Saint-Anselme

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Saint-Anselme, debt relief, Quebec

Saint-Anselme, in Quebec’s Bellechasse region, has seen population growth from 3,285 in 2002 to about 4,436 in 2024. While it combines rural charm with essential services, rising housing costs and a growing population pose challenges for residents facing financial difficulties. Increased unemployment and reliance on unstable agricultural and manufacturing jobs complicate debt relief efforts for struggling families.

City: Saint-Anselme
Province/Territory: Quebec (QC), Canada
Est. Population: 3,458

Financial Challenges

Living in Saint-Anselme can be tough for people who are having money problems. The town is growing fast, which means more people are moving in and housing can become more expensive. If you don’t earn enough money, it might be hard to find an affordable place to live. Also, with more people and rising costs, everyday things like groceries and utilities can become harder to afford.

Finding a good job in Saint-Anselme might also be challenging. The unemployment rate is going up, which means there are fewer job opportunities available. Many people work in farming or manufacturing, and if these jobs are not stable, it can be hard to keep a steady income. When jobs are hard to find, it’s difficult to pay for bills, rent, or other important things, making life stressful for those already struggling with money.

Debt Relief Solutions Available

Financial Planning

Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.

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Debt Management Plan

A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.

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Debt Consolidation

Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.

Find out more about Debt Consolidation

Debt Settlement

Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.

Find out more about Debt Settlement

Consumer Proposal

A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.

Find out more about Consumer Proposals

Bankruptcy

Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.

Find out more about Bankruptcy


Saint-Anselme community center offering debt relief support services for financial wellness.

*Illustration of Saint-Anselme, Quebec

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

ItemDescriptionEstimated
Living paycheck to paycheckNumber of residents who are living paycheck to paycheck1,625
Living in povertyNumber of residents who are living in poverty384
Debt defaultedNumber of residents who have defaulted on a debt payment38
InsolvenciesNumber of residents who filed for insolvency9
Consumer proposalNumber of residents who filed for a consumer proposal7
Personal bankruptcyNumber of residents who filed for personal bankruptcy2

The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.

Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts Reduce debts into one affordable monthly payment Stop all collections calls No interest and charges (completely frozen) Government-legislated debt relief programs

Areas / Neighbourhoods

  • Centre-ville de Saint-Anselme
    The downtown area features a mix of local shops, cafes, and essential services. Its charming atmosphere is enhanced by community events and a close-knit vibe among residents.

  • Faubourg de l’Église
    This neighborhood is known for its proximity to local churches and community centers. It offers a mix of residential homes and green spaces, making it ideal for families and community gatherings.

  • Quartier des écoles
    Home to several educational institutions, this area is bustling with activity during the school year. Family-friendly parks and recreational facilities add to its appeal for residents of all ages.

  • Secteur industriel
    This industrial zone is pivotal for local commerce and employment. It houses various businesses and light manufacturing establishments, contributing to the town’s economy.

  • Les Jardins de Saint-Anselme
    A tranquil residential area characterized by scenic views and well-maintained gardens. It attracts those looking for a peaceful environment while remaining close to the amenities of town.

Saint-Anselme community center offering debt relief support services for financial wellness. Debt solutions available.

Illustration of Saint-Anselme, Quebec, Canada

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in Saint-Anselme, Canada to help understand the financial requirements for different living situations.

ItemDescriptionAverage Cost
Housing (1BR)Monthly rent for a 1-bedroom apartment$1,270
Housing (2BR)Monthly rent for a 2-bedroom apartment$1,750
Average Home PriceAverage price to purchase a home$502,000
UtilitiesMonthly cost for electricity, heating, water, and garbage$200
Food (Single)Monthly grocery cost for a single person$300
Food (Family)Monthly grocery cost for a family of four$850
Healthcare (Rx)Monthly cost for prescription medications$35
Healthcare (Dental)Monthly cost for dental care$200
Healthcare (Vision)Monthly cost for vision care$225
Transportation (Public)Monthly cost for public transit$1,270
Transportation (Car)Monthly cost for car ownership$550
Childcare (Daycare)Monthly cost for daycare$650
Childcare (After-School)Monthly cost for after-school programs$300

The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.

Top Questions

  1. What is the average cost of living in Saint-Anselme, Quebec?
  2. How do housing prices in Saint-Anselme compare to nearby cities?
  3. What are the major sources of income for residents in Saint-Anselme?
  4. What financial assistance programs are available for low-income residents in Saint-Anselme?
  5. How has the economic outlook for Saint-Anselme changed in recent years?
  6. What are the typical financial challenges faced by households in Saint-Anselme?
  7. Are there job growth opportunities in Saint-Anselme that could improve residents’ financial situations?

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Located in the Bellechasse region of Quebec, this municipality has experienced notable population growth, increasing from 3,285 residents in 2002 to approximately 4,436 in 2024. The majority of its residents speak French, with a small English-speaking community. The area combines its rural charm with essential services, making it a welcoming place for families. The local economy is likely supported by agriculture and manufacturing, reflecting its rural setting. With an economy facing challenges due to broader trade issues, the community is navigating both the benefits of growth and the pressures it brings.



Eliminate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs