Saint-Felix-de-Valois

Consumer Proposals & Relief Experts

Saint-Felix-de-Valois, debt relief, Quebec

Saint-Felix-de-Valois, located in Quebec’s Lanaudière region, is a picturesque community with outdoor activities and a strong local spirit. However, residents, especially the older population, face challenges like high healthcare costs and limited job opportunities, leading to financial strain. For those struggling with debt, seeking “debt relief” options becomes crucial in this supportive yet economically challenging environment.

City: Saint-Felix-de-Valois
Province/Territory: Quebec (QC), Canada
Est. Population: 6,029

Financial Challenges

Living in Saint-Felix-de-Valois can be tough for people who are struggling with money. One big problem is that many people are older and might not have enough money saved for retirement. This means they might have to use their savings quickly or depend on limited pensions. Additionally, healthcare costs can be high, making it hard to pay for doctor’s visits and medicines.

For those who work in Saint-Felix-de-Valois, finding good jobs can be challenging. The town might not have as many job opportunities as bigger cities, which can lead to lower incomes. Also, if you have debts or bills to pay, it can be stressful because there aren’t many places to earn extra money. This combination of high costs and limited job options makes it difficult for people with money problems to make ends meet.

Debt Relief Solutions Available

Financial Planning

Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.

Find out more about Financial Planning

Debt Management Plan

A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.

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Debt Consolidation

Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.

Find out more about Debt Consolidation

Debt Settlement

Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.

Find out more about Debt Settlement

Consumer Proposal

A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.

Find out more about Consumer Proposals

Bankruptcy

Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.

Find out more about Bankruptcy


Saint-Felix-de-Valois landscape showcasing options for debt relief and financial recovery.

*Illustration of Saint-Felix-de-Valois, Quebec

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

ItemDescriptionEstimated
Living paycheck to paycheckNumber of residents who are living paycheck to paycheck2,834
Living in povertyNumber of residents who are living in poverty669
Debt defaultedNumber of residents who have defaulted on a debt payment66
InsolvenciesNumber of residents who filed for insolvency15
Consumer proposalNumber of residents who filed for a consumer proposal11
Personal bankruptcyNumber of residents who filed for personal bankruptcy4

The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.

Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts Reduce debts into one affordable monthly payment Stop all collections calls No interest and charges (completely frozen) Government-legislated debt relief programs

Areas / Neighbourhoods

  • Centre-ville
    The downtown area of Saint-Félix-de-Valois features a mix of local shops, restaurants, and community services. It serves as a central hub for social and cultural activities, making it a lively spot for both residents and visitors.

  • Secteur de L’Etang
    This neighborhood is known for its picturesque surroundings and recreational opportunities. With parks and nature trails nearby, it attracts families and outdoor enthusiasts looking for a tranquil environment.

  • Quartier du Parc
    Located near a popular park, this residential area offers a friendly community atmosphere. With various housing options and proximity to public amenities, it’s a favored choice among families and retirees.

  • Érablière
    Known for its charming homes and close-knit community feel, Érablière features lush greenery and quiet streets. Residents enjoy a peaceful lifestyle while still being close to essential services.

  • Chemin des Ancêtres
    This area showcases the historic aspects of Saint-Félix-de-Valois with older homes and landmarks. It’s particularly appealing to those interested in the town’s heritage while enjoying a calm neighborhood.

  • Secteur des Rivières
    Highlighted by its scenic river views, this neighborhood is popular for its beautiful landscapes and waterfront activities. It’s a great option for those who appreciate nature and outdoor sports.

  • Quartier des Écoles
    As the name suggests, this area is notable for its local schools and educational facilities. This neighborhood is favored by families with children, providing convenient access to educational resources while fostering a community spirit.

Saint-Felix-de-Valois landscape showcasing options for debt relief and financial recovery. Debt solutions available.

Illustration of Saint-Felix-de-Valois, Quebec, Canada

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in Saint-Felix-de-Valois, Canada to help understand the financial requirements for different living situations.

ItemDescriptionAverage Cost
Housing (1BR)Monthly rent for a 1-bedroom apartment$1,270
Housing (2BR)Monthly rent for a 2-bedroom apartment$1,750
Average Home PriceAverage price to purchase a home$502,000
UtilitiesMonthly cost for electricity, heating, water, and garbage$200
Food (Single)Monthly grocery cost for a single person$300
Food (Family)Monthly grocery cost for a family of four$850
Healthcare (Rx)Monthly cost for prescription medications$35
Healthcare (Dental)Monthly cost for dental care$200
Healthcare (Vision)Monthly cost for vision care$225
Transportation (Public)Monthly cost for public transit$1,270
Transportation (Car)Monthly cost for car ownership$550
Childcare (Daycare)Monthly cost for daycare$650
Childcare (After-School)Monthly cost for after-school programs$300

The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.

Top Questions

  1. What is the average cost of living in Saint-Felix-de-Valois, Quebec?
  2. How do housing prices in Saint-Felix-de-Valois compare to nearby cities?
  3. What are the major sources of employment in Saint-Felix-de-Valois?
  4. What financial assistance programs are available for residents facing economic challenges in Saint-Felix-de-Valois?
  5. How is the economic outlook for Saint-Felix-de-Valois in the coming years?
  6. What are the typical household expenses residents face in Saint-Felix-de-Valois?
  7. How does the cost of utilities in Saint-Felix-de-Valois impact residents’ finances?

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Located in the Lanaudière region of Quebec, this charming area features a mix of natural beauty and community spirit. Surrounded by forests and rivers, it offers plenty of outdoor activities such as hiking, fishing, and snow sports in the winter months. The population is primarily French-speaking and has a close-knit feel, with local events and festivals that bring residents together. The community is served by essential amenities like schools, parks, and shops, making it a welcoming place for families and individuals seeking a quieter lifestyle.



Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs