Saint-Anselme
Expert Debt Relief & Consumer Proposal Help
Saint-Anselme, debt relief, Quebec
Saint-Anselme, in Quebec’s Bellechasse region, has seen population growth from 3,285 in 2002 to about 4,436 in 2024. While it combines rural charm with essential services, rising housing costs and a growing population pose challenges for residents facing financial difficulties. Increased unemployment and reliance on unstable agricultural and manufacturing jobs complicate debt relief efforts for struggling families.
City: Saint-Anselme
Province/Territory: Quebec (QC), Canada
Est. Population: 3,458
Financial Challenges
Living in Saint-Anselme can be tough for people who are having money problems. The town is growing fast, which means more people are moving in and housing can become more expensive. If you don’t earn enough money, it might be hard to find an affordable place to live. Also, with more people and rising costs, everyday things like groceries and utilities can become harder to afford.
Finding a good job in Saint-Anselme might also be challenging. The unemployment rate is going up, which means there are fewer job opportunities available. Many people work in farming or manufacturing, and if these jobs are not stable, it can be hard to keep a steady income. When jobs are hard to find, it’s difficult to pay for bills, rent, or other important things, making life stressful for those already struggling with money.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Saint-Anselme, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
| Item | Description | Estimated |
|---|---|---|
| Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 1,625 |
| Living in poverty | Number of residents who are living in poverty | 384 |
| Debt defaulted | Number of residents who have defaulted on a debt payment | 38 |
| Insolvencies | Number of residents who filed for insolvency | 9 |
| Consumer proposal | Number of residents who filed for a consumer proposal | 7 |
| Personal bankruptcy | Number of residents who filed for personal bankruptcy | 2 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Centre-ville de Saint-Anselme
The downtown area features a mix of local shops, cafes, and essential services. Its charming atmosphere is enhanced by community events and a close-knit vibe among residents.Faubourg de l’Église
This neighborhood is known for its proximity to local churches and community centers. It offers a mix of residential homes and green spaces, making it ideal for families and community gatherings.Quartier des écoles
Home to several educational institutions, this area is bustling with activity during the school year. Family-friendly parks and recreational facilities add to its appeal for residents of all ages.Secteur industriel
This industrial zone is pivotal for local commerce and employment. It houses various businesses and light manufacturing establishments, contributing to the town’s economy.Les Jardins de Saint-Anselme
A tranquil residential area characterized by scenic views and well-maintained gardens. It attracts those looking for a peaceful environment while remaining close to the amenities of town.

Illustration of Saint-Anselme, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Saint-Anselme, Canada to help understand the financial requirements for different living situations.
| Item | Description | Average Cost |
|---|---|---|
| Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
| Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
| Average Home Price | Average price to purchase a home | $502,000 |
| Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
| Food (Single) | Monthly grocery cost for a single person | $300 |
| Food (Family) | Monthly grocery cost for a family of four | $850 |
| Healthcare (Rx) | Monthly cost for prescription medications | $35 |
| Healthcare (Dental) | Monthly cost for dental care | $200 |
| Healthcare (Vision) | Monthly cost for vision care | $225 |
| Transportation (Public) | Monthly cost for public transit | $1,270 |
| Transportation (Car) | Monthly cost for car ownership | $550 |
| Childcare (Daycare) | Monthly cost for daycare | $650 |
| Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of living in Saint-Anselme, Quebec?
- How do housing prices in Saint-Anselme compare to nearby cities?
- What are the major sources of income for residents in Saint-Anselme?
- What financial assistance programs are available for low-income residents in Saint-Anselme?
- How has the economic outlook for Saint-Anselme changed in recent years?
- What are the typical financial challenges faced by households in Saint-Anselme?
- Are there job growth opportunities in Saint-Anselme that could improve residents’ financial situations?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Located in the Bellechasse region of Quebec, this municipality has experienced notable population growth, increasing from 3,285 residents in 2002 to approximately 4,436 in 2024. The majority of its residents speak French, with a small English-speaking community. The area combines its rural charm with essential services, making it a welcoming place for families. The local economy is likely supported by agriculture and manufacturing, reflecting its rural setting. With an economy facing challenges due to broader trade issues, the community is navigating both the benefits of growth and the pressures it brings.
Eliminate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!