to help understand the financial requirements for different living situations.
| Item | Description | Average Cost |
|---|---|---|
| Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
| Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
| Average Home Price | Average price to purchase a home | $502,000 |
| Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
| Food (Single) | Monthly grocery cost for a single person | $300 |
| Food (Family) | Monthly grocery cost for a family of four | $850 |
| Healthcare (Rx) | Monthly cost for prescription medications | $35 |
| Healthcare (Dental) | Monthly cost for dental care | $200 |
| Healthcare (Vision) | Monthly cost for vision care | $225 |
| Transportation (Public) | Monthly cost for public transit | $1,270 |
| Transportation (Car) | Monthly cost for car ownership | $550 |
| Childcare (Daycare) | Monthly cost for daycare | $650 |
| Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of housing in Saint-Andre-d’Argenteuil?
- How does the cost of living in Saint-Andre-d’Argenteuil compare to neighboring towns?
- What are the primary sources of employment in Saint-Andre-d’Argenteuil?
- What is the average income for residents in Saint-Andre-d’Argenteuil?
- Are there financial assistance programs available for low-income families in Saint-Andre-d’Argenteuil?
- How has the economic outlook for Saint-Andre-d’Argenteuil changed in recent years?
- What are common financial challenges faced by residents of Saint-Andre-d’Argenteuil?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Located in the Laurentides region of Quebec, this municipality has a population of approximately 3,257 residents as of 2025, reflecting recent growth after a prior decline. The community covers a rural area of 97.69 km², resulting in a low population density of 31.3 people per square kilometer. The median age is around 49 years, indicating an aging population, with a significant portion—about 54.9%—in the working age group of 20 to 64. Known for its scenic surroundings and proximity to the Ottawa River, the area offers opportunities for outdoor activities like hiking and water sports, making it an appealing place for residents who appreciate nature. Community events and local services aim to foster a sense of connection among residents, contributing to a strong, tight-knit community atmosphere.
Eliminate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!