Saint-Maurice

Expert Debt Relief & Consumer Proposals

Saint-Maurice, debt relief, Quebec

Saint-Maurice, a community in Quebec’s Mauricie region, offers stunning natural beauty but faces financial challenges. Rising unemployment and living costs strain residents, complicating essential payments. Job reliance on specific industries heightens risks during economic downturns. Despite government efforts, debt management and housing affordability remain pressing concerns for those seeking debt relief in this close-knit community.

City: Saint-Maurice
Province/Territory: Quebec (QC), Canada
Est. Population: 3,432

Financial Challenges

People living and working in Saint-Maurice, Quebec, who are struggling with money may face several financial challenges. Unemployment rates in the wider Mauricie region have been increasing, making it harder to find jobs. If someone loses their job or can’t find one easily, paying for things like rent, groceries, and bills becomes more difficult. Additionally, the cost of living might be rising, meaning that everyday expenses take up a larger part of their income.

Another challenge is that Saint-Maurice relies on specific industries, such as manufacturing and tourism. If these industries slow down or face problems, there may be fewer job opportunities available. This can lead to more financial stress for residents. Even with government investments aimed at boosting the local economy, it might take time for these changes to help those who are currently struggling with money issues. Managing debts and finding affordable housing can also add to the financial pressure for people in this community.

Debt Relief Solutions Available

Financial Planning

Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.

Find out more about Financial Planning

Debt Management Plan

A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.

Find out more about Debt Management

Debt Consolidation

Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.

Find out more about Debt Consolidation

Debt Settlement

Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.

Find out more about Debt Settlement

Consumer Proposal

A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.

Find out more about Consumer Proposals

Bankruptcy

Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.

Find out more about Bankruptcy


Saint-Maurice scenic view highlighting local services for debt relief assistance

*Illustration of Saint-Maurice, Quebec

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

ItemDescriptionEstimated
Living paycheck to paycheckNumber of residents who are living paycheck to paycheck1,613
Living in povertyNumber of residents who are living in poverty381
Debt defaultedNumber of residents who have defaulted on a debt payment37
InsolvenciesNumber of residents who filed for insolvency9
Consumer proposalNumber of residents who filed for a consumer proposal7
Personal bankruptcyNumber of residents who filed for personal bankruptcy2

The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.

Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts Reduce debts into one affordable monthly payment Stop all collections calls No interest and charges (completely frozen) Government-legislated debt relief programs

Areas / Neighbourhoods

  • Centre-ville de Saint-Maurice
    The downtown area, or Centre-ville, is a vibrant hub featuring local shops, restaurants, and cafes. It’s the cultural heart of Saint-Maurice, where residents gather for community events and enjoy the artistic atmosphere.

  • Le Moulin
    A picturesque neighborhood known for its historical significance and natural beauty. It features the old mill and adjacent river, providing scenic views and walking paths that attract both residents and visitors.

  • Chutes-des-Passes
    This area is famous for its beautiful waterfalls and lush greenery. It’s a perfect spot for nature lovers and outdoor activities such as hiking and photography, making it a popular destination in the warmer months.

  • Village de Saint-Maurice
    A charming community area with a mix of residential homes and local businesses. This neighborhood is characterized by its friendly atmosphere and community spirit, offering a peaceful place for families to reside.

  • Golf Saint-Maurice
    Known for its golf courses, this area provides recreational opportunities and picturesque landscapes. It’s a popular spot for those who enjoy golfing and outdoor sports while being surrounded by nature.

  • Lotissement du Parc
    A family-oriented neighborhood with access to parks and playgrounds. It is ideal for children and provides a safe environment for outdoor activities, fostering a tight-knit community feel.

Saint-Maurice scenic view highlighting local services for debt relief assistance Debt solutions available.

Illustration of Saint-Maurice, Quebec, Canada

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in Saint-Maurice, Canada to help understand the financial requirements for different living situations.

ItemDescriptionAverage Cost
Housing (1BR)Monthly rent for a 1-bedroom apartment$1,270
Housing (2BR)Monthly rent for a 2-bedroom apartment$1,750
Average Home PriceAverage price to purchase a home$502,000
UtilitiesMonthly cost for electricity, heating, water, and garbage$200
Food (Single)Monthly grocery cost for a single person$300
Food (Family)Monthly grocery cost for a family of four$850
Healthcare (Rx)Monthly cost for prescription medications$35
Healthcare (Dental)Monthly cost for dental care$200
Healthcare (Vision)Monthly cost for vision care$225
Transportation (Public)Monthly cost for public transit$1,270
Transportation (Car)Monthly cost for car ownership$550
Childcare (Daycare)Monthly cost for daycare$650
Childcare (After-School)Monthly cost for after-school programs$300

The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.

Top Questions

  1. What is the average cost of living in Saint-Maurice, Quebec?
  2. How has the economic outlook in Saint-Maurice changed in recent years?
  3. What are the primary financial challenges faced by residents of Saint-Maurice?
  4. How do housing prices in Saint-Maurice compare to other cities in Quebec?
  5. Are there any local government programs to assist residents with financial difficulties in Saint-Maurice?
  6. What job opportunities are available in Saint-Maurice, and how do they impact the local economy?
  7. How does the cost of utilities and services in Saint-Maurice affect household budgets?

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Saint-Maurice is a small community located in the Mauricie region of Quebec, Canada. Known for its beautiful natural surroundings, it features rivers, forests, and parks that offer various outdoor activities like hiking and fishing. The area is rich in history, with its roots going back to the early 19th century when it was established as a hub for logging and industry. Today, residents enjoy a peaceful lifestyle while being part of a close-knit community that celebrates its heritage with local events and festivals. Additionally, the nearby city of Trois-Rivières provides access to more urban amenities and cultural attractions, making it a convenient place to live.



Eliminate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs