Sainte-Anne-de-Bellevue
Debt & Credit Consolidation Tips
Sainte-Anne-de-Bellevue, debt relief, Quebec
Sainte-Anne-de-Bellevue, Quebec, features a charming waterfront and a rich historical backdrop, appealing to its 5,000 residents. However, high housing costs pose challenges, particularly for seniors on fixed incomes. Limited job opportunities and rising daily expenses further complicate finances. Residents may struggle with debt management and seek debt relief solutions to navigate these financial difficulties.
City: Sainte-Anne-de-Bellevue
Province/Territory: Quebec (QC), Canada
Est. Population: 5,027
Financial Challenges
Living in Sainte-Anne-de-Bellevue can be difficult for people who are having money problems. The cost of housing is high, making it hard to find affordable places to live. Additionally, many people rely on fixed incomes, especially older residents, which might not cover rising costs like healthcare and daily expenses. Transportation costs can also add up if you need to travel to work or other places regularly.
Working in Sainte-Anne-de-Bellevue might also present financial challenges. Job opportunities may be limited, and wages might not be enough to cover the high cost of living. For families, expenses like childcare and education can put extra pressure on budgets. Without access to affordable financial services or support programs, it can be tough for individuals to manage debt or improve their financial situations, leading to ongoing stress.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Sainte-Anne-de-Bellevue, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
Item | Description | Estimated |
---|---|---|
Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 2,363 |
Living in poverty | Number of residents who are living in poverty | 558 |
Debt defaulted | Number of residents who have defaulted on a debt payment | 55 |
Insolvencies | Number of residents who filed for insolvency | 13 |
Consumer proposal | Number of residents who filed for a consumer proposal | 10 |
Personal bankruptcy | Number of residents who filed for personal bankruptcy | 3 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Historic Village
This charming area features a picturesque waterfront along the Ottawa River and a collection of historical buildings. Visitors can enjoy boutiques, cafes, and the scenic boardwalk that highlights the town’s rich heritage.Colleges and University Area
Dominated by the presence of John Abbott College and the nearby McGill University Macdonald Campus, this neighborhood attracts a diverse demographic of students and faculty. It offers lively cafes, study spots, and a vibrant social scene.Parc-nature de l’Île-Bizard
This nature park, located just south of the village, is a vast green space featuring trails for hiking, cycling, and birdwatching. It provides an escape into nature while still being close to urban amenities.Lakeshore Road
Running alongside the waterfront, Lakeshore Road is lined with impressive homes and offers stunning views of the river. It’s a tranquil residential area that combines suburban living with easy access to the town’s amenities.Sainte-Anne-de-Bellevue Canal
This area is centered around the historical canal, ideal for boating and fishing. The canal is also surrounded by parks and open spaces, making it a popular spot for families and outdoor enthusiasts.Boul. des Sources
A main thoroughfare in Sainte-Anne-de-Bellevue that hosts a variety of shops, restaurants, and services. This bustling area serves as a commercial hub and is frequented by residents and visitors alike.Île-Perrot
Located just a short drive from the town center, this area offers a mix of residential neighborhoods and recreational areas. It features parks and access to waterfront activities, appealing to families and nature lovers.

Illustration of Sainte-Anne-de-Bellevue, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Sainte-Anne-de-Bellevue, Canada to help understand the financial requirements for different living situations.
Item | Description | Average Cost |
---|---|---|
Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
Average Home Price | Average price to purchase a home | $502,000 |
Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
Food (Single) | Monthly grocery cost for a single person | $300 |
Food (Family) | Monthly grocery cost for a family of four | $850 |
Healthcare (Rx) | Monthly cost for prescription medications | $35 |
Healthcare (Dental) | Monthly cost for dental care | $200 |
Healthcare (Vision) | Monthly cost for vision care | $225 |
Transportation (Public) | Monthly cost for public transit | $1,270 |
Transportation (Car) | Monthly cost for car ownership | $550 |
Childcare (Daycare) | Monthly cost for daycare | $650 |
Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of living in Sainte-Anne-de-Bellevue compared to other cities in Quebec?
- How has the real estate market in Sainte-Anne-de-Bellevue changed over the past few years?
- What are the main economic drivers for Sainte-Anne-de-Bellevue and how do they affect job opportunities?
- What financial challenges do residents of Sainte-Anne-de-Bellevue face, especially regarding housing and utilities?
- How do property taxes in Sainte-Anne-de-Bellevue compare to neighboring municipalities?
- What is the unemployment rate in Sainte-Anne-de-Bellevue and what sectors are currently growing?
- Are there any financial assistance programs available for residents struggling with the cost of living in Sainte-Anne-de-Bellevue?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Located along the Ottawa River in Quebec, this town is known for its charming waterfront area and historical significance as one of the oldest municipalities in Canada. It has a population of about 5,000 residents, with a notable number of seniors, making it a community rich in history and cultural heritage. The town is home to educational institutions, including a campus of McGill University, which contributes to its lively atmosphere. Local parks, shops, and restaurants provide a welcoming environment for both residents and visitors, while its proximity to Montreal allows for easy access to urban amenities. The picturesque setting, with riverside views and green spaces, makes it a beautiful place to live or visit.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!