Saint-Pie

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Saint-Pie, debt relief, Quebec

Saint-Pie, Quebec, is a charming rural town with a strong agricultural base and a friendly community. However, residents face financial challenges due to rising living costs, limited job opportunities, and potential tax increases linked to provincial debt. This can strain household budgets and hinder access to essential resources, emphasizing the need for debt relief solutions.

City: Saint-Pie
Province/Territory: Quebec (QC), Canada
Est. Population: 5,438

Financial Challenges

Residents of Saint-Pie, Quebec who are struggling financially may find it challenging to afford everyday expenses like rent, utilities, and groceries. If their income doesn’t keep up with the cost of living, it becomes hard to make ends meet each month. Additionally, there may be limited job opportunities in the area, making it difficult for people to find stable and well-paying work to support themselves and their families.

Another financial challenge is the potential increase in taxes or reduction in public services due to the province’s high debt. This can mean fewer resources available for things like healthcare and education, forcing individuals to spend more out of their own pockets. Without adequate support, those already facing money problems might find it even harder to manage their finances and improve their living situation.

Debt Relief Solutions Available

Financial Planning

Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.

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Debt Management Plan

A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.

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Debt Consolidation

Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.

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Debt Settlement

Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.

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Consumer Proposal

A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.

Find out more about Consumer Proposals

Bankruptcy

Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.

Find out more about Bankruptcy


Saint-Pie debt relief consultation office with financial advisors assisting clients.

*Illustration of Saint-Pie, Quebec

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

ItemDescriptionEstimated
Living paycheck to paycheckNumber of residents who are living paycheck to paycheck2,556
Living in povertyNumber of residents who are living in poverty604
Debt defaultedNumber of residents who have defaulted on a debt payment59
InsolvenciesNumber of residents who filed for insolvency14
Consumer proposalNumber of residents who filed for a consumer proposal10
Personal bankruptcyNumber of residents who filed for personal bankruptcy3

The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.

Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts Reduce debts into one affordable monthly payment Stop all collections calls No interest and charges (completely frozen) Government-legislated debt relief programs

Areas / Neighbourhoods

Centre-ville de Saint-Pie
This area is the heart of Saint-Pie, featuring a blend of local shops, cozy cafes, and small restaurants. It serves as a social hub, especially for community events and gatherings.

Quartier des Écoles
Located near the local schools, this neighborhood is popular among families. It offers a safe environment with parks and recreational facilities, making it ideal for children and active lifestyles.

Rue St. Pierre
A scenic street lined with historic homes, Rue St. Pierre is known for its charming architecture and community spirit. Residents enjoy easy access to amenities, making it a desirable place to live.

Parc de la Rivière
This neighborhood is centered around the extensive green spaces and trails along the river. It’s perfect for outdoor enthusiasts, offering walking paths, picnic areas, and opportunities for fishing and birdwatching.

Plateau de Saint-Pie
This residential area features newer homes and is popular among young professionals and families. It offers a peaceful suburban lifestyle while being close to local amenities and schools.

Bord de la Voie Ferrée
Nestled near the railway, this area has historical significance and is known for its distinctive charm. It’s a quieter neighborhood that attracts those who appreciate its unique character and proximity to nature.

Saint-Pie debt relief consultation office with financial advisors assisting clients. Debt solutions available.

Illustration of Saint-Pie, Quebec, Canada

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in Saint-Pie, Canada to help understand the financial requirements for different living situations.

ItemDescriptionAverage Cost
Housing (1BR)Monthly rent for a 1-bedroom apartment$1,270
Housing (2BR)Monthly rent for a 2-bedroom apartment$1,750
Average Home PriceAverage price to purchase a home$502,000
UtilitiesMonthly cost for electricity, heating, water, and garbage$200
Food (Single)Monthly grocery cost for a single person$300
Food (Family)Monthly grocery cost for a family of four$850
Healthcare (Rx)Monthly cost for prescription medications$35
Healthcare (Dental)Monthly cost for dental care$200
Healthcare (Vision)Monthly cost for vision care$225
Transportation (Public)Monthly cost for public transit$1,270
Transportation (Car)Monthly cost for car ownership$550
Childcare (Daycare)Monthly cost for daycare$650
Childcare (After-School)Monthly cost for after-school programs$300

The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.

Top Questions

  1. What is the average cost of living in Saint-Pie, Quebec?
  2. How do housing prices in Saint-Pie compare to other cities in Quebec?
  3. What are the average salaries for residents of Saint-Pie?
  4. Are there financial assistance programs available for low-income residents in Saint-Pie?
  5. What are the most common financial challenges faced by residents of Saint-Pie?
  6. How is the economic outlook for small businesses in Saint-Pie?
  7. What are the local government initiatives to improve the economic conditions in Saint-Pie?

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Saint-Pie is a small town located in the province of Quebec, Canada, known for its charming rural atmosphere and friendly community. Nestled in the Montérégie region, it has a rich history and offers various recreational activities, including parks and outdoor spaces that residents can enjoy. The town is primarily agricultural, with many local farms contributing to the region’s economy. With proximity to larger cities like Saint-Hyacinthe and Montreal, it also benefits from convenient access to urban amenities. Overall, the community is characterized by its welcoming spirit and a focus on local culture and traditions.



Eliminate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs