Saint-Etienne-des-Gres

Debt Relief Service Expert Guidance

Saint-Etienne-des-Gres, debt relief, Quebec

Saint-Étienne-des-Grès, a quaint municipality in Quebec, has a rural feel and a population of about 4,500. While it offers a family-friendly environment, residents face challenges with limited job opportunities and financial services. This can lead to difficulties in managing debt and securing loans, highlighting the need for effective debt relief solutions in the community.

City: Saint-Etienne-des-Gres
Province/Territory: Quebec (QC), Canada
Est. Population: 4,217

Financial Challenges

Living in Saint-Étienne-des-Grès can be tough for people who are having money problems. The town is small and mostly rural, which means there aren’t as many jobs as in bigger cities. This makes it hard to earn enough money to pay for things like rent, food, and bills. Many people live alone, so there’s only one income to rely on, which can make it harder to save money or handle unexpected expenses.

Another problem is that there aren’t many places to get help with money issues. In bigger cities, you can find financial advisors or places to get advice on managing debt, but in Saint-Étienne-des-Grès, these services are limited. This makes it harder for people struggling with money to find the support they need. Additionally, if someone needs to borrow money to make ends meet, it might be difficult to get loans because there are fewer banks and lenders in the area.

Debt Relief Solutions Available

Financial Planning

Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.

Find out more about Financial Planning

Debt Management Plan

A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.

Find out more about Debt Management

Debt Consolidation

Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.

Find out more about Debt Consolidation

Debt Settlement

Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.

Find out more about Debt Settlement

Consumer Proposal

A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.

Find out more about Consumer Proposals

Bankruptcy

Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.

Find out more about Bankruptcy


Saint-Etienne-des-Gres community offering debt relief resources and support for financial management.

*Illustration of Saint-Etienne-des-Gres, Quebec

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

ItemDescriptionEstimated
Living paycheck to paycheckNumber of residents who are living paycheck to paycheck1,982
Living in povertyNumber of residents who are living in poverty468
Debt defaultedNumber of residents who have defaulted on a debt payment46
InsolvenciesNumber of residents who filed for insolvency11
Consumer proposalNumber of residents who filed for a consumer proposal8
Personal bankruptcyNumber of residents who filed for personal bankruptcy3

The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.

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High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts Reduce debts into one affordable monthly payment Stop all collections calls No interest and charges (completely frozen) Government-legislated debt relief programs

Areas / Neighbourhoods

  • Quartier de la Gare: This neighborhood is characterized by its proximity to the historic train station, showcasing a quaint blend of homes and local shops. It’s a charming area with easy access to transportation and recreational facilities.

  • Centre-Ville: The downtown area of Saint-Etienne-des-Gres is known for its vibrant community atmosphere, featuring various eateries, boutiques, and cultural spots. The area serves as a hub for local events and gatherings.

  • Domaine du Parc: A residential neighborhood nestled close to green spaces and parks, this area is popular among families. It offers a peaceful environment with walking trails and playgrounds, making it ideal for outdoor activities.

  • Lac à la Tortue: This picturesque neighborhood surrounds the scenic Lac à la Tortue, attracting nature lovers and outdoor enthusiasts. The area is perfect for fishing, kayaking, and enjoying beautiful lakeside views.

  • Le Vieux Saint-Etienne: A historical part of the town featuring charming architecture and heritage sites. It provides a glimpse into the town’s past while maintaining a cozy and friendly community vibe.

  • Au Vieux Puits: A neighborhood that emphasizes tranquility and suburban living. With spacious homes and well-maintained gardens, it’s a favored location for those seeking a quiet lifestyle away from the busier parts of town.

Saint-Etienne-des-Gres community offering debt relief resources and support for financial management. Debt solutions available.

Illustration of Saint-Etienne-des-Gres, Quebec, Canada

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in Saint-Etienne-des-Gres, Canada to help understand the financial requirements for different living situations.

ItemDescriptionAverage Cost
Housing (1BR)Monthly rent for a 1-bedroom apartment$1,270
Housing (2BR)Monthly rent for a 2-bedroom apartment$1,750
Average Home PriceAverage price to purchase a home$502,000
UtilitiesMonthly cost for electricity, heating, water, and garbage$200
Food (Single)Monthly grocery cost for a single person$300
Food (Family)Monthly grocery cost for a family of four$850
Healthcare (Rx)Monthly cost for prescription medications$35
Healthcare (Dental)Monthly cost for dental care$200
Healthcare (Vision)Monthly cost for vision care$225
Transportation (Public)Monthly cost for public transit$1,270
Transportation (Car)Monthly cost for car ownership$550
Childcare (Daycare)Monthly cost for daycare$650
Childcare (After-School)Monthly cost for after-school programs$300

The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.

Top Questions

  1. What is the average cost of living in Saint-Etienne-des-Gres, Quebec?
  2. How does the housing market in Saint-Etienne-des-Gres compare to other cities in Quebec?
  3. What are the primary sources of employment in Saint-Etienne-des-Gres?
  4. What financial assistance programs are available for residents in Saint-Etienne-des-Gres?
  5. What are the average salaries for common jobs in Saint-Etienne-des-Gres?
  6. How has the economic outlook for Saint-Etienne-des-Gres changed in recent years?
  7. What are the major financial challenges faced by residents of Saint-Etienne-des-Gres?

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Located in the Mauricie region of Quebec, this small municipality has a population of around 4,500 residents and is characterized by its rural atmosphere, with a population density of about 43.4 people per square kilometer. The community features several parks, natural landscapes, and a friendly environment, making it ideal for outdoor activities and family life. The area is historically tied to agriculture and local industry, offering a quaint lifestyle with a close-knit community feel. While it has seen slight population fluctuations over recent years, the location maintains a steady presence in the region, showcasing local events and cultural traditions that celebrate its rich heritage.



Eliminate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs