Saint-Jean-de-Matha
Debt Relief Solutions For You Today
Saint-Jean-de-Matha, debt relief, Quebec
Saint-Jean-de-Matha, a small municipality in Quebec, faces financial challenges due to limited job opportunities and a predominantly mature population. With low wages from farming and tourism, residents often rely on pensions, making it hard to manage healthcare and bills. Debt relief options are scarce, often requiring travel to larger towns for assistance, complicating financial recovery for those in need.
City: Saint-Jean-de-Matha
Province/Territory: Quebec (QC), Canada
Est. Population: 4,335
Financial Challenges
Living in Saint-Jean-de-Matha can be hard if you’re having money problems. There aren’t many job opportunities, and the jobs that are available might not pay a lot. Many people rely on farming, small businesses, or tourism, which can sometimes be unstable. Since the average age is higher, some people depend on pensions or fixed incomes, making it tough to cover things like healthcare and bills. Plus, because the town is small, there aren’t many places to get help with debt or financial advice without traveling to a bigger city.
Working in Saint-Jean-de-Matha might also be challenging when you’re struggling with money. Transportation options are limited, so getting to better-paying jobs in nearby cities can be difficult and expensive. This makes it harder to find work that can help improve your financial situation. Additionally, accessing financial services and support usually requires going to larger towns, which can be a barrier if you need help managing debt or finding resources. All of these factors can make it tough to live and work in Saint-Jean-de-Matha if you’re dealing with money problems.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Saint-Jean-de-Matha, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
| Item | Description | Estimated |
|---|---|---|
| Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 2,037 |
| Living in poverty | Number of residents who are living in poverty | 481 |
| Debt defaulted | Number of residents who have defaulted on a debt payment | 47 |
| Insolvencies | Number of residents who filed for insolvency | 11 |
| Consumer proposal | Number of residents who filed for a consumer proposal | 8 |
| Personal bankruptcy | Number of residents who filed for personal bankruptcy | 3 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Centre-ville: The heart of Saint-Jean-de-Matha, featuring charming local shops, cafes, and restaurants. This vibrant area is ideal for both locals and visitors looking to explore the community’s offerings.
Parc régional de la Forêt Ouareau: A stunning natural area just outside the town center, perfect for outdoor enthusiasts. Popular for hiking, mountain biking, and winter sports, it showcases the region’s beautiful trails and scenic landscapes.
Lac Maskinongé: Known for its picturesque views and recreational activities, this area is great for water sports, fishing, and lakeside relaxation. The surrounding residential spots often attract families and seasonal visitors.
Domaine des Érables: A peaceful residential neighborhood surrounded by nature, offering spacious lots and a friendly community feel. It’s ideal for families seeking a quiet environment with easy access to outdoor activities.
Côteau du Chêne: A scenic neighborhood on the outskirts of Saint-Jean-de-Matha, known for its vibrant fall foliage and rural charm. It’s popular among those who appreciate a laid-back lifestyle, with lots of green spaces and hiking options nearby.
Illustration of Saint-Jean-de-Matha, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Saint-Jean-de-Matha, Canada to help understand the financial requirements for different living situations.
| Item | Description | Average Cost |
|---|---|---|
| Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
| Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
| Average Home Price | Average price to purchase a home | $502,000 |
| Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
| Food (Single) | Monthly grocery cost for a single person | $300 |
| Food (Family) | Monthly grocery cost for a family of four | $850 |
| Healthcare (Rx) | Monthly cost for prescription medications | $35 |
| Healthcare (Dental) | Monthly cost for dental care | $200 |
| Healthcare (Vision) | Monthly cost for vision care | $225 |
| Transportation (Public) | Monthly cost for public transit | $1,270 |
| Transportation (Car) | Monthly cost for car ownership | $550 |
| Childcare (Daycare) | Monthly cost for daycare | $650 |
| Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of living in Saint-Jean-de-Matha compared to other cities in Quebec?
- How have property prices in Saint-Jean-de-Matha changed over the past few years?
- What types of job opportunities are available in Saint-Jean-de-Matha, and what is the average salary?
- Are there any significant economic development projects planned for Saint-Jean-de-Matha?
- How do local taxes in Saint-Jean-de-Matha affect residents’ financial situations?
- What are common financial challenges faced by residents living in Saint-Jean-de-Matha?
- How does the cost of housing in Saint-Jean-de-Matha compare to neighboring municipalities?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Located in the Lanaudière region of Quebec, this small municipality has a population of around 4,838 residents, with an average age of 49.2 years, indicating a predominantly mature demographic. The area covers 109.36 square kilometers and features a low population density of 44.2 people per square kilometer, suggesting a rural setting. Known for its beautiful landscapes and outdoor activities, the community often attracts visitors for recreational opportunities, including hiking and skiing. The town is situated approximately 66–80 kilometers away from major cities, providing a peaceful atmosphere while still being accessible to urban amenities.
Eliminate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!