Saint-Roch-de-l'Achigan
Tax Debt Relief Canada
Saint-Roch-de-l’Achigan, debt relief, Quebec
Saint-Roch-de-l’Achigan, a growing Quebec community, faces financial challenges as population growth increases housing costs and reliance on commuting to larger urban centers like Montreal for work. Many residents struggle with high expenses related to transportation and childcare, compounded by limited local job opportunities. This situation heightens the need for debt relief options to support families in managing their financial burdens.
City: Saint-Roch-de-l’Achigan
Province/Territory: Quebec (QC), Canada
Est. Population: 5,453
Financial Challenges
Living in Saint-Roch-de-l’Achigan can be tough for people who are struggling with money. As more families move to the area, the cost of buying or renting a home goes up, making it hard to afford a place to live. Many residents also need to travel to bigger cities like Montreal for work, which means spending more money on gas, car maintenance, and public transportation.
Additionally, there aren’t always enough local jobs available, so finding steady work can be a challenge. Families with children have to deal with extra costs for schools and childcare, which adds to their financial stress. With fewer businesses nearby, it’s harder to find good job opportunities, making it difficult to earn enough money to cover everyday expenses.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Saint-Roch-de-l’Achigan, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
Item | Description | Estimated |
---|---|---|
Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 2,563 |
Living in poverty | Number of residents who are living in poverty | 605 |
Debt defaulted | Number of residents who have defaulted on a debt payment | 59 |
Insolvencies | Number of residents who filed for insolvency | 14 |
Consumer proposal | Number of residents who filed for a consumer proposal | 10 |
Personal bankruptcy | Number of residents who filed for personal bankruptcy | 3 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Centre-Ville
The downtown area of Saint-Roch-de-l’Achigan, featuring a mix of local shops, eateries, and community centers. It’s a hub for both residents and visitors, with easy access to public services and local events.Les Cèdres
A peaceful residential neighborhood known for its spacious lots and family-friendly atmosphere. It’s characterized by its lovely green spaces and is ideal for those seeking a quieter lifestyle close to nature.Chemin de la Montagne
This area offers a more rural setting with scenic views and larger properties. It’s popular among those who enjoy outdoor activities and is close to hiking trails and natural parks.Saint-Roch
A community-focused neighborhood that prides itself on its tight-knit atmosphere. Residents participate actively in local events, making it a vibrant area with a strong sense of belonging.Rivière l’Achigan
Named after the river that runs through it, this region is known for its beautiful waterfront properties and recreational opportunities. It’s a great spot for fishing, boating, and enjoying the outdoors, particularly in the summer months.

Illustration of Saint-Roch-de-l’Achigan, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Saint-Roch-de-l’Achigan, Canada to help understand the financial requirements for different living situations.
Item | Description | Average Cost |
---|---|---|
Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
Average Home Price | Average price to purchase a home | $502,000 |
Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
Food (Single) | Monthly grocery cost for a single person | $300 |
Food (Family) | Monthly grocery cost for a family of four | $850 |
Healthcare (Rx) | Monthly cost for prescription medications | $35 |
Healthcare (Dental) | Monthly cost for dental care | $200 |
Healthcare (Vision) | Monthly cost for vision care | $225 |
Transportation (Public) | Monthly cost for public transit | $1,270 |
Transportation (Car) | Monthly cost for car ownership | $550 |
Childcare (Daycare) | Monthly cost for daycare | $650 |
Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of living in Saint-Roch-de-l’Achigan compared to nearby cities?
- How have property prices in Saint-Roch-de-l’Achigan changed over the past five years?
- What are the primary economic drivers for Saint-Roch-de-l’Achigan’s local economy?
- Are there any financial assistance programs available for residents facing economic challenges in Saint-Roch-de-l’Achigan?
- How does the job market in Saint-Roch-de-l’Achigan compare to the larger Montreal metropolitan area?
- What is the average household income in Saint-Roch-de-l’Achigan, and how does it affect the cost of living?
- What are common financial challenges faced by residents of Saint-Roch-de-l’Achigan?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Situated in Quebec, this small community has seen a notable increase in its population, growing by 5.9% from 2016 to 2021, bringing the total to 5,453 residents. With a low population density of 68.1 people per square kilometer, the area reflects suburban characteristics, primarily attracting young families, as nearly 20% of the population is under the age of 15. The community is predominantly Francophone, with a minor English-speaking demographic. Its proximity to larger urban centers allows residents the option to commute for work, supporting local development while also introducing challenges related to transportation and financial management. As the population continues to grow, opportunities for local business expansion and community services increase, albeit with potential financial pressures stemming from the housing market and job reliance outside the area.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!