Saint-Come--Liniere
Debt Relief & Consumer Proposal Help
Saint-Come–Liniere, debt relief, Quebec
Saint-Côme-Linière, a small Quebec municipality, faces financial challenges with nearly half of its households earning under $60,000 and a 6% unemployment rate. Many single-person households struggle due to rising living costs, including housing. This financial strain can lead to increased debt, highlighting the need for effective debt relief solutions in this close-knit community.
City: Saint-Come–Liniere
Province/Territory: Quebec (QC), Canada
Est. Population: 3,274
Financial Challenges
Many people living in Saint-Côme-Linière find it hard to make ends meet because almost half of the households earn less than $60,000 a year. With a 6% unemployment rate, finding a job can be tough, and when people lose their jobs, it’s hard to pay bills and rent. Single-person households, which make up 30% of the community, often struggle more because they have to cover all their expenses by themselves. Rising costs for things like groceries, transportation, and healthcare make it even harder for those who are already having money problems.
On top of that, the cost of housing is increasing, making it difficult for families to afford a place to live. Home prices and rents are going up, which means people have to spend more of their income just to have a roof over their heads. With limited job opportunities in a small town, many residents don’t have a way to increase their income easily. This combination of low wages, high living costs, and fewer jobs makes it really challenging for people in Saint-Côme-Linière to stay financially stable and can lead to more debt and financial stress.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Saint-Come–Liniere, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
| Item | Description | Estimated |
|---|---|---|
| Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 1,539 |
| Living in poverty | Number of residents who are living in poverty | 363 |
| Debt defaulted | Number of residents who have defaulted on a debt payment | 36 |
| Insolvencies | Number of residents who filed for insolvency | 8 |
| Consumer proposal | Number of residents who filed for a consumer proposal | 6 |
| Personal bankruptcy | Number of residents who filed for personal bankruptcy | 2 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Saint-Côme: This is the central area of Saint-Côme–Linière, known for its picturesque landscapes and outdoor recreational activities. It offers access to hiking trails and is popular among nature enthusiasts.
Linière: The name-giving area of the municipality, Linière is primarily residential with a tight-knit community. It features quaint homes and local amenities, making it ideal for families seeking a peaceful environment.
Saint-Côme–Linière Park: This local park is a favorite spot for residents, providing green spaces, picnic areas, and children’s play equipment, promoting outdoor activities for families.
Gatineau River Area: While not exclusively a neighborhood, the river area is a significant natural attraction, featuring scenic views and opportunities for fishing and kayaking, greatly appealing to outdoor lovers.
Chemin de la Rivière: A charming road that offers access to various waterfront properties. Its scenic beauty makes it popular for those looking for a serene spot to relax by the water.

Illustration of Saint-Come–Liniere, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Saint-Come–Liniere, Canada to help understand the financial requirements for different living situations.
| Item | Description | Average Cost |
|---|---|---|
| Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
| Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
| Average Home Price | Average price to purchase a home | $502,000 |
| Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
| Food (Single) | Monthly grocery cost for a single person | $300 |
| Food (Family) | Monthly grocery cost for a family of four | $850 |
| Healthcare (Rx) | Monthly cost for prescription medications | $35 |
| Healthcare (Dental) | Monthly cost for dental care | $200 |
| Healthcare (Vision) | Monthly cost for vision care | $225 |
| Transportation (Public) | Monthly cost for public transit | $1,270 |
| Transportation (Car) | Monthly cost for car ownership | $550 |
| Childcare (Daycare) | Monthly cost for daycare | $650 |
| Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the current cost of living in Saint-Come–Liniere compared to nearby cities?
- How do housing prices in Saint-Come–Liniere trend in the current real estate market?
- What are the average household incomes in Saint-Come–Liniere, and how do they compare to provincial averages?
- What are the main financial challenges faced by residents of Saint-Come–Liniere?
- Are there any local financial assistance programs available for residents in Saint-Come–Liniere?
- How has the economic outlook been for Saint-Come–Liniere in recent years?
- What job opportunities and salary ranges can residents expect in Saint-Come–Liniere?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
This small municipality in Quebec’s Chaudière-Appalaches region has a population of around 3,278, with an expected rise to approximately 3,414 by 2023. The community is characterized by a low population density and mostly consists of single-person households, which can face different financial challenges. The area features a mix of old-world charm and natural beauty, making it appealing for those seeking a peaceful, rural lifestyle. This location has access to outdoor activities, such as hiking and biking, and showcases a close-knit community spirit, making it a great place for families and individuals who appreciate a quieter environment away from urban hustle.
Eliminate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!