Saint-Colomban
Consumer Proposal & Debt Relief Experts
Saint-Colomban, debt help, Quebec
Saint-Colomban, located in Quebec’s Laurentides region, is a serene community with lush landscapes ideal for outdoor activities. However, residents face financial challenges like rising taxes and high housing costs amidst a slow economy. Limited job opportunities and everyday expenses intensify budgeting difficulties, making it crucial for individuals to seek debt relief options to manage their financial stress.
City: Saint-Colomban
Province/Territory: Quebec (QC), Canada
Est. Population: 17,740
Financial Challenges
Living in Saint-Colomban can be tough for people struggling with money. Taxes might stay the same or go up a little, which means less money in your pocket. Housing can be expensive, making it hard to find a place you can afford. With the economy growing slowly, there might not be many new jobs, and keeping a job can be stressful if businesses are unsure about the future.
Working in Saint-Colomban may also be challenging if you’re having money problems. Job opportunities are limited, so finding a new job if you lose one could take time. The cost of everyday things like groceries and transportation might be high, which makes budgeting harder. Additionally, having debt can add extra pressure, making it difficult to save money or handle unexpected expenses. All these factors can make life feel more stressful and uncertain.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Saint-Colomban, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
Item | Description | Estimated |
---|---|---|
Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 8,338 |
Living in poverty | Number of residents who are living in poverty | 1,969 |
Debt defaulted | Number of residents who have defaulted on a debt payment | 193 |
Insolvencies | Number of residents who filed for insolvency | 44 |
Consumer proposal | Number of residents who filed for a consumer proposal | 34 |
Personal bankruptcy | Number of residents who filed for personal bankruptcy | 11 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Lac de l’Escalier
A peaceful community centered around a picturesque lake, Lac de l’Escalier offers serene living with access to nature trails and recreational activities. It’s a sought-after area for families who appreciate a tranquil environment.Le Village
The heart of Saint-Colomban, Le Village is known for its local shops, services, and community events. It features a charming atmosphere with a mix of residential and commercial zones, promoting a vibrant community spirit.Saint-Colomban Sud
A suburban area that boasts larger properties and scenic landscapes. This neighborhood is popular among those seeking more spacious homes while still being a short drive from the amenities of urban life.Ruisseau des Vaches
This area is characterized by its natural beauty, featuring streamside properties and lush greenery. It’s ideal for outdoor enthusiasts who enjoy hiking and water activities, making it a desirable spot for nature lovers.Lac de la Paix
Known for its serene setting and recreational opportunities, this neighborhood offers waterfront properties that attract homeowners looking for a peaceful retreat. The area is popular for boating, fishing, and swimming.Les Cèdres
A family-friendly neighborhood with a strong sense of community. This area features parks, playgrounds, and recreational facilities, making it a great place for children and active families.Rivière du Nord
Located near the scenic river, this area provides scenic views and proximity to nature. It’s popular among those who enjoy outdoor activities such as kayaking, fishing, and hiking in a beautiful natural setting.

Illustration of Saint-Colomban, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Saint-Colomban, Canada to help understand the financial requirements for different living situations.
Item | Description | Average Cost |
---|---|---|
Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
Average Home Price | Average price to purchase a home | $502,000 |
Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
Food (Single) | Monthly grocery cost for a single person | $300 |
Food (Family) | Monthly grocery cost for a family of four | $850 |
Healthcare (Rx) | Monthly cost for prescription medications | $35 |
Healthcare (Dental) | Monthly cost for dental care | $200 |
Healthcare (Vision) | Monthly cost for vision care | $225 |
Transportation (Public) | Monthly cost for public transit | $1,270 |
Transportation (Car) | Monthly cost for car ownership | $550 |
Childcare (Daycare) | Monthly cost for daycare | $650 |
Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of living in Saint-Colomban, Quebec?
- How has the real estate market in Saint-Colomban changed over the past few years?
- What financial challenges do residents of Saint-Colomban face?
- Are there any local resources or programs available to help residents with financial difficulties in Saint-Colomban?
- What is the current employment rate in Saint-Colomban and the types of jobs available?
- How do utility costs in Saint-Colomban compare to those in nearby cities?
- What economic development initiatives are in place to boost the local economy in Saint-Colomban?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Located in the beautiful Laurentides region of Quebec, this community is known for its lush landscapes and outdoor activities, making it a popular destination for nature lovers and recreational enthusiasts. It offers a mix of residential areas and green spaces, providing residents with a peaceful living environment away from the hustle and bustle of larger cities. The area is characterized by its proximity to rivers, forests, and parks, which create opportunities for activities like hiking, biking, and enjoying seasonal sports. With its friendly atmosphere and growing population, this location serves as a charming place to call home for families and individuals alike.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!